Overview / Commentary
Capital Credit Union (ND) is headquartered in Bismarck and is the 2nd largest credit union in the state of North Dakota. It is also the 524th largest credit union in the nation. It was established in 1939 and as of March of 2025, it had grown to 140 employees and 32,107 members at 11 locations. Capital Credit Union (ND) has an A health rating.
Field of Membership Restrictions
Membership in Capital Credit Union is open to North Dakota residents who live within 50 miles of Beulah or New Salem, or within 75 miles of Bismarck, Fargo, or Hazen. Membership is also extended to those who have immediate family living within 50 miles of Bismarck, North Dakota.
See current membership details
Health
A
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61637 |
| Year Chartered | 1939 |
| Employees | 140 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 6.57% |
| Annual Interest Income | $9.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $836.7MM$762.7MM |
| Loans | Q1 2025vs Q1 2024 | $639.9MM$588.3MM |
| Deposits | Q1 2025vs Q1 2024 | $712.7MM$642.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $103.3MM$93.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $4.5MM$9.7MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $9.8MM$2.7MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $157K$133K |
