Average User Rating:5 star rating based on 2 reviews.
Capital One 360
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1680 Capital One Drive Mclean, VA 22102 888-464-0727 home.capitalone360.com  |
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Capital One 360 is headquartered in Mclean and is the largest bank in the state of Virginia. It is also the 8th largest bank in the nation. It was established in 1933 and as of December of 2012, it had grown to 24,695 employees at 963 locations. Capital One 360's savings rates are 44% higher than the national average, and it boasts a 5-star health rating.
Related Posts
Capital One 360 Announces Changes Including Bigger Refer-a-Friend Bonus - 4/19/2013
Before ING DIRECT was acquired by Capital One, ING DIRECT had long offered incentives for new customers to open its savings and checking accounts. In February, ING DIRECT was converted into Capital On ...
ING DIRECT Is Now Capital One 360 - 2/1/2013
ING DIRECT has officially been converted to Capital One 360. ING Direct's website at ingdirect.com now redirects users to CapitalOne360.com . I tried logging in to my ING DIRECT account at CapitalOne3 ...
See Rates for: Checking | Savings | CD | IRA
Capital One 360 Checking Account Rates
Capital One 360 Savings Account Rates
Capital One 360 CD Rates
| Apy | Min | Max | Product | |
| 0.90% | - | - | 60 Month CD | |
| 0.90% | - | - | Business 60 Month CD | |
| 0.70% | - | - | 30 Month CD | |
| 0.70% | - | - | 36 Month CD | |
| 0.70% | - | - | 48 Month CD | |
| 0.70% | - | - | Business 30 Month CD | |
| 0.70% | - | - | Business 36 Month CD | |
| 0.70% | - | - | Business 48 Month CD | |
| 0.40% | - | - | 6 Month CD | |
| 0.40% | - | - | 9 Month CD | |
| 0.40% | - | - | 12 Month CD | |
| 0.40% | - | - | 18 Month CD | |
| 0.40% | - | - | 24 Month CD | |
| 0.40% | - | - | Business 6 Month CD | |
| 0.40% | - | - | Business 9 Month CD | |
| 0.40% | - | - | Business 12 Month CD | |
| 0.40% | - | - | Business 18 Month CD | |
| 0.40% | - | - | Business 24 Month CD |
Capital One 360 IRA Rates
| Apy | Min | Max | Product | |
| 0.90% | - | - | 60 Month IRA | |
| 0.90% | - | - | 60 Month Roth IRA | |
| 0.70% | - | - | 30 Month IRA | |
| 0.70% | - | - | 36 Month IRA | |
| 0.70% | - | - | 48 Month IRA | |
| 0.70% | - | - | 30 Month Roth IRA | |
| 0.70% | - | - | 36 Month Roth IRA | |
| 0.70% | - | - | 48 Month Roth IRA | |
| 0.40% | - | - | 6 Month IRA | |
| 0.40% | - | - | 9 Month IRA | |
| 0.40% | - | - | 12 Month IRA | |
| 0.40% | - | - | 18 Month IRA | |
| 0.40% | - | - | 24 Month IRA | |
| 0.40% | - | - | 6 Month Roth IRA | |
| 0.40% | - | - | 9 Month Roth IRA | |
| 0.40% | - | - | 12 Month Roth IRA | |
| 0.40% | - | - | 18 Month Roth IRA | |
| 0.40% | - | - | 24 Month Roth IRA |
Rates updated: 5/24/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Great Bank. Great For Kids To
- bobby927 - Friday, April 12, 2013 - 7:26 PMThis bank really takes security into great detail. They have great deals, and very low fees. They do not charge an overdraft fee, just a very very small amount of interest if you do overdraft.
For a $50 bonus! (Checking) or $25 for Savings click here!
https://home.capitalone360.com/referafriend?save=ZP2dn5yo1F
I was able to open a checking account with no Min. (I did deposit $5.00 into the account just to link my regular banking account). I also opened a no fee savings account! Again no Min. (I put $1.00 in)
The biggest downside to cap 1 360 is their lack of free checks. Most banks offer free checks now but this isn't a big deal for myself.
I have been a member for a while!! No problems yet! I closed my Ally account because I like the features of this account better.
Last, if you have children you can make them a kids account and they have their own sign in information if you would like! Great feature!
2
| Vote: 0 | $50 checking account bonus OfferCheckingCash | View Promo Details » |
| Leave a Comment (8) » | ||
| Daniel - April 19, 2013 "If you have been disappointed in any changes since the conversion, please leave a comment." A few months ago my Capital One checking account had an APY of .73%; now it is only .20%. I would say that is pretty big disappointment. I am seriously considering switching to Everbank (I already have a really good money market savings account with them). Anonymous - April 19, 2013 Does anybody know if you closed your Electric Orange checking account with ING Direct, how long do you have to wait before you can collect another bonus from Capitial ONe by opening a new account? Anonymous - April 20, 2013 From the past, if you had ING EO Checking, with a bonus, and closed the account and waited a year before you open a new ING EOC with another bonus offer, the ING did not give the bonus. Anonymous - April 21, 2013 I have received multiple bonuses from ING (now Capital One 360). I received a total of 4 or 5 bonuses. I opened an account back in 2010 and got the $50 bonus. I closed the account and opened a new account in 2011 and received another $50 bonus. I closed that account and opened a new account again in 2011 and received a $125 bonus. I closed that account and opened another one in 2012 and received a $150 bonus. I have earned over $400 in bonuses just by opening and closing accounts over the course of a few years. THAT BEING SAID, I WOULD NOT ADVISE ANYONE TO DO THIS. Their fraud department eventually called me and told me if I do it one more time they are going to close all of my accounts and not allow me to ever have accounts with them again. Anonymous - April 21, 2013 The fine print says new customers only. Someone mentioned it worked to keep opening and closing accounts but finally their fraud department caught up to them... their system probably purges old accounts after so long. I wouldn't suggest trying to get multiple bonuses though http://tinyurl.com/c5398oz Anonymous - April 22, 2013 They have a great bonus! You can earn upto $100 with no direct deposit. No overdrafts.. No min opening deposits (Except for savings). They have great deals going on right now https://home.capitalone360.com/referafriend?save=ZP2dn5yo1F $50 for opening a checking account direct deposit not required and no min. $25 for savings account with a $250 opening deposit. $25 for opening a kids account and $25 for teen account! Anonymous - May 1, 2013 Interest rates stink, and I have no interest in doing business with the company at all. Worst branding move ever. They would have been better off actually following their own hyperbole and naming it Aunt Bertha's Bank, since at least that name isn't mud like Capital One's is. I closed by account and went elsewhere. bobby927 - May 2, 2013 Great Bank. I found their rates to also be low but they are much higher than my local bank. I also like their no fee policy. I found the link above has more promotions than their current site. (For some reason I had to copy and paste the link to work) I received my $50 bonus already and wish I knew about the $25 savings bonus at that link https://home.capitalone360.com/referafriend?save=ZP2dn5yo1F | ||
| Vote: 0 | Bigger Refer-a-Friend Bonus ReferralCash | View Promo Details » |
| Leave a Comment (8) » | ||
| Daniel - April 19, 2013 "If you have been disappointed in any changes since the conversion, please leave a comment." A few months ago my Capital One checking account had an APY of .73%; now it is only .20%. I would say that is pretty big disappointment. I am seriously considering switching to Everbank (I already have a really good money market savings account with them). Anonymous - April 19, 2013 Does anybody know if you closed your Electric Orange checking account with ING Direct, how long do you have to wait before you can collect another bonus from Capitial ONe by opening a new account? Anonymous - April 20, 2013 From the past, if you had ING EO Checking, with a bonus, and closed the account and waited a year before you open a new ING EOC with another bonus offer, the ING did not give the bonus. Anonymous - April 21, 2013 I have received multiple bonuses from ING (now Capital One 360). I received a total of 4 or 5 bonuses. I opened an account back in 2010 and got the $50 bonus. I closed the account and opened a new account in 2011 and received another $50 bonus. I closed that account and opened a new account again in 2011 and received a $125 bonus. I closed that account and opened another one in 2012 and received a $150 bonus. I have earned over $400 in bonuses just by opening and closing accounts over the course of a few years. THAT BEING SAID, I WOULD NOT ADVISE ANYONE TO DO THIS. Their fraud department eventually called me and told me if I do it one more time they are going to close all of my accounts and not allow me to ever have accounts with them again. Anonymous - April 21, 2013 The fine print says new customers only. Someone mentioned it worked to keep opening and closing accounts but finally their fraud department caught up to them... their system probably purges old accounts after so long. I wouldn't suggest trying to get multiple bonuses though http://tinyurl.com/c5398oz Anonymous - April 22, 2013 They have a great bonus! You can earn upto $100 with no direct deposit. No overdrafts.. No min opening deposits (Except for savings). They have great deals going on right now https://home.capitalone360.com/referafriend?save=ZP2dn5yo1F $50 for opening a checking account direct deposit not required and no min. $25 for savings account with a $250 opening deposit. $25 for opening a kids account and $25 for teen account! Anonymous - May 1, 2013 Interest rates stink, and I have no interest in doing business with the company at all. Worst branding move ever. They would have been better off actually following their own hyperbole and naming it Aunt Bertha's Bank, since at least that name isn't mud like Capital One's is. I closed by account and went elsewhere. bobby927 - May 2, 2013 Great Bank. I found their rates to also be low but they are much higher than my local bank. I also like their no fee policy. I found the link above has more promotions than their current site. (For some reason I had to copy and paste the link to work) I received my $50 bonus already and wish I knew about the $25 savings bonus at that link https://home.capitalone360.com/referafriend?save=ZP2dn5yo1F | ||
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Great One Bonus Already Paid
I used the link below
Refer a Friend - Capital One 360 (This link)
and it was great!! I signed up for both a checking and savings account. My savings bonus was deposited almost instantly after they confirmed my $250 opening deposit. After i received my check card in the mail I made 3 small purchases. ($1.00 sodas). the next day I awoke to an email saying I have met all requirments for the bonus and it would deposit on such and such date. That date hasn't passed yet but I know I will receive the bonus.
VERY EASY $75! I plan to close my account after I get all of the bonus money but I have no complaints with them so far. I may decide to keep it.
Their site feels very secure and I contacted their customer service department to inquire about closing my account after the bonus. They said they would hate to see me go however once the bonus is paid I am free to leave. Very friendly and helpful.
Thanks to the poster below for sharing this link. It was a great help for a bargain hunter like myself.