Capitol Federal Savings Bank

Capitol Federal Savings Bank Locations
700 Kansas Ave
Topeka, KS 66603
785-235-1341
www.capfed.com



Capitol Federal Savings proudly celebrates more than 115 years of service to their customers and their communities. Throughout its history, the Bank has remained steadfast in its commitment to the American dream of home ownership. They thank their many generations of customers for their loyalty and rededicate themselves to the ideals of the Bank's Corporate Philosophy of Safety in Savings, Sound Lending Policies, and Quality Customer Service. Customer trust in the strength of Capitol Federal has led them into a new century, and they look forward to a partnership with their customers in the development of their communities and in meeting the challenges their new century will bestow.

Capitol Federal Savings Bank Routing Number: 301171285

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5.50% 12-Month CD at a Kansas Bank (Capitol Federal Savings) - 2/14/2007

Capitol Federal Savings is having a President's Day CD special with a yield of 5.50% APY and a 12-month term. It's only available by visiting a branch on February 19th. The minimum deposit is $1,000. The special is not listed at the bank's website. It...



See Rates for: Money Market | CD | IRA

Capitol Federal Savings Bank Money Market Rates

ApyMinMaxProduct
0.45%$200k-Money Market Select Account

Capitol Federal Savings Bank CD Rates

ApyMinMaxProduct
1.75%$1k-5 Year CD
1.60%$1k-8 Year CD
1.50%$1k-4 Year CD
1.35%$1k-42 Month CD
1.25%$1k-3 Year CD
1.00%$1k-30 Month CD
0.95%$1k-27 Month CD
0.90%$1k-2 Year CD
0.80%$1k-19 Month CD
0.70%$1k-14 Month CD
0.60%$1k-1 Year CD
0.50%$1k-10 Month CD
0.45%$1k-8 Month CD
0.35%$1k-182 Day CD
0.15%$1k-91 Day CD

Capitol Federal Savings Bank IRA Rates

ApyMinMaxProduct
1.75%$1k-5 Year Roth IRA
1.75%$1k-5 Year Education IRA
1.50%$1k-4 Year IRA
1.50%$1k-4 Year Roth IRA
1.50%$1k-4 Year Education IRA
1.35%$1k-42 Month IRA
1.35%$1k-42 Month Roth IRA
1.35%$1k-42 Month Education IRA
1.25%$1k-3 Year IRA
1.25%$1k-3 Year Roth IRA
1.25%$1k-3 Year Education IRA
1.00%$1k-30 Month IRA
1.00%$1k-30 Month Roth IRA
1.00%$1k-30 Month Education IRA
0.95%$1k-27 Month IRA
0.95%$1k-27 Month Roth IRA
0.95%$1k-27 Month Education IRA
0.90%$1k-2 Year IRA
0.90%$1k-2 Year Roth IRA
0.90%$1k-2 Year Education IRA
0.80%$1k-19 Month IRA
0.80%$1k-19 Month Roth IRA
0.80%$1k-19 Month Education IRA
0.70%$1k-14 Month IRA
0.70%$1k-14 Month Roth IRA
0.70%$1k-14 Month Education IRA
0.60%$1k-1 Year IRA
0.60%$1k-1 Year Roth IRA
0.60%$1k-1 Year Education IRA
0.50%$1k-10 Month IRA
0.50%$1k-10 Month Roth IRA
0.50%$1k-10 Month Education IRA
0.45%$1k-8 Month IRA
0.45%$1k-8 Month Roth IRA
0.45%$1k-8 Month Education IRA
0.35%$1k-182 Day IRA
0.35%$1k-182 Day Roth IRA
0.35%$1k-182 Day Education IRA
0.15%$1k-91 Day IRA
0.15%$1k-91 Day Roth IRA
0.15%$1k-91 Day Education IRA

Rates updated: 2/11/2012

Data for Q3 2011


Institution Statistics


Capitol Federal Savings Bank
OTS #00670
FDIC Certificate #27981
BankRate ReportView
Year Established1893
Employees671
Primary RegulatorOCC

Assets and Liabilities

Assets$9.10 billion
Loans$5.15 billion
Deposits$4.69 billion
Equity Capital$1.40 billion
Loan Loss Allowance$11.71 million
Unbacked Noncurrent Loans$23.82 million
Real Estate Owned$11.32 million

Historic Data - September 2010

Assets$8.50 billion
Equity Capital$857.11 million
Loan Loss Allowance$10.56 million
Unbacked Noncurrent Loans$28.47 million
Real Estate Owned$9.92 million

Profit Margin - Quarterly

Net Interest Margin1.86%
Return on Assets0.69%
Return on Equity4.66%
Interest Income$258.99 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Capitol Federal Savings Bank had $35.15 million in non-current loans and owned real-estate with $1.41 billion in equity and loan loss allowances on hand to cover it. This gives Capitol Federal Savings Bank a Texas Ratio of 2.50% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend5
The Texas Ratio for Capitol Federal Savings Bank decreased significantly from 4.42% as of September 30, 2010 to 2.50% as of September 30, 2011, resulting in a positive change of 43.56%.This indicates that the balance sheet and financial strength for Capitol Federal Savings Bank has improved significantly in recent periods.
Deposit Growth4
In the past year, Capitol Federal Savings Bank has increased its total deposits by $80.45 million, resulting in 1.75% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Capitol Federal Savings Bank has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Capitol Federal Savings Bank has $9.1 billion in assets with $1.41 billion in equity, resulting in a capitalization level of 15.46%, which is excellent.
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