Carolina Cooperative Federal Credit Union is headquartered in Charlotte and is the 38th largest credit union in the state of North Carolina. It is also the 2,433rd largest credit union in the nation. It was established in 1962 and as of March of 2025, it had grown to 17 employees and 9,923 members at 3 locations. Carolina Cooperative Federal Credit Union's CD rates are 4X the national average, and it has a B health rating.
Carolina Cooperative Federal Credit Union is open to all North Carolina residents through membership in the North Carolina Consumers Council. Those who live, work, worship, or attend school in the majority of Gaston County (NC) also qualify for membership. Immediate family members of current membership are welcome to apply.
See current membership details
Overall | |
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NCUA # | 24801 |
Year Chartered | 1962 |
Employees | 17 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.09% |
Return on Equity - YTD | 0.74% |
Annual Interest Income | $549K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $50.8MM$54.1MM |
Loans | Q1 2025vs Q1 2024 | $31.8MM$39.1MM |
Deposits | Q1 2025vs Q1 2024 | $43.9MM$46.8MM |
Equity Capital | Q1 2025vs Q1 2024 | $6.4MM$6.5MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $506K$414K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $567K$763K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Carolina Cooperative Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $100 | - | Holiday Club Account | |
0.15% | $100 | - | Vacation Club Savings Account | |
0.05% | $100 | - | Share Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | $250 | - | Daily Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.25% | $0 | $25k | E-Checking Account |
Carolina Cooperative Federal Credit Union Locations | ||
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Branch Office | 2515 W Roosevelt Blvd Ste A | Monroe, NC 28110 |
Branch Office | 1207 Bessemer City Rd | Gastonia, NC 28052 |
Branch Office | 6502 McMahan Dr | Charlotte, NC 28226 |