Case Credit Union

4316 S Pennsylvania Ave
Lansing, MI 48910
888.393.7716
www.casecu.org

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Case Credit Union is headquartered in LANSING and is the 45^th largest credit union in the state of Michigan. It is also the 845^th largest credit union in the nation. It was established in 1936 and as of December of 2011, it had grown to 88 employees and 32,731 members. Case Credit Union's savings rates are 15% higher than the national average, and it has a 4-star health rating.

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See Rates for: Checking | Savings | Money Market | CD | IRA

Case Credit Union Checking Account Rates

	Apy	Min	Max	Product
	0.20%	$10k	-	Plus Checking

Case Credit Union Savings Account Rates

Apy	Min	Max	Product
0.60%	$25	-	Save To Win (Variable Term)
0.35%	-	-	Roth IRA Shares
0.35%	-	-	IRA Shares
0.35%	-	-	Roth Conversion IRA Shares
0.10%	-	-	Regular Share
0.10%	-	-	E-Savings
0.10%	-	-	Share in the Success
0.10%	-	-	Christmas Club

Case Credit Union Money Market Rates

	Apy	Min	Max	Product
	0.40%	$30k	-	Money Management Account (MMA)

Case Credit Union CD Rates

Apy	Min	Max	Product
2.15%	$500	-	5 Year TDA
1.75%	$500	-	4 Year TDA
1.25%	$500	-	3 Year TDA
1.10%	$500	-	30 Month TDA
0.90%	$500	-	2 Year TDA
0.70%	$500	-	18 Month TDA
0.60%	$500	-	1 Year TDA
0.30%	$500	-	6 Month TDA

Case Credit Union IRA Rates

Apy	Min	Max	Product
2.15%	$500	-	5 Year IRA TDA
2.15%	$500	-	5 Year Roth IRA TDA
2.15%	$500	-	5 Year Roth Conversion TDA
1.75%	$500	-	4 Year IRA TDA
1.75%	$500	-	4 Year Roth IRA TDA
1.75%	$500	-	4 Year Roth Conversion IRA TDA
1.25%	$500	-	3 Year IRA TDA
1.25%	$500	-	3 Year Roth IRA TDA
1.25%	$500	-	3 Year Roth Conversion IRA TDA
1.10%	$500	-	30 Month IRA TDA
1.10%	$500	-	30 Month Roth IRA TDA
1.10%	$500	-	30 Month Roth Conversion IRA TDA
0.90%	$500	-	2 Year IRA TDA
0.90%	$500	-	2 Year Roth IRA TDA
0.90%	$500	-	2 Year Roth Conversion IRA TDA
0.70%	$500	-	18 Month IRA TDA
0.70%	$500	-	18 Month Roth IRA TDA
0.70%	$500	-	18 Month Roth Conversion IRA TDA
0.60%	$500	-	1 Year IRA TDA
0.60%	$500	-	1 Year Roth IRA TDA
0.60%	$500	-	1 Year Roth Conversion IRA TDA
0.30%	$500	-	6 Month IRA TDA
0.30%	$500	-	6 Month Roth IRA TDA
0.30%	$500	-	6 Month Roth Conversion IRA TDA

Rates updated: 5/23/2012

Data for Q4 2011

Institution Statistics

CASE
NCUA #	61908
BankRate Report	View
Year Chartered	1936
Employees	88
Primary Regulator
Assets and Liabilities
Assets	$207.14 million
Loans	$115.40 million
Deposits	$175.79 million
Equity Capital	$20.61 million
Loan Loss Allowance	$1.25 million
Unbacked Noncurrent Loans	$1.46 million
Real Estate Owned	$590,000
Historic Data - December 2010
Assets	$193.16 million
Equity Capital	$18.95 million
Loan Loss Allowance	$1.65 million
Unbacked Noncurrent Loans	$1.75 million
Real Estate Owned	$299,000
Profit Margin - Quarterly
Net Interest Margin	4.93%
Return on Assets	0.51%
Return on Equity	5.1%
Interest Income	$7.94 million
Non-Interest Income	$3.00 million

Institution Health

Overall Score:

4 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2011 Case Credit Union had $2.05 million in non-current loans and owned real-estate with $21.85 million in equity and loan loss allowances on hand to cover it. This gives Case Credit Union a Texas Ratio of 9.40% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Case Credit Union held steady from 9.96% as of December 31, 2010 to 9.40% as of December 31, 2011, resulting in a positive change of 5.63%.This indicates that the balance sheet and financial strength for Case Credit Union has held steady in recent periods.
Deposit Growth
In the past year, Case Credit Union has increased its total deposits by $2.46 million, resulting in 1.42% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Case Credit Union has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Case Credit Union has $207.14 million in assets with $21.85 million in equity, resulting in a capitalization level of 10.55%, which is above average.

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