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Center National Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.centernationalbank.com
320-693-3255
301 North Ramsey Avenue
Litchfield, MN 55355

Center National Bank is headquartered in LITCHFIELD and is the 98th largest bank in the state of Minnesota. It is also the 2,774th largest bank in the nation. It was established in 1891 and as of March of 2025, it had grown to 37 employees at 3 locations. Center National Bank's money market rates are 5X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #10976
Year Established1891
Employees37
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD13.3%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$246MM$236.9MM
LoansQ1 2025vs Q1 2024$132.4MM$132.4MM
DepositsQ1 2025vs Q1 2024$220.9MM$214.2MM
Equity CapitalQ1 2025vs Q1 2024$21.6MM$19.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.3MM$1.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$0$11K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/2/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Center National Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$0-Business Earnings Credit
0.10%$50-Center Savings

Center National Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%$250k-Money Market Diamond Savings
1.74%*$100k*-Money Market Platinum Savings
OTHER TIERS: 0.10% → $0 - $2.5k | 0.15% → $2.5k - $10k | 0.20% → $10k - $25k | 0.25% → $25k - $50k | 0.75% → $50k - $100k
0.25%$25k-Money Market Gold
0.20%*$10k*-Money Market Savings
OTHER TIERS: 0.10% → $0 - $2.5k | 0.15% → $2.5k - $10k

Center National Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.30%$0$15kCenter Rewards Checking Account
0.05%$500-Interest Checking

Center National Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.49%$500-6 Month CD
2.99%$500-12 Month CD
1.25%$500-24 Month CD
1.25%$500-36 Month CD
1.25%$500-48 Month CD
1.25%$500-60 Month CD
1.25%$500-18 Month CD
Locations


Center National Bank Locations
Center National Bank Branch15705 37th Ave NorthPlymouth, MN 55446
Center National Bank301 N Ramsey AveLitchfield, MN 55355
Chaska Branch120 Pioneer TrlChaska, MN 55318

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