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Chessie Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.chessiefcu.org
301-777-1781
15 Commerce Dr
Cumberland, MD 21502

Chessie Federal Credit Union is headquartered in Cumberland and is the 21st largest credit union in the state of Maryland. It is also the 831st largest credit union in the nation. It was established in 1948 and as of March of 2025, it had grown to 93 employees and 33,367 members at 8 locations. Chessie Federal Credit Union has an A health rating.

Field of Membership Restrictions

Chessie Federal Credit Union membership is open to those who live, work, worship, or attend school, or businesses and other legal entities located in the Maryland counties of Allegany, Garrett, Washington (western portion), or the West Virginia counties of Mineral or Taylor. Employees of more than 200 SEGs (including CSX Transportation, Frostburg State University Alumni Association, and several county government agencies) are also eligible for membership.
See current membership details

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #5636
Year Chartered1948
Employees93
Primary Regulator
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD11.92%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$420.2MM$421.2MM
LoansQ1 2025vs Q1 2024$245.6MM$271.3MM
DepositsQ1 2025vs Q1 2024$366.5MM$370.2MM
Equity CapitalQ1 2025vs Q1 2024$52.7MM$47.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.8MM$1.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$4.7MM
Real Estate OwnedQ1 2025vs Q1 2024$6K$269K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for Chessie Federal Credit Union are currently being reviewed.

Locations


Chessie Federal Credit Union Locations
Branch Office15 Commerce DrCumberland, MD 21502
Branch Office122 W Union StCumberland, MD 21502
Branch Office1308 National HwyLaVale, MD 21502
Branch Office12501 Willowbrook RdCumberland, MD 21502
Branch Office1015 Florida AveKeyser, WV 26726
Branch Office400 N Pike StGrafton, WV 26354
Branch Office100 Bishop Murphy DrFrostburg, MD 21532-1328
Branch Office321 Greene StCumberland, MD 21502-2871

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