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Christian Financial Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.christianfinancialcu.com
586-772-6330
35100 Van Dyke Ave
Sterling Heights, MI 48312

Christian Financial Credit Union is headquartered in Sterling Heights and is the 27th largest credit union in the state of Michigan. It is also the 484th largest credit union in the nation. It was established in 1967 and as of March of 2025, it had grown to 172 employees and 55,447 members at 11 locations. Christian Financial Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Christian Financial Credit Union is open to individuals who live, work, worship, or attend school in the Michigan counties of Macomb, Oakland, St.Clair or Wayne. Members/employees of more than 120 Detroit area churches and 40 businesses also qualify for membership.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #63805
Year Chartered1967
Employees172
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD5.08%
Annual Interest Income$10MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$924MM$856MM
LoansQ1 2025vs Q1 2024$674.5MM$591.8MM
DepositsQ1 2025vs Q1 2024$807.2MM$746.4MM
Equity CapitalQ1 2025vs Q1 2024$92.2MM$85.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.9MM$4.4MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.2MM$1.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$137K
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/10/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Christian Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$0-Health Savings (HSA)
0.25%$0-Christmas Club
0.05%$0-Savings

Christian Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$50k*-Money Market for Churches
OTHER TIERS: 1.50% → $0 - $50k
2.00%*$250k*-Money Market Savings
OTHER TIERS: 0.05% → $100 - $2.5k | 1.00% → $2.5k - $10k | 1.25% → $10k - $50k | 1.50% → $50k - $100k | 1.75% → $100k - $250k

Christian Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$250-12 Month Youth Certificate
4.20%$500-Business 12 Month CD
4.20%$250-Business 12 Month Youth Certificate
4.20%$500-12 Month CD Special
4.10%$500-Business 18 Month CD
4.10%$500-18 Month CD Special
4.00%$500-36 Month CD
4.00%$500-Business 24 Month CD
4.00%$500-Business 36 Month CD
4.00%$500-24 Month CD Special
3.85%$500$100k12 Month Super Saver Certificate
3.85%$500$100kBusiness 12 Month Super Saver Certificate
3.75%$500-60 Month CD
3.75%$500-Business 60 Month CD
3.50%$500-48 Month CD
3.50%$500-Business 48 Month CD
2.00%$500-6 Month CD
1.50%$25-12 Month Save To Win Certificate
1.50%$25-Business 12 Month Save To Win Certificate

Christian Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.20%$500-12 Month IRA Certificate
4.10%$500-18 Month IRA Certificate
4.00%$500-24 Month IRA Certificate
4.00%$500-36 Month IRA Certificate
3.75%$500-60 Month IRA Certificate
3.50%$500-48 Month IRA Certificate
0.50%$0-IRA savings
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