City National Bank (CA)

City National Bank (CA) is headquartered in Los Angeles and is the 4^th largest bank in the state of California. It is also the 51^st largest bank in the nation. It was established in 1953 and as of March of 2013, it had grown to 3,219 employees at 83 locations. City National Bank (CA) has a 5-star health rating.

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Data for Q1 2013

Institution Statistics City National Bank FDIC Certificate # 17281 BankRate Report View Year Established 1953 Employees 3219 Primary Regulator OCC Assets and Liabilities Assets $27.07 billion Loans $15.84 billion Deposits $23.06 billion Equity Capital $2.44 billion Loan Loss Allowance $324.68 million Unbacked Noncurrent Loans $186.44 million Real Estate Owned $19.79 million Historic Data - March 2012 Assets $23.68 billion Equity Capital $2.30 billion Loan Loss Allowance $327.55 million Unbacked Noncurrent Loans $376.65 million Real Estate Owned $29.07 million Profit Margin - Quarterly Net Interest Margin 3.17% Return on Assets 0.74% Return on Equity 8.42% Interest Income $215.55 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 City National Bank (CA) had $206.23 million in non-current loans and owned real-estate with $2.77 billion in equity and loan loss allowances on hand to cover it. This gives City National Bank (CA) a Texas Ratio of 7.45% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for City National Bank (CA) decreased significantly from 15.47% as of March 31, 2012 to 7.45% as of March 31, 2013, resulting in a positive change of 51.84%.This indicates that the balance sheet and financial strength for City National Bank (CA) has improved significantly in recent periods. Deposit Growth In the past year, City National Bank (CA) has increased its total deposits by $2.18 billion, resulting in 10.44% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth City National Bank (CA) has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. City National Bank (CA) has $27.07 billion in assets with $2.77 billion in equity, resulting in a capitalization level of 10.23%, which is above average.

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