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Overview / Commentary
412-269-3011
8805 University Blvd.
Moon Township, PA 15108

Clearview Credit Union is headquartered in Moon Township and is the 10st largest credit union in the state of Pennsylvania. It is also the 269th largest credit union in the nation. It was established in 1953 and as of December of 2013, it had grown to 288 employees and 83,706 members. Clearview Credit Union has a A health rating.

Field of Membership Restrictions

Must live, work, worship, attend school or volunteer in Allegheny, Armstrong, Beaver, Butler, Fayette, Greene, Indiana, Lawrence, Washington or Westmoreland County. - See Details

Reviews (1)

Check Cashing At Clearview Federal Credit Union

I was recently paid for services with a clearview check.  When I called the bank to find out what the fee is for a non member to cash a check with proper ID, their answer was that they will not cash it, I have to deposit it and wait. This bank is setting new standards for scumbag banks when they won't honor their own checks even if funds are available.  I urge everyone to refuse to accept clearview federal credit union checks given this dirty organizations policies.



Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Clearview Credit Union had $2.56 million in non-current loans and owned real-estate with $80.68 million in equity and loan loss allowances on hand to cover it. This gives Clearview Credit Union a Texas Ratio of 3.17% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Clearview Credit Union decreased slightly from 4.33% as of December 31, 2012 to 3.17% as of December 31, 2013, resulting in a positive change of 26.76%.This indicates that the balance sheet and financial strength for Clearview Credit Union has improved slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Clearview Credit Union has increased its total deposits by $49.55 million, resulting in 7.17% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Clearview Credit Union has shown is excellent.

Capitalization

GRADE:
B

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Clearview Credit Union has $823.76 million in assets with $80.68 million in equity, resulting in a capitalization level of 9.79%, which is above average.

Institution Statistics

Overall
NCUA #9007
Year Chartered1953
Employees288
Primary Regulator
Assets and Liabilities
Assets$823.76 million
Loans$426.02 million
Deposits$740.36 million
Equity Capital$75.83 million
Loan Loss Allowance$4.85 million
Unbacked Noncurrent Loans$2.42 million
Real Estate Owned$139,000
Historic Data - December 2012
Assets$789.20 million
Equity Capital$85.15 million
Loan Loss Allowance$4.73 million
Unbacked Noncurrent Loans$2.42 million
Real Estate Owned$290,000
Profit Margin - Quarterly
Net Interest Margin4.85%
Return on Assets0.33%
Return on Equity3.57%
Interest Income$29.28 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Clearview Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Clearview Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$100-IRA Savings
0.10%$100-Savings Account
0.10%$100-Member's Choice
0.10%$100-Christmas Club
0.10%$100-Vacation Club

Clearview Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.10%$1k-Money Market Account

Clearview Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.30%--Military Checking
0.20%--Clearview At Work Checking
0.10%--Signature Checking
0.10%--Advantage 50 Checking

Clearview Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.50%$1k-60 Month Savings Certificate
1.30%$1k-48 Month Savings Certificate
1.10%$1k-36 Month Savings Certificate
1.00%$1k-30 Month Savings Certificate
0.80%$1k-24 Month Savings Certificate
0.60%$100-12 Month Youth Certificate
0.55%$1k-18 Month Savings Certificate
0.50%$1k-12 Month Savings Certificate
0.35%$500-6 Month Savings Certificate
0.25%$500-3 Month Savings Certificate

Clearview Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.50%$1k-60 Month IRA Certificate
1.30%$1k-48 Month IRA Certificate
1.10%$1k-36 Month IRA Certificate
1.00%$1k-30 Month IRA Certificate
0.80%$1k-24 Month IRA Certificate
0.55%$1k-18 Month IRA Certificate
0.50%$1k-12 Month IRA Certificate
0.35%$500-6 Month IRA Certificate
0.25%$500-3 Month IRA Certificate
Locations

Clearview Credit Union has 15 locations. Click to view all Clearview Credit Union locations.