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CME Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
cmefcu.org
614-224-8890
365 S. 4th St
Columbus, OH 43215

CME Federal Credit Union is headquartered in Columbus and is the 22nd largest credit union in the state of Ohio. It is also the 768th largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 83 employees and 38,588 members at 7 locations. CME Federal Credit Union's CD rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in CEM Federal Credit Union is open to those who live, work, worship, volunteer, or attend school in the Ohio counties of Delaware, Fairfield, Franklin, Licking, Madison, Morrow, Pickaway, or Union.
See current membership details

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #294
Year Chartered1935
Employees83
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.75%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$479.8MM$446.4MM
LoansQ1 2025vs Q1 2024$344.6MM$379.9MM
DepositsQ1 2025vs Q1 2024$442.8MM$412MM
Equity CapitalQ1 2025vs Q1 2024$34.6MM$32.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.7MM$2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.7MM$2.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/18/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not CME Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

CME Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Health Savings Account
OTHER TIERS: 0.20% → $0 - $1k | 0.45% → $1k - $15k | 0.80% → $15k - $25k
0.10%$50-Holiday Club
0.05%$1k-Advantage Share
0.05%$1k-Supplemental Share
0.03%$1k-Business Share

CME Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.87%*$100k*-Money Market Account
OTHER TIERS: 1.26% → $1k - $15k | 1.46% → $15k - $50k | 1.66% → $50k - $100k
1.66%*$100k*-Business Money Market
OTHER TIERS: 1.06% → $1k - $15k | 1.26% → $15k - $50k | 1.46% → $50k - $100k

CME Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%$1k-CME Platinum Checking
0.03%$1k-CME Premium Plus Checking

CME Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.86%*$50k*-12 Month Share Certificate
OTHER TIERS: 3.76% → $500 - $50k
3.86%*$50k*-12 Month Youth Share Certificate
OTHER TIERS: 3.76% → $250 - $50k
3.81%*$50k*-6 Month Share Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-24 Month Share Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-18 Month Bump Share Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-6 Month Youth Share Certificate
OTHER TIERS: 3.71% → $250 - $50k
3.81%*$50k*-18 Month Youth Bump Share Certificate
OTHER TIERS: 3.71% → $250 - $50k
3.81%*$50k*-24 Month Youth Share Certificate
OTHER TIERS: 3.71% → $250 - $50k
3.81%*$50k*-15 Month Share Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-15 Month Youth Share Certificate
OTHER TIERS: 3.71% → $250 - $50k
3.76%*$50k*-9 Month Share Certificate
OTHER TIERS: 3.66% → $500 - $50k
3.76%*$50k*-9 Month Youth Share Certificate
OTHER TIERS: 3.66% → $250 - $50k
3.71%*$50k*-30 Month Bump Share Certificate
OTHER TIERS: 3.61% → $500 - $50k
3.71%*$50k*-30 Month Youth Bump Share Certificate
OTHER TIERS: 3.61% → $250 - $50k
3.61%*$50k*-36 Month Share Certificate
OTHER TIERS: 3.51% → $500 - $50k
3.61%*$50k*-36 Month Youth Share Certificate
OTHER TIERS: 3.51% → $250 - $50k
3.45%*$50k*-48 Month Share Certificate
OTHER TIERS: 3.35% → $500 - $50k
3.45%*$50k*-48 Month Youth Share Certificate
OTHER TIERS: 3.35% → $250 - $50k
3.40%*$50k*-60 Month Share Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.40%*$50k*-72 Month Share Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.40%*$50k*-84 Month Share Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.40%*$50k*-60 Month Youth Share Certificate
OTHER TIERS: 3.30% → $250 - $50k
3.40%*$50k*-72 Month Youth Share Certificate
OTHER TIERS: 3.30% → $250 - $50k
3.40%*$50k*-84 Month Youth Share Certificate
OTHER TIERS: 3.30% → $250 - $50k
3.24%*$50k*-3 Month Share Certificate
OTHER TIERS: 3.14% → $500 - $50k
3.24%*$50k*-3 Month Youth Share Certificate
OTHER TIERS: 3.14% → $250 - $50k

CME Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.86%*$50k*-12 Month IRA Certificate
OTHER TIERS: 3.76% → $500 - $50k
3.81%*$50k*-6 Month IRA Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-24 Month IRA Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-18 Month Bump IRA Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.81%*$50k*-15 Month IRA Certificate
OTHER TIERS: 3.71% → $500 - $50k
3.76%*$50k*-9 Month IRA Certificate
OTHER TIERS: 3.66% → $500 - $50k
3.71%*$50k*-30 Month Bump IRA Certificate
OTHER TIERS: 3.61% → $500 - $50k
3.61%*$50k*-36 Month IRA Certificate
OTHER TIERS: 3.51% → $500 - $50k
3.45%*$50k*-48 Month IRA Certificate
OTHER TIERS: 3.35% → $500 - $50k
3.40%*$50k*-60 Month IRA Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.40%*$50k*-72 Month IRA Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.40%*$50k*-84 Month IRA Certificate
OTHER TIERS: 3.30% → $500 - $50k
3.24%*$50k*-3 Month IRA Certificate
OTHER TIERS: 3.14% → $500 - $50k
0.10%$50-IRA Share
Locations


CME Federal Credit Union Locations
Branch Office4099 Trueman BlvdHilliard, OH 43026
Branch Office1017 Refugee RdPickerington, OH 43147
Branch Office428 S State StWesterville, OH 43081
Branch Office150 E Mound StColumbus, OH 43215
Branch Office365 S 4th StColumbus, OH 43215
Branch Office4545 N High StColumbus, OH 43214
Branch Office6459 Artesian RunDelaware, OH 43035

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