Coast Central Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.coastccu.org

707-445-8801

2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 32^nd largest credit union in the state of California. It is also the 229^th largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 244 employees and 79,273 members at 10 locations. Coast Central Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in the California counties of Del Norte, Humboldt, or Trinity.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62367
Year Chartered	1974
Employees	244
Primary Regulator

Profit Margin
Return on Assets - YTD	0.56%
Return on Equity - YTD	6.47%
Annual Interest Income	$22.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$2.24B$2.05B
Loans	Q1 2025vs Q1 2024	$1.03B$980.7MM
Deposits	Q1 2025vs Q1 2024	$1.98B$1.81B
Equity Capital	Q1 2025vs Q1 2024	$192.2MM$155MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.9MM$6.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.3MM$4.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.51%	$0	-	SEP IRA Savings
1.26%	$0	-	Membership Savings
1.26%	$0	-	Special Savings Account
1.26%	$0	-	Youth Savings Account
1.26%	$0	-	Education IRA Savings
1.26%	$0	-	Health Savings Account (HSA)
1.26%	$0	-	Business Membership Savings
1.26%^*	$25k^*	-	Business Liquid Assets
OTHER TIERS: 0.75% → $0 - $10k \| 1.01% → $10k - $25k
1.26%	$0	-	Youth Savings Special Account
1.25%^*	$50k^*	-	Liquid Assets Account
OTHER TIERS: 0.75% → $0 - $10k \| 1.00% → $10k - $25k \| 1.15% → $25k - $50k
0.20%	$0	-	Holiday Club Account

Coast Central Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%	$0	-	Interest Checking
0.20%	$0	-	Business Interest Checking

Coast Central Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.87%^*	$75k^*	-	182 to 364 Day CD
OTHER TIERS: 3.82% → $500 - $75k
3.77%	$10k	-	90 to 181 Day CD
3.71%^*	$75k^*	-	12 to 23 Month CD
OTHER TIERS: 3.61% → $500 - $75k
3.18%	$500	-	60 Month CD
3.09%	$500	-	48 to 59 Month CD
3.04%^*	$75k^*	-	36 to 47 Month CD
OTHER TIERS: 2.99% → $500 - $75k
2.99%^*	$75k^*	-	24 to 35 Month CD
OTHER TIERS: 2.94% → $500 - $75k

Coast Central Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.71%	$0	-	12 to 23 Month IRA
3.71%	$0	-	12 to 23 Month Roth IRA
3.71%	$0	-	12 to 23 Month CESA
3.71%	$0	-	12 to 23 Month SEP IRA
3.18%	$0	-	60 Month IRA
3.18%	$0	-	60 Month Roth IRA
3.18%	$0	-	60 Month CESA
3.18%	$0	-	60 Month SEP IRA
3.09%	$0	-	48 to 59 Month IRA
3.09%	$0	-	48 to 59 Month Roth IRA
3.09%	$0	-	48 to 59 Month CESA
3.09%	$0	-	48 to 59 Month SEP IRA
3.04%	$0	-	36 to 47 Month IRA
3.04%	$0	-	36 to 47 Month Roth IRA
3.04%	$0	-	36 to 47 Month CESA
3.04%	$0	-	36 to 47 Month SEP IRA
2.99%	$0	-	24 to 35 Month IRA
2.99%	$0	-	24 to 35 Month Roth IRA
2.99%	$0	-	24 to 35 Month CESA
2.99%	$0	-	24 to 35 Month SEP IRA
1.26%	$0	-	Traditional IRA Savings
1.26%	$0	-	Roth IRA Savings

Locations

Cities: Arcata, Crescent City, Eureka, Fortuna, Hoopa, McKinleyville, Weaverville, Willow Creek

Arcata Branches
Branch Office	1551 Giuntoli Ln	Arcata, CA 95521
Branch Office	686 F St Ste A	Arcata, CA 95521

Crescent City Branches
Branch Office	660 L St	Crescent City, CA 95531

Eureka Branches
Branch Office	2650 Harrison Ave	Eureka, CA 95501
Branch Office	402 F St	Eureka, CA 95501

Fortuna Branches
Branch Office	1814 Main St	Fortuna, CA 95540

Hoopa Branches
Branch Office	12700 Highway 96	Hoopa, CA 95546

McKinleyville Branches
Branch Office	1968 Central Ave	McKinleyville, CA 95519

Weaverville Branches
Branch Office	40 Glen Road, Suite A	Weaverville, CA 96093

Willow Creek Branches
Branch Office	39007 Highway 299	Willow Creek, CA 95573

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