Coast Central Credit Union


Overview / Commentary
707-445-8801
2650 Harrison Ave
Eureka, CA 95501

Coast Central Credit Union is headquartered in Eureka and is the 32nd largest credit union in the state of California. It is also the 229th largest credit union in the nation. It was established in 1974 and as of March of 2025, it had grown to 244 employees and 79,273 members at 10 locations. Coast Central Credit Union's CD rates are 4X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Coast Central Credit Union is open to those who live or work in the California counties of Del Norte, Humboldt, or Trinity.
See current membership details

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Health

Health Grade Components

Overall
NCUA #62367
Year Chartered1974
Employees244
Primary Regulator
Profit Margin
Return on Assets - YTD0.56%
Return on Equity - YTD6.47%
Annual Interest Income$22.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$2.24B$2.05B
LoansQ1 2025vs Q1 2024$1.03B$980.7MM
DepositsQ1 2025vs Q1 2024$1.98B$1.81B
Equity CapitalQ1 2025vs Q1 2024$192.2MM$155MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.9MM$6.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3.3MM$4.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Coast Central Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$0-SEP IRA Savings
1.26%$0-Membership Savings
1.26%$0-Special Savings Account
1.26%$0-Youth Savings Account
1.26%$0-Education IRA Savings
1.26%$0-Health Savings Account (HSA)
1.26%$0-Business Membership Savings
1.26%*$25k*-Business Liquid Assets
OTHER TIERS: 0.75% $0 - $10k | 1.01% $10k - $25k
1.26%$0-Youth Savings Special Account
1.25%*$50k*-Liquid Assets Account
OTHER TIERS: 0.75% $0 - $10k | 1.00% $10k - $25k | 1.15% $25k - $50k
0.20%$0-Holiday Club Account

Coast Central Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$0-Interest Checking
0.20%$0-Business Interest Checking

Coast Central Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.87%*$75k*-182 to 364 Day CD
OTHER TIERS: 3.82% $500 - $75k
3.77%$10k-90 to 181 Day CD
3.71%*$75k*-12 to 23 Month CD
OTHER TIERS: 3.61% $500 - $75k
3.18%$500-60 Month CD
3.09%$500-48 to 59 Month CD
3.04%*$75k*-36 to 47 Month CD
OTHER TIERS: 2.99% $500 - $75k
2.99%*$75k*-24 to 35 Month CD
OTHER TIERS: 2.94% $500 - $75k

Coast Central Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.71%$0-12 to 23 Month IRA
3.71%$0-12 to 23 Month Roth IRA
3.71%$0-12 to 23 Month CESA
3.71%$0-12 to 23 Month SEP IRA
3.18%$0-60 Month IRA
3.18%$0-60 Month Roth IRA
3.18%$0-60 Month CESA
3.18%$0-60 Month SEP IRA
3.09%$0-48 to 59 Month IRA
3.09%$0-48 to 59 Month Roth IRA
3.09%$0-48 to 59 Month CESA
3.09%$0-48 to 59 Month SEP IRA
3.04%$0-36 to 47 Month IRA
3.04%$0-36 to 47 Month Roth IRA
3.04%$0-36 to 47 Month CESA
3.04%$0-36 to 47 Month SEP IRA
2.99%$0-24 to 35 Month IRA
2.99%$0-24 to 35 Month Roth IRA
2.99%$0-24 to 35 Month CESA
2.99%$0-24 to 35 Month SEP IRA
1.26%$0-Traditional IRA Savings
1.26%$0-Roth IRA Savings
Locations


Cities: Arcata, Crescent City, Eureka, Fortuna, Hoopa, McKinleyville, Weaverville, Willow Creek

Arcata Branches
Branch Office1551 Giuntoli LnArcata, CA 95521
Branch Office686 F St Ste AArcata, CA 95521

Crescent City Branches
Branch Office660 L StCrescent City, CA 95531

Eureka Branches
Branch Office2650 Harrison AveEureka, CA 95501
Branch Office402 F StEureka, CA 95501

Fortuna Branches
Branch Office1814 Main StFortuna, CA 95540

Hoopa Branches
Branch Office12700 Highway 96Hoopa, CA 95546

McKinleyville Branches
Branch Office1968 Central AveMcKinleyville, CA 95519

Weaverville Branches
Branch Office40 Glen Road, Suite AWeaverville, CA 96093

Willow Creek Branches
Branch Office39007 Highway 299Willow Creek, CA 95573

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