Columbia Community Credit Union

Columbia Community Credit Union is headquartered in Vancouver and is the 10^st largest credit union in the state of Washington. It is also the 240^th largest credit union in the nation. It was established in 1952 and as of September of 2011, it had grown to 224 employees and 69,838 members. Columbia Community Credit Union has a 4-star health rating.

Columbia Community Credit Union Checking Account Rates

Columbia Community Credit Union Savings Account Rates

Columbia Community Credit Union Money Market Rates

Columbia Community Credit Union CD Rates

Columbia Community Credit Union IRA Rates

Data for Q3 2011

Institution Statistics COLUMBIA COMMUNITY NCUA # 68186 BankRate Report View Year Established 1952 Employees 224 Primary Regulator Assets and Liabilities Assets $793.85 million Loans $614.86 million Deposits $698.36 million Equity Capital $80.96 million Loan Loss Allowance $17.70 million Unbacked Noncurrent Loans $15.06 million Real Estate Owned $12.49 million Historic Data - September 2010 Assets $758.00 million Equity Capital $73.57 million Loan Loss Allowance $19.14 million Unbacked Noncurrent Loans $17.96 million Real Estate Owned $22.11 million Profit Margin - Quarterly Net Interest Margin 3.44% Return on Assets 0.88% Return on Equity 8.59% Interest Income $24.98 million Non-Interest Income $6.98 million

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Columbia Community Credit Union had $27.55 million in non-current loans and owned real-estate with $98.66 million in equity and loan loss allowances on hand to cover it. This gives Columbia Community Credit Union a Texas Ratio of 27.92% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Columbia Community Credit Union decreased slightly from 43.21% as of September 30, 2010 to 27.92% as of September 30, 2011, resulting in a positive change of 35.37%.This indicates that the balance sheet and financial strength for Columbia Community Credit Union has improved slightly in recent periods. Deposit Growth In the past year, Columbia Community Credit Union has increased its total deposits by $26.56 million, resulting in 3.95% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Columbia Community Credit Union has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Columbia Community Credit Union has $793.85 million in assets with $98.66 million in equity, resulting in a capitalization level of 12.43%, which is excellent.

No reviews have been left for this bank yet. Be the first to review.