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866-273-2328
2626 S Oneida Street, P.O. Box 1487
Appleton, WI 54912

Community First CU (WI) is headquartered in Appleton and is the 2nd largest credit union in the state of Wisconsin. It is also the 80th largest credit union in the nation. It was established in 1975 and as of March of 2014, it had grown to 299 employees and 109,158 members. Community First CU (WI)'s savings rates are 3X the national average, and it boasts a A+ health rating.

Field of Membership Restrictions

Anyone who works, lives or attends school in Outagamie, Winnebago, Calumet, Manitowoc, Waupaca, Brown, Fond du Lac, Green Lake, Oconto, Shawano, Sheboygan and Waushara counties. - See Details

Reviews (3)

Rude Customer Support

I recently received a statement through my local credit union stating I had a rejection on a direct deposit.  When I went to inquire about the rejected direct deposit they told me it was an issue with the other party.  I contacted the other party and found out that there was no problem with the deposit and that it had been processed.  I called my credit union and talked to a representitve and she said that it was human error and that it was rejected by a computer gliche.  I still have not come to a conclusion and had the money deposited in my account to to finding the accountability of who is at fault and in that time I had overdrafted my account by default and had to take responsibility. I currently am paying off my overdraft and changing banks.

Great Institution!

Had a really good experience with CFCU! Thank you all for your great service!

HATE THIS PLACE!!!

I am not one to write reviews, however, I just quickly wanted to note that this is such a horrible credit union. Their employees are rude, customer service stinks, and they stick you with so many fees and then LOVE not telling you about them. SO UNBELIEVABLE! I cannot WAIT until my loan is paid off so I can be done with them forever!!!!



Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Community First CU (WI) had $8.5 million in non-current loans and owned real-estate with $227.71 million in equity and loan loss allowances on hand to cover it. This gives Community First CU (WI) a Texas Ratio of 3.73% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Community First CU (WI) experienced no significant changes from 3.76% as of March 31, 2013 to 3.73% as of March 31, 2014, resulting in a positive change of 0.76%.This indicates that the balance sheet and financial strength for Community First CU (WI) has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Community First CU (WI) has increased its total deposits by $145.69 million, resulting in 8.97% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Community First CU (WI) has shown is excellent.

Capitalization

GRADE:
A

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Community First CU (WI) has $2.01 billion in assets with $227.71 million in equity, resulting in a capitalization level of 11.32%, which is excellent.

Institution Statistics

Overall
NCUA #66642
Year Chartered1975
Employees299
Primary Regulator
Assets and Liabilities
Assets$2.01 billion
Loans$1.52 billion
Deposits$1.77 billion
Equity Capital$222.42 million
Loan Loss Allowance$5.29 million
Unbacked Noncurrent Loans$7.34 million
Real Estate Owned$1.16 million
Historic Data - March 2013
Assets$1.83 billion
Equity Capital$189.13 million
Loan Loss Allowance$5.58 million
Unbacked Noncurrent Loans$7.34 million
Real Estate Owned$1.46 million
Profit Margin - Quarterly
Net Interest Margin0.86%
Return on Assets1.52%
Return on Equity13.75%
Interest Income$15.53 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Community First CU (WI), we are a rate comparison website and can not provide official rates or promotions.

Community First CU (WI) Savings Account Rates

DetailsAPYMINMAXPRODUCT
1.50%--Health Savings Account
0.35%--Accumulator IRA Account
0.35%--Accumulator Roth IRA Account
0.35%--Coverdell Education Savings Account
0.25%$100-Regular Savings Account
0.25%$25-Kids Savings Account
0.25%$25-Holiday Club Account

Community First CU (WI) Money Market Rates

DetailsAPYMINMAXPRODUCT
0.70%$75k-Members Choice Money Market w/Active Checking
0.70%$75k-Members Choice Money Market IRA w/Active Checking
0.70%$75k-Members Choice Money Market Roth IRA w/Active Checking
0.70%$75k-Members Choice Money Market CESA w/Active Checking
0.45%$15k-Ultimate Money Market Account
0.45%$15k-Ultimate IRA Money Market Account
0.45%$15k-Ultimate CESA Money Market Account
0.45%$15k-Ultimate Roth IRA Money Market Account
0.35%$75k-Members Choice Money Market w/o Active Checking
0.35%$75k-Members Choice Money Market IRA w/o Active Checking
0.35%$75k-Members Choice Money Market Roth IRA w/o Active Checking
0.35%$75k-Members Choice Money Market CESA w/o Active Checking
0.30%$7,500-Affordable Money Market Account
0.30%$10k-First Choice Money Market Savings Account
0.30%$7,500-Affordable IRA Money Market
0.30%$7,500-Affordable CESA Money Market
0.30%$7,500-Affordable Roth IRA Money Market

Community First CU (WI) Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.30%$50k-Corporate Checking Account
0.25%--Member's Choice Checking Account
0.15%$5k-Direct Benefit Checking Account
0.15%$5k-Regular Checking Account

Community First CU (WI) CD Rates

DetailsAPYMINMAXPRODUCT
1.50%$1k-5 Year Certificate
1.15%$1k-3 Year Certificate
1.00%$1k-2 Year Certificate
0.90%$1k-18 Month Certificate
0.80%$5k-15 Month Certificate Special
0.65%$1k-1 Year Certificate
0.40%$2,500-6 Month Certificate
0.15%$2,500-90 Day Certificate

Community First CU (WI) IRA Rates

DetailsAPYMINMAXPRODUCT
1.50%$1k-5 Year IRA Certificate
1.15%$1k-3 Year IRA Certificate
1.00%$1k-2 Year IRA Certificate
0.90%$1k-18 Month IRA Certificate
0.80%$4k-15 Month IRA Certificate Special
0.65%$1k-1 Year IRA Certificate
Locations

Community First CU (WI) has 23 locations. Click to view all Community First CU (WI) locations.