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620 West Germantown Pike, Suite 350
Plymouth Meeting, PA 19462

Continental Bank is headquartered in East Norriton and is the 56th largest bank in the state of Pennsylvania. It is also the 992nd largest bank in the nation. It was established in 2005 and as of June of 2014, it had grown to 84 employees at 11 locations. Continental Bank has a A health rating.

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Reviews (4)

Bait And Switch On Kindle Promo

free kindle fire promotion from this bank. unfortunately, they are adding ambiguous limitations such as : "Customer must live or work in bank's local market." ok. so what is this definition and where is it posted on the bank's website?  It appears nowhere. thumbs down for antagonizing the public with a poorly worded promotion.

Incredibly Frustrating

I am always frustrated leaving this bank. I have to use it for work, and for other jobs I've had I've dealt with 4 other banks, this is the worst.

1. They use a "money counting" machine that NEVER works on the first try. They mess with the machine so much they might as well count the money by hand.

2. There is rarely more than one customer at the bank, and when there is more than one, or if the phone rings they are completely overwhelmed.

3. Whenever I need change (ones, fives, quarters, etc.) they make such a fuss over it and I have to ASK THEM to retrieve the change from the vault if it isn't in their drawer. I also have to request that the bills be wrapped.

4. I've witnessed a teller on the phone with a potential customer not be able to answer a question about CD rates (which they should know off hand) and rudely say they need to call the person back.

Blue Bell Branch - From A Small Local Customer

I don't know what these other people are talking about. They may have happened at other locations, but I primarily use the Blue Bell branch and I'm amazed how personable and friendly they are. I'm probably one of their smaller customers (as far as deposits) and they still treat me the same as the guy rolling up in his BMW. They know me (and my wife) by name...even though we only go inside about once a month or two. If I was a wealthy business man, I'd recruit their entire staff.

Lack Of Customer Service

I had switched to CB from a large national bank, thinking that a "community" bank would be more in tune with their customers. Boy, was I mistaken. I have never dealt with such a menagerie of lackdaisical employees.  A simple problem has gone unresolved for alomost 1 week now. I guess the proof truly is in the pudding.   


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Continental Bank had $3.74 million in non-current loans and owned real-estate with $66.13 million in equity and loan loss allowances on hand to cover it. This gives Continental Bank a Texas Ratio of 5.66% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Continental Bank experienced no significant changes from 5.20% as of June 30, 2013 to 5.66% as of June 30, 2014, resulting in a negative change of 8.91%. This indicates that the balance sheet and financial strength for Continental Bank has had no significant changes in recent periods.

Deposit Growth


In the past year, Continental Bank has increased its total deposits by $15.46 million, resulting in 3.32% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Continental Bank has shown is excellent.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Continental Bank has $681.22 million in assets with $66.13 million in equity, resulting in a capitalization level of 9.71%, which is above average.

Institution Statistics

FDIC Certificate #58061
Year Established2005
Primary RegulatorOCC
Assets and Liabilities
Assets$681.22 million
Loans$398.52 million
Deposits$481.02 million
Equity Capital$61.00 million
Loan Loss Allowance$5.13 million
Unbacked Noncurrent Loans$3.51 million
Real Estate Owned$237,000
Historic Data - June 2013
Assets$631.21 million
Equity Capital$58.27 million
Loan Loss Allowance$4.61 million
Unbacked Noncurrent Loans$3.51 million
Real Estate Owned$536,000
Profit Margin - Quarterly
Return on Assets0.33%
Return on Equity3.77%
Interest Income$11.57 million

Always verify rates and promotions with the bank or credit union. We are not Continental Bank, we are a rate comparison website and can not provide official rates or promotions.

Continental Bank Savings Account Rates

0.25%-$250kMy Choice Savings
0.10%$300-Statement Savings
0.10%$25-Health Savings

Continental Bank Money Market Rates

0.30%$50k-Money Market Account
0.30%$100k-Business Money Market Account

Continental Bank Checking Account Rates

0.25%-$25kMy Choice Interest - Qualifying
0.25%-$25kMy Choice Premium with High Interest Option - Qualifying
0.10%--My Choice Premium with High Interest Option - Non Qualifying
0.10%$25-My Choice Premium
0.05%--My Choice Interest - Non Qualifying

Continental Bank CD Rates

0.50%$500-12 Month CD
0.30%$1k-6 Month CD
0.10%$1k-3 Month CD

Continental Bank IRA Rates

0.50%$500-12 Month IRA
0.30%$1k-6 Month IRA
0.10%$1k-3 Month IRA

Continental Bank has 12 locations. Click to view all Continental Bank locations.