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1516 Losey Boulevard South La Crosse, WI 54601 608-784-9550 www.couleebank.net ![]() |
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Coulee Bank is headquartered in La Crosse and is the 73rd largest bank in the state of Wisconsin. It is also the 2,287th largest bank in the nation. It was established in 1961 and as of March of 2013, it had grown to 47 employees at 5 locations. Coulee Bank's savings rates are 92% higher than the national average, and it has a 4-star health rating.
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From their website: 2.55% Annual Percentage Yield (APY) paid on balances between $.01 and $25,000, and 0.30% APY paid on all amounts above $25,000 each cycle the minimum requirements are met. If you do not meet the requirements during a given cycle,
The list of nationally available reward checking accounts has shrunk again. Liberty Bank 's reward checking is still offering 3.01% APY on balances up to $25K (as of 1/6/11). It was one the very few n ...
In the last few months we've seen several changes for the worse in many reward checking accounts. I have a few more to report. I and several readers have been reporting on these changes as they occur ...
Reward checking has been helpful in this awful interest rate environment by providing savers a way to get a little higher yield on their liquid money. Rates have held up better than internet savings a ...
2010
- 10/31 - Coulee Bank Reward Checking Dropping To 3.03% On 11/1/2010 (Forum)
- 9/8 - Newly Updated List of the 5 Best Reward Checking Accounts Available Nationwide
- 4/4 - History of Coulee Bank (Forum)
- 1/29 - Coulee Bank Is Cutting Its Nationwide Reward Checking Rate to 3.33% (Forum)
- 1/29 - Just Received An Email (Forum)
2007
See Rates for: Checking | Savings | Money Market | IRA
Coulee Bank Checking Account Rates
Coulee Bank Savings Account Rates
Coulee Bank Money Market Rates
Coulee Bank IRA Rates
Data for Q1 2013
Institution Statistics
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Institution Health
Overall Score:
4 out of 5
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Denied Account
- LazyGuy - Thursday, March 31, 2011 - 7:57 PMI went through all the account requirements and applied for the account online today and my application was accepted online, but later received a message saying that my account was not approved.
"Thank you for applying for our Rewards Checking Account. Coulee Bank will only accept Rewards Checking applications from those applicants residing in the states of Wisconsin, Minnesota and Iowa. Thank you for your interest in Coulee Bank", Ellen.
I am from New Jersey, but no where in the account requirements, I read about residency requirements. The online application also did not stop me from applying, I do not know why they set it up that way. Is there anything I can do about this? I feel that my credit report was unnecessarily pulled for an account that they knew were going to deny.
As A Former Employee.....
- MAD01WI - Sunday, September 9, 2012 - 3:20 PMWow.. I'm surprised & yet delighted to have come across this banking blog/website. Unfortunately, all of the above postings about Coulee Bank's negative image are pretty much true. Because so many people have either left or been fired this past year, I'm comfortable to now confirm as a past employee that this place is terrible. They:
- Openly threatened to give co-workers a "bad recommendation" for quitting/looking for a better job.
- La Crosse supervisor (for all branches) significantly cut back weekly hours for "FULL" time and part time workers without explanation – typical.
- Deny any benefits for part time workers (basic health insurance, vacation, sick time, 401K) - NOTHING
- Used personal feelings and emotions while calculating "worthless" quarterly bonuses for employees.
- Still today has a shortage of employees….. Too many long lines for customers – very true, no doubt.
- Onalaska VP has yelled at employees to the point of crying... "They are always right, you're always wrong."
- Head of human resources is useless-- any complaint/request/concern in the workplace is not kept secret and turned over to management. AKA: You can't stand up for yourself if there is a workplace issue and have an ally in management at Coulee Bank. The head of HR is pointless - she serves the wants of anything management says and has even threatened employees to "shut up or leave."
They Know What They Are Doing
- RewardChecking - Thursday, August 30, 2012 - 8:52 PMThis institution performed well when I needed a wiretransfer. They understand what a domestic intermediary bank is and how to execute instructions correctly. Unlike some institutions, Collee did not attempt to charge for foreign wire because ultimate payee was foreign. I deal with many banks and am happy with this institutes service. I never have problem reaching live persons. 2.55% interest is not bad either. I recommend Collee Bank.
Coulee Bank Is Not A Good Institution
- WIBanker - Monday, April 30, 2012 - 1:12 AMWhile Coulee Bank comes across as a great "local and community" financial institution with a high interest checking account, behind the scenes they really aren't a good bank. Coulee underpays their employees and fails to provide benefits to many part time employees. Additionally, they even cut hours weekly for some "full time" hourly employees. On the outside, a bank can pose as a great place where you should do their banking. But really, how internal operations are managed and how employees are treated are equally and if not more important. Shame on you, Coulee Bank. Get real.
High Turnover?
- lindstrom_MKE - Wednesday, June 13, 2012 - 9:02 PMhello group. it seems lately that many employees are missing from the bank in la crosse to help with transactions? why is there such high turnover? quite frequently there are many long lines in the lobby and it seems the bank is short on staff. i literally have to wait 10 or more minutes in the lobby in line because of limited tellers and not enough stations. other posts on the site here suggest some employees aren't happy with management either.... i'm becoming a little nervous with the working atosphere here. in past years, this has never been an issue.
Coulee Gets New Look
- westernside08 - Thursday, May 10, 2012 - 2:32 PMi see coulee bank has put up a new sign at the southside lacrosse location. it looks very nice, but its a very large, big corporation type of sign that had to of been very expensive. i hope coulee doesnt lose its small, community and family bank feel!! its been in our neighborhood for many years and something we dont want to lose.
Coulee Bank Is "Out Of Focus"
- minnesotagirl - Wednesday, May 2, 2012 - 1:09 AMCoulee Bank just took a "back door" approach towards changing their "high interest" checking account. Instead of lowering the old Rewards Checking account interest rate again, they changed the product name to Kasasa Cash and changed the maximum balance you can earn the 2.55% interest rate on to $15,000 down from original $25,000. How sneaky!
Additionally, Coulee Bank's CEO was more concerned about writing an editorial about how bad credit unions are to the local La Crosse Tribune newspaper instead of focusing on their own personal business. This place needs to get its priorities straight and stop pulling sneaky moves on us, the customers!
Incredibly Satisfied CURRENT Employee
- Ace - Thursday, September 13, 2012 - 9:41 AMI’ve worked at four different banks (and left them all on good terms) and I can say without any hesitation that I’ve never worked anywhere that takes such good care of their employees. I’m still considered new, but I’ve been here long enough that the shine of being somewhere different and new has definitely worn off, and I’m still thrilled to be here. When friends and family ask how my job is going, I boast about how well Coulee treats its employees—their pay, benefits, training programs, and all the little extras are fair, competitive and most importantly, let you know you are valued as a part of this team, this family.
And I came from another La Crosse community bank who was, in my opinion, the textbook definition of a worthless HR, screaming VP’s, and overall inefficiency and poor customer service.
Employee Rates Bank
- MNN368 - Thursday, September 13, 2012 - 3:49 PMI just finished reading some of the posts regarding employees....I have been an employee for a year and a half or so. I have not witnessed the things posted, but I think most work places have some good and some bad. I thought I would share my experience being an employee here. When I bring a concern, be it personal or work related, I'm listened to and when I have needed to change my work hours around, they have been very flexible. I feel like I matter here to the management. I'm part time and don't expect full time benefits but still do get some perks that are offered to all employees. I enjoy most of my co-workers and feel like we all work hard and are also willing to pitch in when there is a gap of an employee or a project that is taking a lot of time and effort. Last but not least, the Human Resource person is excellent. The last thing I would of ever said is "they are worthless." It's guite the opposite, in fact.
Reward Checking Reduces Max Allowed In Account
- Anonymous - Monday, April 2, 2012 - 9:58 AMThis bank just sent customers an email announcing an "improvement" to the account effective May 2012. It is actually a drop in the max dollar amount allowed in the rewards checking account from $25k to $15k. Oh well...
A Good Bank To Do Business With
- Anonymous - Friday, November 11, 2011 - 4:20 PMI understand that at first banks make accounts such as Reward Checking and other interest bearing accounts available nationwide, and after an overwhelming response, feel it necessary to limit the availability to a specific area. It always pleases me to time my application in such a way that I get in before the "net is closed to outsiders". This has happened to me a number of times. I am very pleased with Coulee Bank and feel blessed that even though I am an "outsider" I am able to do business with them -- no complaints. This is a thumbs up bank!!
Application
- Anonymous - Tuesday, December 7, 2010 - 7:41 PMI tried to apply online on 12/7/10, but during the process the website indicated that one must now reside within 60 square miles of La Crosse.
Average User Rating:





This Bank Is Very Professional And Offers A Perfect Customer Service
This bank is very professional and offers a perfect customer service. Even if everything needs to be done on-line, you can call the bank and speak to a life and friendly person. Since I made my deposit 9 month ago, I never had any problems, and always top customer service. I even took money from an ATM in Chile, and I received a refund for the ATM fees. Very Good.