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Overview / Commentary
419 Main Street
Greenwood, SC 29646

Countybank is headquartered in Greenwood and is the 31st largest bank in the state of South Carolina. It is also the 2,012st largest bank in the nation. It was established in 1933 and as of June of 2014, it had grown to 145 employees at 9 locations. Countybank has a C+ health rating.

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Reviews (2)

The Maximum Has Been Reduced To $15

The maximum has been reduced to $15,000 (from $25,000) effective (for existing customers) 4/15/10.

Kasasa With Countybank

Had a Kasasa account with these guys until recently. Must've opened just a week or two before they stopped doing nationwide availability. The 15k rate cap and drop from 4.75 to 4.0 wasn't too bad, but a month or two ago they dropped their out-of-state rate to 0.75 so I'm not using them any more.


Data for Q2 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of June 30, 2014 Countybank had $6.48 million in non-current loans and owned real-estate with $28.98 million in equity and loan loss allowances on hand to cover it. This gives Countybank a Texas Ratio of 22.36% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Countybank experienced no significant changes from 23.41% as of June 30, 2013 to 22.36% as of June 30, 2014, resulting in a positive change of 4.49%.This indicates that the balance sheet and financial strength for Countybank has had no significant changes in recent periods.

Deposit Growth


In the past year, Countybank has increased its total deposits by $4.5 million, resulting in 1.8% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Countybank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Countybank has $328.14 million in assets with $28.98 million in equity, resulting in a capitalization level of 8.83%, which is average.

Institution Statistics

FDIC Certificate #9155
Year Established1933
Primary RegulatorFDIC
Assets and Liabilities
Assets$328.14 million
Loans$230.80 million
Deposits$254.55 million
Equity Capital$26.00 million
Loan Loss Allowance$2.98 million
Unbacked Noncurrent Loans$3.25 million
Real Estate Owned$3.23 million
Historic Data - June 2013
Assets$323.36 million
Equity Capital$23.98 million
Loan Loss Allowance$4.08 million
Unbacked Noncurrent Loans$3.25 million
Real Estate Owned$4.30 million
Profit Margin - Quarterly
Return on Assets1.1%
Return on Equity14.17%
Interest Income$6.16 million

Always verify rates and promotions with the bank or credit union. We are not Countybank, we are a rate comparison website and can not provide official rates or promotions.

Countybank Savings Account Rates

0.50%-$50kKasasa Saver - Qualifying
0.03%$200-Classic Savings
0.03%$25-Youth Savings
0.02%--Kasasa Saver - Non Qualifying

Countybank Money Market Rates

0.05%$100k-Classic Money Market

Countybank Checking Account Rates

1.01%-$15kKasasa Cash - Qualifying
0.02%--Kasasa Cash - Non Qualifying
0.02%$1k-Analyzed Business Interest Checking
0.01%$300-Free 62 Checking
0.01%$1k-Free Business Interest Checking

Countybank CD Rates

0.92%$1k-60 Month CD
0.65%$1k-48 Month CD
0.41%$1k-36 Month CD
0.21%$1k-30 Month CD
0.20%$1k-24 Month CD
0.12%$1k-18 Month CD
0.10%$1k-12 Month CD
0.07%$1k-9 Month CD
0.05%$1k-6 Month CD
0.03%$1k-3 Month CD
0.01%$1k-1 Month CD

Countybank Locations
Reynolds Street Branch1230 Reynolds AvenueGreenwood, SC 29646
Downtown Mcbee Branch201 West Mcbee AvenueGreenville, SC 29601
Greenwood Building Branch210-212 Main StreetGreenwood, SC 29646
Pelham Financial Center Branch3431 Pelham RoadGreenville, SC 29601
Countybank419 Main StreetGreenwood, SC 29646
Calhoun Financial Center583 Highway 72 By-Pass NWGreenwood, SC 29646