Credit Union of Georgia is headquartered in Woodstock and is the 9th largest credit union in the state of Georgia. It is also the 614th largest credit union in the nation. It was established in 1960 and as of March of 2025, it had grown to 107 employees and 35,917 members at 9 locations. Credit Union of Georgia's savings rates are 6X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Credit Union of Georgia is open to individuals who live or work in the Georgia counties of Bartow, Cherokee, Cobb, Dawson, Douglas, Fannin, Forsyth, Fulton, Gilmer, Lumpkin, Paulding, Pickens, or Union. Employees/members/students of more than 30 SEGs also qualify for membership, as do immediate family members of eligible individuals.
See current membership details
Failed In Every Aspect
I created an account a couple of months ago. The first time I deposited my first paycheck it was on hold by the bank for a month, and I had to wait 2 weeks for a card to be mailed because they don’t have the capability to create cards at the branch. After my month of not being able to access my account the added another hold on my account for 2 weeks. I was able to go into the branch and resolve the second hold as it was against federal law to withhold money from the account holder for that long. I’ve had random charges from numerous websites and subscriptions to websites such as “wahdtefb.com” and the bank finally refunded me for some of the charges. They also cancelled my debit card without informing me leading to some very embarrassing interactions. I have been waiting 2 months for my new card and have yet to receive it. The customer service representatives are limited in information and extremely unpleasant. I highly recommend using any other banking institution.
Do Not Bank With Credit Union Of Georgia.
There are many better options. Customer service is not available at this organization. Unexpected fees got me. I went in and closed my accounts and wasn’t even asked why I was leaving.
Online customer service had already failed me.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68571 |
| Year Chartered | 1960 |
| Employees | 107 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.09% |
| Return on Equity - YTD | 11.84% |
| Annual Interest Income | $8.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $693.8MM$651.5MM |
| Loans | Q1 2025vs Q1 2024 | $483MM$431.7MM |
| Deposits | Q1 2025vs Q1 2024 | $613.3MM$580.7MM |
| Equity Capital | Q1 2025vs Q1 2024 | $63MM$52.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $4MM$3.3MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1.8MM$1.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |