Average User Rating:1 star rating based on 2 reviews.
Credit Union One (MI)
Credit Union One (MI) Locations| 400 E. Nine Mile Road Ferndale, MI 48220 (800) 451-4292 www.cuone.org  |
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Credit Union One (MI) is headquartered in FERNDALE and is the 9th largest credit union in the state of Michigan. It is also the 270th largest credit union in the nation. It was established in 1938 and as of December of 2011, it had grown to 243 employees and 103,675 members. Credit Union One (MI) has a 3-star health rating.
See Rates for: Checking | Savings | Money Market | CD | IRA
Credit Union One (MI) Checking Account Rates
Credit Union One (MI) Savings Account Rates
Credit Union One (MI) Money Market Rates
Credit Union One (MI) CD Rates
| Apy | Min | Max | Product | |
| 1.00% | $100k | - | 60 Month CD | |
| 1.00% | $100k | - | Business 60 Month CD | |
| 0.85% | $100k | - | 48 Month CD | |
| 0.85% | $100k | - | Business 48 Month CD | |
| 0.75% | $100k | - | 36 Month CD | |
| 0.75% | $100k | - | Business 36 Month CD | |
| 0.60% | $100k | - | 24 Month CD | |
| 0.60% | $100k | - | Business 24 Month CD | |
| 0.40% | $100k | - | 18 Month CD | |
| 0.40% | $100k | - | Business 18 Month CD | |
| 0.35% | $100k | - | 12 Month CD | |
| 0.35% | $100k | - | Business 12 Month CD | |
| 0.25% | $100k | - | 6 Month CD | |
| 0.25% | $100k | - | Business 6 Month CD | |
| 0.20% | $100k | - | 3 Month CD | |
| 0.20% | $100k | - | Business 3 Month CD |
Credit Union One (MI) IRA Rates
| Apy | Min | Max | Product | |
| 1.00% | $100k | - | 60 Month IRA | |
| 1.00% | $100k | - | 60 Month Roth IRA | |
| 1.00% | $100k | - | 60 Month CESA | |
| 0.85% | $100k | - | 48 Month IRA | |
| 0.85% | $100k | - | 48 Month Roth IRA | |
| 0.85% | $100k | - | 48 Month CESA | |
| 0.75% | $100k | - | 36 Month IRA | |
| 0.75% | $100k | - | 36 Month Roth IRA | |
| 0.75% | $100k | - | 36 Month CESA | |
| 0.60% | $100k | - | 24 Month IRA | |
| 0.60% | $100k | - | 24 Month Roth IRA | |
| 0.60% | $100k | - | 24 Month CESA | |
| 0.40% | $100k | - | 18 Month IRA | |
| 0.40% | $100k | - | 18 Month Roth IRA | |
| 0.40% | $100k | - | 18 Month CESA | |
| 0.35% | $100k | - | 12 Month IRA | |
| 0.35% | $100k | - | 12 Month Roth IRA | |
| 0.35% | $100k | - | 12 Month CESA | |
| 0.25% | $100k | - | 6 Month IRA | |
| 0.25% | $100k | - | 6 Month Roth IRA | |
| 0.25% | $100k | - | 6 Month CESA | |
| 0.20% | $100k | - | 3 Month IRA | |
| 0.20% | $100k | - | 3 Month Roth IRA | |
| 0.20% | $100k | - | 3 Month CESA |
Rates updated: 5/25/2012
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
3 out of 5 
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Customer For Close To 30 Years Ready To Leave
- fakenake - Saturday, September 24, 2011 - 7:44 AMLike most people I am underwater in my mortgage. CUO will not work with me at all because I can still afford the payments. All I am asking for is to refinance. If I can make the payment at 6.5% why wouldn't I be able to make it at 4%. There fee structure changes all the time. Out of state checks get a 10 day hold? Really? It is 2011 you can get the money for that check in minutes and you have a 10 day hold? They won't link accounts by household for minimum balance requirements. I could go on and on. Bottom line they went from a nice local credit union in 1983 when I joined to a typical bank with horrible customer service and ridiclious polices.
3
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Horrible Bank With Terrible Customer Service And Even Worse Policies.
This is a very non personable bank, horrible customer service, poor member relations and they change policies with out proper notifications. After being a loyal member for over 10 years, this bank had declined horribly in the past year, I am just amazed at the lack of consideration for their members.