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Cross County Savings Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.crosscounty.com
718-326-5200
79-21 Metropolitan Avenue
Middle Village, NY 11379

Since 1888, when Cross County Federal Savings Bank was first founded, customer satisfaction has been the driving force behind all they do. It is the foundation upon which Cross County Federal Savings Bank was built, and remains who they are today.

Respecting the individual financial goal of their customers, by way of providing products and services customized to suit those needs, awards them with leadership in the communities they service; communities they are proud to serve and be a part of.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #30260
Year Established1888
Employees71
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD3.08%
Annual Interest Income$6.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$536.3MM$533.4MM
LoansQ1 2025vs Q1 2024$405.7MM$411.8MM
DepositsQ1 2025vs Q1 2024$461.3MM$452MM
Equity CapitalQ1 2025vs Q1 2024$64MM$61.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2MM$2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.6MM$2.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Cross County Savings Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Cross County Savings Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$1-Passbook Savings
0.25%$1-Statement Savings Account
0.25%$1-Stepping Stone Savings
0.20%$1-Model Safe Statement Savings
0.15%$10-Holiday Club
0.10%$1-Community Business Savings

Cross County Savings Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$75k*-Money Market Account
OTHER TIERS: 0.15% → $1 - $2.5k | 0.20% → $2.5k - $10k | 0.35% → $10k - $75k
0.40%*$15k*-Premier Money Market
OTHER TIERS: 0.25% → $1 - $15k
0.40%*$15k*-Premier Business Money Market
OTHER TIERS: 0.25% → $1 - $15k

Cross County Savings Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$7.5k*-Preferred Checking
OTHER TIERS: 0.05% → $1 - $7.5k
0.05%$1-Interest Checking

Cross County Savings Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%$500-12 Month CD
3.50%$500-14 Month CD
3.45%$500-18 Month CD
3.45%$500-24 Month CD
3.45%$500-30 Month CD
3.45%$500-36 Month CD
3.45%$500-48 Month CD
3.20%$500-60 Month CD
3.00%$500-10 Month CD
2.50%$500-9 Month CD
2.20%$500-8 Month CD
2.15%$500-6 Month CD
2.15%$500-7 Month CD
2.00%$500-3 Month CD

Cross County Savings Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.97%$1-18 Month Variable Rate IRA
3.50%$1-12 Month IRA
3.50%$1-14 Month IRA
3.45%$1-18 Month IRA
3.45%$1-24 Month IRA
3.45%$1-30 Month IRA
3.45%$1-36 Month IRA
3.45%$1-48 Month IRA
3.20%$1-60 Month IRA
3.00%$1-10 Month IRA
2.50%$1-9 Month IRA
2.20%$1-8 Month IRA
2.15%$1-6 Month IRA
2.15%$1-7 Month IRA
2.00%$1-3 Month IRA
Locations


Cross County Savings Bank Locations
Belle Harbor Branch455 Beach 129th StreetBelle Harbor, NY 11694
Maspeth Branch60-20 Fresh Pond RoadMaspeth, NY 11378
Kings Branch731 Metropolitan Ave.Brooklyn, NY 11211
Cross County Savings Bank7921 Metropolitan AveMiddle Village, NY 11379
Van Nest Branch791 Morris Park AveBronx, NY 10462
Eliot Branch80-10 Eliot AvenueMiddle Village, NY 11379

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