Dade County Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.dcfcu.org

305-471-5080

1500 Nw 107th Ave
Doral, FL 33172

Dade County Federal Credit Union is headquartered in Sweetwater and is the 20^th largest credit union in the state of Florida. It is also the 340^th largest credit union in the nation. It was established in 1991 and as of March of 2025, it had grown to 242 employees and 107,070 members at 10 locations. Dade County Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dade County Federal Credit Union is open to those who live, work, worship, attend school in Miami-Dade County in Florida.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24508
Year Chartered	1991
Employees	242
Primary Regulator

Profit Margin
Return on Assets - YTD	1.45%
Return on Equity - YTD	14.25%
Annual Interest Income	$17.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.4B$1.37B
Loans	Q1 2025vs Q1 2024	$986.6MM$872.9MM
Deposits	Q1 2025vs Q1 2024	$1.09B$1.06B
Equity Capital	Q1 2025vs Q1 2024	$140.7MM$104.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$13.9MM$11.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.5MM$3.4MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dade County Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$5k^*	-	Business Share Savings
OTHER TIERS: 0.05% → $100 - $500 \| 0.10% → $500 - $5k
0.15%^*	$50k^*	-	Share Savings
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $50k
0.15%^*	$50k^*	-	Holiday Club
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $50k
0.15%^*	$50k^*	-	Vacation Club
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $50k

Dade County Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
3.82%^*	$1m^*	-	Business Money Management
OTHER TIERS: 0.35% → $2.5k - $25k \| 0.40% → $25k - $50k \| 0.45% → $50k - $1m
1.06%^*	$250k^*	-	Money Management
OTHER TIERS: 0.40% → $2.5k - $5k \| 0.45% → $5k - $50k \| 0.65% → $50k - $100k \| 0.95% → $100k - $250k

Dade County Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$3k	-	Simple Business Checking
0.05%	$1k	-	Secured Checking
0.05%	$1k	-	Shared Draft Checking
0.05%	$1k	-	Perfect Checking

Dade County Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.07%	$500	-	18 Month Share Certificate
2.92%	$500	-	12 Month Share Certificate
2.55%	$500	-	60 Month Share Certificate
1.91%	$500	-	6 Month Share Certificate
0.70%	$500	-	3 Month Share Certificate

Dade County Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.07%	$500	-	24 Month IRA Share Certificate
2.92%	$500	-	12 Month IRA Share Certificate
2.55%	$500	-	36 Month IRA Share Certificate
0.15%^*	$50k^*	-	IRA Shares Savings
OTHER TIERS: 0.05% → $100 - $5k \| 0.10% → $5k - $50k

Locations

Cities: Cutler Bay, Hialeah, Homestead, Miami, Miami Gardens, Sweetwater

Cutler Bay Branches
Branch Office	20295 S Dixie Hwy	Cutler Bay, FL 33189-1207

Hialeah Branches
Branch Office	1012 W 49th St	Hialeah, FL 33012-3322

Homestead Branches
Branch Office	29850 S Dixie Hwy	Homestead, FL 33033

Miami Branches
Branch Office	3100 SW 62nd Ave	Miami, FL 33155
Branch Office	10900 SW 88th St	Miami, FL 33176
Branch Office	111 NW 1st ST	Miami, FL 33128
Branch Office	1611 NW 12th Ave Ste H	Miami, FL 33136-1005

Miami Gardens Branches
Branch Office	19501 NW 27th Ave	Miami Gardens, FL 33056
Branch Office	20645 NW 2nd Ave	Miami Gardens, FL 33169

Sweetwater Branches
Branch Office	1500 NW 107th Ave	Sweetwater, FL 33172-2706

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