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Dade County Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.dcfcu.org
305-471-5080
1500 Nw 107th Ave
Doral, FL 33172

Dade County Federal Credit Union is headquartered in Sweetwater and is the 20th largest credit union in the state of Florida. It is also the 340th largest credit union in the nation. It was established in 1991 and as of March of 2025, it had grown to 242 employees and 107,070 members at 10 locations. Dade County Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Dade County Federal Credit Union is open to those who live, work, worship, attend school in Miami-Dade County in Florida.
See current membership details

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #24508
Year Chartered1991
Employees242
Primary Regulator
Profit Margin
Return on Assets - YTD1.45%
Return on Equity - YTD14.25%
Annual Interest Income$17.6MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$1.4B$1.37B
LoansQ1 2025vs Q1 2024$986.6MM$872.9MM
DepositsQ1 2025vs Q1 2024$1.09B$1.06B
Equity CapitalQ1 2025vs Q1 2024$140.7MM$104.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$13.9MM$11.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.5MM$3.4MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.31%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/6/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Dade County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Dade County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Business Share Savings
OTHER TIERS: 0.05% → $100 - $500 | 0.10% → $500 - $5k
0.15%*$50k*-Share Savings
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $50k
0.15%*$50k*-Holiday Club
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $50k
0.15%*$50k*-Vacation Club
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $50k

Dade County Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%*$1m*-Business Money Management
OTHER TIERS: 0.35% → $2.5k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $1m
1.06%*$250k*-Money Management
OTHER TIERS: 0.40% → $2.5k - $5k | 0.45% → $5k - $50k | 0.65% → $50k - $100k | 0.95% → $100k - $250k

Dade County Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$3k-Simple Business Checking
0.05%$1k-Secured Checking
0.05%$1k-Shared Draft Checking
0.05%$1k-Perfect Checking

Dade County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.07%$500-18 Month Share Certificate
2.92%$500-12 Month Share Certificate
2.55%$500-60 Month Share Certificate
1.91%$500-6 Month Share Certificate
0.70%$500-3 Month Share Certificate

Dade County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.07%$500-24 Month IRA Share Certificate
2.92%$500-12 Month IRA Share Certificate
2.55%$500-36 Month IRA Share Certificate
0.15%*$50k*-IRA Shares Savings
OTHER TIERS: 0.05% → $100 - $5k | 0.10% → $5k - $50k
Locations


Cities: Cutler Bay, Hialeah, Homestead, Miami, Miami Gardens, Sweetwater

Cutler Bay Branches
Branch Office20295 S Dixie HwyCutler Bay, FL 33189-1207

Hialeah Branches
Branch Office1012 W 49th StHialeah, FL 33012-3322

Homestead Branches
Branch Office29850 S Dixie HwyHomestead, FL 33033

Miami Branches
Branch Office3100 SW 62nd AveMiami, FL 33155
Branch Office10900 SW 88th StMiami, FL 33176
Branch Office111 NW 1st STMiami, FL 33128
Branch Office1611 NW 12th Ave Ste HMiami, FL 33136-1005

Miami Gardens Branches
Branch Office19501 NW 27th AveMiami Gardens, FL 33056
Branch Office20645 NW 2nd AveMiami Gardens, FL 33169

Sweetwater Branches
Branch Office1500 NW 107th AveSweetwater, FL 33172-2706

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