Dupaco Community Credit Union

Dupaco Community Credit Union is headquartered in Dubuque and is the 3^rd largest credit union in the state of Iowa. It is also the 189^th largest credit union in the nation. It was established in 1948 and as of September of 2011, it had grown to 224 employees and 64,020 members. Dupaco Community Credit Union's savings rates are 3X the national average, and it boasts a 5-star health rating.

Dupaco Community Credit Union Routing Number: 273974581

Related Posts

2010

• 5/5 - CD and Money Market Deals at Dupaco Community Credit Union in IA, IL & WI - Local Only

2009

• 9/22 - 2.50% 15-Month CD & 3.09% Savings Account at Dupaco Community Credit Union in IA, IL & WI - Local Only
• 6/17 - Savings Account with Rates Up to 3.40% at Dupaco Community Credit Union in Parts of IA, WI & IL - Local Only

2008

• 7/6 - 6.00% 6-Month CD at an IA/WI/IL Credit Union - $5K Max (Dupaco Community).

Dupaco Community Credit Union Checking Account Rates

Dupaco Community Credit Union Savings Account Rates

Dupaco Community Credit Union Money Market Rates

Dupaco Community Credit Union CD Rates

Dupaco Community Credit Union IRA Rates

Data for Q3 2011

Institution Statistics DUPACO COMMUNITY NCUA # 64049 BankRate Report View Year Established 1948 Employees 224 Primary Regulator Assets and Liabilities Assets $965.38 million Loans $462.55 million Deposits $843.58 million Equity Capital $106.54 million Loan Loss Allowance $6.59 million Unbacked Noncurrent Loans $6.37 million Real Estate Owned $1.50 million Historic Data - September 2010 Assets $900.98 million Equity Capital $87.45 million Loan Loss Allowance $5.97 million Unbacked Noncurrent Loans $9.65 million Real Estate Owned $151,000 Profit Margin - Quarterly Net Interest Margin 3.72% Return on Assets 1.65% Return on Equity 14.93% Interest Income $31.78 million Non-Interest Income $12.75 million

Institution Health Overall Score: 5 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2011 Dupaco Community Credit Union had $7.87 million in non-current loans and owned real-estate with $113.13 million in equity and loan loss allowances on hand to cover it. This gives Dupaco Community Credit Union a Texas Ratio of 6.96% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Dupaco Community Credit Union decreased slightly from 10.49% as of September 30, 2010 to 6.96% as of September 30, 2011, resulting in a positive change of 33.68%.This indicates that the balance sheet and financial strength for Dupaco Community Credit Union has improved slightly in recent periods. Deposit Growth In the past year, Dupaco Community Credit Union has increased its total deposits by $67.37 million, resulting in 8.68% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Dupaco Community Credit Union has shown is excellent. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Dupaco Community Credit Union has $965.38 million in assets with $113.13 million in equity, resulting in a capitalization level of 11.72%, which is above average.

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