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855-377-2555
800 Brickell Avenue
Miami, FL 33134

Banco do Brasil Americas is headquartered in Miami and is the 143rd largest bank in the state of Florida. It is also the 3,672nd largest bank in the nation. It was established in 1986 and as of March of 2014, it had grown to 81 employees at 4 locations. Banco do Brasil Americas has a A+ health rating.

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Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Banco do Brasil Americas had $1.22 million in non-current loans and owned real-estate with $41.3 million in equity and loan loss allowances on hand to cover it. This gives Banco do Brasil Americas a Texas Ratio of 2.94% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
B+

The Texas Ratio for Banco do Brasil Americas decreased slightly from 3.53% as of March 31, 2013 to 2.94% as of March 31, 2014, resulting in a positive change of 16.60%.This indicates that the balance sheet and financial strength for Banco do Brasil Americas has improved slightly in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Banco do Brasil Americas has increased its total deposits by $65.83 million, resulting in 147.01% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Banco do Brasil Americas has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Banco do Brasil Americas has $152.99 million in assets with $41.3 million in equity, resulting in a capitalization level of 27.00%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #26725
Year Established1986
Employees81
Primary RegulatorFDIC
Assets and Liabilities
Assets$152.99 million
Loans$69.08 million
Deposits$110.60 million
Equity Capital$40.39 million
Loan Loss Allowance$913,000
Unbacked Noncurrent Loans$6,000
Real Estate Owned$1.21 million
Historic Data - March 2013
Assets$82.15 million
Equity Capital$36.14 million
Loan Loss Allowance$435,000
Real Estate Owned$1.29 million
Profit Margin - Quarterly
Net Interest Margin2.76%
Return on Assets0.16%
Return on Equity0.6%
Interest Income$987,000
Rates

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Locations


Banco do Brasil Americas Locations
Yamato Road Branch698 Yamato Road, Suite 5Boca Raton, FL 33431
Banco Do Brasil Americas800 Brickell AvenueMiami, FL 33134
Pompano Beach Branch839 West Sample RoadPompano Beach, FL 33064