Average User Rating:1 star rating based on 4 reviews.
Fairwinds Credit Union
Fairwinds Credit Union Locations|
135 W Central Blvd Suite 1220 Orlando, FL 32801 407.277.5045 www.fairwinds.org  |
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Fairwinds Credit Union is headquartered in Orlando and is the 6th largest credit union in the state of Florida. It is also the 102nd largest credit union in the nation. It was established in 1949 and as of December of 2012, it had grown to 455 employees and 155,954 members. Fairwinds Credit Union's savings rates are 25% higher than the national average, and it has a 4-star health rating.
Fairwinds Credit Union Routing Number: 263181368
Related Posts
Top 5-Year CD Rates at Fairwinds Credit Union in Central Florida - 5/15/2012
In the last couple of years I've seen more credit unions offering relationship certificate rates. These are higher CD rates if the member has certain relationships with the credit union or has accumul ...
5.76% APY 9-Month CD at a Florida CU (Fairwinds) - 11/11/2007
Fairwinds Credit Union has changed its 9-month promotional certificate that I reported on last month. A new member can now receive 5.76% APY by opening a checking account with direct deposit. The checking with direct deposit earns the member 2,500...
5.50% 9-Month CD at a Florida CU (Fairwinds) - 10/19/2007
Fairwinds Credit Union is offering a special 5.50% APY 9-month certificate. The minimum deopsit is $500. This is also available as an IRA certificate. A yield of about 6.00% APY is available for members who've earned 5,000 relationship rewards.The rates...
5.60% 6-Month / 5.50% 3-Month CD at a Florida CU (Fairwinds) - 9/20/2007
Fairwinds Credit Union is offering a 5.60% APY 6-month and 5.50% APY certificate of deposit. The minimum deposit is $500. An additional 5 basis points is available for Jumbo CDs with a minimum of $100K. These are also available as an IRA certificate with...
2007
- 8/14 - 5.60% 12-Month / 5.55% 6-Month CD at a Central Florida CU (Fairwinds).
- 8/4 - 5.65% 60-Month / 5.50% 12-Month CD at a Central Florida CU (Fairwinds)
See Rates for: Checking | Savings | Money Market | CD | IRA
Fairwinds Credit Union Checking Account Rates
Fairwinds Credit Union Savings Account Rates
Fairwinds Credit Union Money Market Rates
Fairwinds Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.71% | - | - | 60 Month CD w/ 5000 Rewards Points | |
| 1.51% | - | - | 48 Month CD w/ 5000 Rewards Points | |
| 1.46% | - | - | 60 Month CD w/ 2500 Rewards Points | |
| 1.31% | - | - | 36 Month CD w/ 5000 Rewards Points | |
| 1.26% | - | - | 48 Month CD w/ 2500 Rewards Points | |
| 1.21% | - | - | 60 Month CD | |
| 1.11% | - | - | 24 Month CD w/ 5000 Rewards Points | |
| 1.06% | - | - | 36 Month CD w/ 2500 Rewards Points | |
| 1.01% | - | - | 48 Month CD | |
| 1.01% | - | - | 60 Month Business CD | |
| 0.90% | - | - | 12 Month CD w/ 5000 Rewards Points | |
| 0.85% | - | - | 24 Month CD w/ 2500 Rewards Points | |
| 0.80% | - | - | 36 Month CD | |
| 0.80% | - | - | 48 Month Business CD | |
| 0.80% | - | - | 6 Month CD w/ 5000 Rewards Points | |
| 0.70% | - | - | 3 Month CD w/ 5000 Rewards Points | |
| 0.65% | - | - | 12 Month CD w/ 2500 Rewards Points | |
| 0.60% | - | - | 24 Month CD | |
| 0.60% | - | - | 36 Month Business CD | |
| 0.55% | - | - | 6 Month CD w/ 2500 Rewards Points | |
| 0.45% | - | - | 3 Month CD w/ 2500 Rewards Points | |
| 0.40% | - | - | 12 Month CD | |
| 0.40% | - | - | 24 Month Business CD | |
| 0.30% | - | - | 6 Month CD | |
| 0.20% | - | - | 3 Month CD | |
| 0.20% | - | - | 12 Month Business CD | |
| 0.10% | - | - | 3 Month Business CD | |
| 0.10% | - | - | 6 Month Business CD |
Fairwinds Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.71% | - | - | 60 Month IRA w/ 5000 Rewards Points | |
| 1.51% | - | - | 48 Month IRA w/ 5000 Rewards Points | |
| 1.46% | - | - | 60 Month IRA w/ 2500 Rewards Points | |
| 1.31% | - | - | 36 Month IRA w/ 5000 Rewards Points | |
| 1.26% | - | - | 48 Month IRA w/ 2500 Rewards Points | |
| 1.21% | - | - | 60 Month IRA | |
| 1.11% | - | - | 24 Month IRA w/ 5000 Rewards Points | |
| 1.06% | - | - | 36 Month IRA w/ 2500 Rewards Points | |
| 1.01% | - | - | 48 Month IRA | |
| 0.90% | - | - | 12 Month IRA w/ 5000 Rewards Points | |
| 0.85% | - | - | 24 Month IRA w/ 2500 Rewards Points | |
| 0.80% | - | - | 6 Month IRA w/ 5000 Rewards Points | |
| 0.80% | - | - | 36 Month IRA | |
| 0.70% | - | - | 3 Month IRA w/ 5000 Rewards Points | |
| 0.65% | - | - | 12 Month IRA w/ 2500 Rewards Points | |
| 0.60% | - | - | 24 Month IRA | |
| 0.55% | - | - | 6 Month IRA w/ 2500 Rewards Points | |
| 0.45% | - | - | 3 Month IRA w/ 2500 Rewards Points | |
| 0.40% | - | - | 12 Month IRA | |
| 0.30% | - | - | 6 Month IRA | |
| 0.20% | - | - | 3 Month IRA |
Rates updated: 5/25/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
4 out of 5 
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Fairwinds Credit Union - Orlando
- joe2011 - Friday, May 13, 2011 - 3:36 PMThey are not the same banking professionals as years past or forgot what they stood for. New policys & proceedures has forced many loyal customers to find More Customer Friendly Banks.
5
HORRIBLE! Bull**** Fees Galore.
- reema - Monday, May 7, 2012 - 1:26 PMMade me pay more money than I care to remember on bull**** fees because of "policy changes" I was never informed of. POS company. I am so happy my car is finally paid off so I can NEVER have to deal with them again!
4
Free Debit Card
- toyota4555 - Wednesday, November 9, 2011 - 4:02 PM$5 debit card fee worries people to credit unions!?!?! Ha! Be aware of how credit unions will take YOUR money! Especially Fairwinds Credit Union!
The story...
I made a mistake at 5:15am at the gas pump, I used the wrong card. I have the blue Orlando Magic debit card, looked like my Wachovia (Wells Fargo) card. I caught it when it was too late. I overdrew my account by $4.00. I went at 8:06am the same day to their Lake Mary branch, deposited the cash to cover it and brought the account to a positive balance!! They STILL charged me a overdraft fee of $35 at 12:08pm according to the customer service agent! When the account was positive!!!!
How is it fair to penalize a customer like that when they went to go deposit the cash BEFORE you assessed the fee!!!
And the credit union has the audacity to send a news letter called the "Fairwinds advocate!"
BE AWARE!!! THIS CREDIT UNION IS FEE HAPPY AND ANTIQUATED!
Even if you go to deposit cash at their ATM it takes them 2 business days to process it! When in comparison with my Wells Fargo account I can deposit cash at the ATM and get credit right away!!!
THUMBS DOWN FOR FAIRWINDS, THEY ARE ONLY THE ADVOCATE FOR THEMSELVES!!!!
4
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DRAINED MY CHILDREN's ACCOUNT
My husband and I were with Fairwinds for over 15 years when we decided that it was safe to finally open saving accts for our 2 boys. A couple years went by and my boys account had close to an about $200 each, until one day I asked for a receipt so I could combine my boys' saving accts together. But then in one acct there was $60 & $70 in the other acct left in my boys' savings. I asked for an explanation and the so call manager @ Fairwinds in Osceola told me they charged my boys accts $5.00 a month because the mailing address under my boys' accts was never changed. This is the same manager & bank who knew me and my family everytime we go in there but yet they couldn't tell us that we needed to change the mailing for my boys. What made it so wrong was the the fact that the mailing address had been changed for me & my husband though my boys' acct were directly under my acct. The manager said she couldn't refund my boys money because everytime they sent the statements to our mailing address for the boys' the statements were RETURN to sender. What in the world? I was very upset and closed all of our accts on the spot since the manager rather steal from children's accts then to correct mistakes that they made.