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800-658-1637
100 East English Street
Wichita, KS 67202

Fidelity Bank (KS) is headquartered in Wichita and is the 5th largest bank in the state of Kansas. It is also the 443rd largest bank in the nation. It was established in 1956 and as of March of 2014, it had grown to 432 employees at 22 locations. Fidelity Bank (KS) has a A+ health rating.

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Reviews (1)

Dissatisfied

I strongly dislike Fidelity Bank!!!! They don't support mobile banking, their website is CONSTANTLY down, and Random things actually show up on time!!!! They really need to work on their online support!!!



Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 Fidelity Bank (KS) had $11.89 million in non-current loans and owned real-estate with $206.14 million in equity and loan loss allowances on hand to cover it. This gives Fidelity Bank (KS) a Texas Ratio of 5.77% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Fidelity Bank (KS) experienced no significant changes from 5.98% as of March 31, 2013 to 5.77% as of March 31, 2014, resulting in a positive change of 3.51%.This indicates that the balance sheet and financial strength for Fidelity Bank (KS) has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, Fidelity Bank (KS) has increased its total deposits by $65.11 million, resulting in 5.13% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fidelity Bank (KS) has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fidelity Bank (KS) has $1.59 billion in assets with $206.14 million in equity, resulting in a capitalization level of 13.00%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #30895
Year Established1956
Employees432
Primary RegulatorOCC
Assets and Liabilities
Assets$1.59 billion
Loans$1.20 billion
Deposits$1.34 billion
Equity Capital$189.04 million
Loan Loss Allowance$17.10 million
Unbacked Noncurrent Loans$3.77 million
Real Estate Owned$8.12 million
Historic Data - March 2013
Assets$1.52 billion
Equity Capital$179.54 million
Loan Loss Allowance$16.41 million
Unbacked Noncurrent Loans$3.77 million
Real Estate Owned$6.11 million
Profit Margin - Quarterly
Net Interest Margin3.92%
Return on Assets0.71%
Return on Equity5.88%
Interest Income$15.88 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Fidelity Bank (KS), we are a rate comparison website and can not provide official rates or promotions.

Fidelity Bank (KS) Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$500-Health Savings Account
0.25%$10k-High Interest Statement Savings
0.25%$10k-Premier Savings
0.05%$25-Looney Toons Savings
0.05%$100-Statement Savings

Fidelity Bank (KS) Money Market Rates

DetailsAPYMINMAXPRODUCT
0.25%$2,500-Money Market Banner
0.25%$10k-Corporate Money Market
0.25%$50k-Personal Superior Money Market

Fidelity Bank (KS) Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$100-E-Checking
0.05%$100-Checking
0.05%$100-Right Now

Fidelity Bank (KS) CD Rates

DetailsAPYMINMAXPRODUCT
1.25%$1k-5 Year CD
0.75%$500-25 Month CD Special
0.70%$1k-3 Year CD
0.60%$1k-2 Year CD
0.51%$500-10 Month CD Special
0.40%$1k-1 Year CD
0.40%$1k-18 Month CD
0.30%$2,500-182 Day CD
0.15%$2,500-91 Day CD

Fidelity Bank (KS) IRA Rates

DetailsAPYMINMAXPRODUCT
1.25%$1k-5 Year IRA
0.75%$500-25 Month IRA Special
0.70%$1k-3 Year IRA
0.60%$1k-2 Year IRA
0.51%$500-10 Month IRA Special
0.40%$1k-18 Month IRA
0.40%$1k-1 Year IRA
Locations

Fidelity Bank (KS) has 21 locations. Click to view all Fidelity Bank (KS) locations.