Fidelity Bank (KS) is headquartered in Wichita and is the 5th largest bank in the state of Kansas. It is also the 444th largest bank in the nation. It was established in 1956 and as of December of 2013, it had grown to 435 employees at 22 locations. Fidelity Bank (KS) has a A health rating.
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Dissatisfied
I strongly dislike Fidelity Bank!!!! They don't support mobile banking, their website is CONSTANTLY down, and Random things actually show up on time!!!! They really need to work on their online support!!!
Data for Q4 2013
Institution Health
Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Fidelity Bank (KS) had $10.87 million in non-current loans and owned real-estate with $205.56 million in equity and loan loss allowances on hand to cover it. This gives Fidelity Bank (KS) a Texas Ratio of 5.29% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Fidelity Bank (KS) experienced no significant changes from 5.13% as of December 31, 2012 to 5.29% as of December 31, 2013, resulting in a negative change of 3.19%. This indicates that the balance sheet and financial strength for Fidelity Bank (KS) has had no significant changes in recent periods.
Deposit Growth
In the past year, Fidelity Bank (KS) has increased its total deposits by $850,000, resulting in 0.07% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fidelity Bank (KS) has shown is above average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fidelity Bank (KS) has $1.56 billion in assets with $205.56 million in equity, resulting in a capitalization level of 13.17%, which is excellent.
Institution Statistics
| Overall | |
|---|---|
| FDIC Certificate # | 30895 |
| Year Established | 1956 |
| Employees | 435 |
| Primary Regulator | OCC |
| Assets and Liabilities | |
|---|---|
| Assets | $1.56 billion |
| Loans | $1.19 billion |
| Deposits | $1.30 billion |
| Equity Capital | $188.61 million |
| Loan Loss Allowance | $16.95 million |
| Unbacked Noncurrent Loans | $3.80 million |
| Real Estate Owned | $7.07 million |
| Historic Data - December 2012 | |
|---|---|
| Assets | $1.60 billion |
| Equity Capital | $173.90 million |
| Loan Loss Allowance | $15.71 million |
| Unbacked Noncurrent Loans | $3.80 million |
| Real Estate Owned | $6.67 million |
| Profit Margin - Quarterly | |
|---|---|
| Net Interest Margin | 4.02% |
| Return on Assets | 0.96% |
| Return on Equity | 8.12% |
| Interest Income | $64.88 million |
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Fidelity Bank (KS) Savings Account Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 0.25% | $500 | - | Health Savings Account | |
| 0.25% | $10k | - | High Interest Statement Savings | |
| 0.25% | $10k | - | Premier Savings | |
| 0.05% | $25 | - | Looney Toons Savings | |
| 0.05% | $100 | - | Statement Savings |
Fidelity Bank (KS) Money Market Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 0.25% | $2,500 | - | Money Market Banner | |
| 0.25% | $10k | - | Corporate Money Market | |
| 0.25% | $50k | - | Personal Superior Money Market |
Fidelity Bank (KS) Checking Account Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 0.25% | $100 | - | E-Checking | |
| 0.05% | $100 | - | Checking | |
| 0.05% | $100 | - | Right Now |
Fidelity Bank (KS) CD Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 1.25% | $1k | - | 5 Year CD | |
| 0.75% | $500 | - | 25 Month CD Special | |
| 0.70% | $1k | - | 3 Year CD | |
| 0.60% | $1k | - | 2 Year CD | |
| 0.51% | $500 | - | 10 Month CD Special | |
| 0.40% | $1k | - | 1 Year CD | |
| 0.40% | $1k | - | 18 Month CD | |
| 0.30% | $2,500 | - | 182 Day CD | |
| 0.15% | $2,500 | - | 91 Day CD |
Fidelity Bank (KS) IRA Rates
| Details | APY | MIN | MAX | PRODUCT |
|---|---|---|---|---|
| 1.25% | $1k | - | 5 Year IRA (Traditional,Roth) | |
| 0.75% | $500 | - | 25 Month IRA Special (Traditional,Roth) | |
| 0.70% | $1k | - | 3 Year IRA (Traditional,Roth) | |
| 0.60% | $1k | - | 2 Year IRA (Traditional,Roth) | |
| 0.51% | $500 | - | 10 Month IRA Special (Traditional,Roth) | |
| 0.40% | $1k | - | 18 Month IRA (Traditional,Roth) | |
| 0.40% | $1k | - | 1 Year IRA (Traditional,Roth) |
Fidelity Bank (KS) has 21 locations. Click to view all Fidelity Bank (KS) locations.