First Basin Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.firstbasin.com

432-333-5600

2740 N. County Rd West
Odessa, TX 79764

First Basin Credit Union is headquartered in Odessa and is the 78^th largest credit union in the state of Texas. It is also the 949^th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 103 employees and 29,978 members at 7 locations. First Basin Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

First Basin Credit Union of Texas is open to the residents, church members, and the people that maintain employment within the Permain Basin area.
See current membership details

Reviews (1)

Write a Review

Keeps Getting Better

Posted by: dcnoel91 | Jun 8, 2021

I like that First Basin continues to keep up with and do more than other banks and credit unions. Their app was okay for a while, but now it is awesome! New locations and upgraded existing locations are a nice perk for members as well. Will continue to bank here for years to come.

Comment

Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67609
Year Chartered	1965
Employees	103
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	6.1%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$345.1MM$318.9MM
Loans	Q1 2025vs Q1 2024	$194.7MM$213.1MM
Deposits	Q1 2025vs Q1 2024	$280.3MM$277.4MM
Equity Capital	Q1 2025vs Q1 2024	$30.7MM$26.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.5MM$1.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$878K$1.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$419K$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not First Basin Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Basin Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.35%	$5	-	Kidz' Club Account
0.30%	$500	-	Christmas & Vacation Club Account
0.25%^*	$15k^*	-	Regular Share Account
OTHER TIERS: 0.15% → $1k - $15k

First Basin Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.00%^*	$50k^*	-	Platinum Money Market Account
OTHER TIERS: 0.50% → $2.5k - $15k \| 0.60% → $15k - $25k \| 0.75% → $25k - $50k

First Basin Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	$500	-	Premier Checking

First Basin Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	60 Month CD
2.25%	$1k	-	36 Month CD
2.00%	$1k	-	24 Month CD
1.75%	$1k	-	12 Month CD
1.00%	$1k	-	6 Month CD

First Basin Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%	$1k	-	60 Month IRA
2.25%	$1k	-	36 Month IRA
2.00%	$1k	-	24 Month IRA
1.75%	$1k	-	12 Month IRA

Locations

First Basin Credit Union Locations
Branch Office	2740 N County Rd W	Odessa, TX 79764
Branch Office	713 Golder Ave	Odessa, TX 79761-4414
Branch Office	1000 N Main St.	Andrews, TX 79714
Branch Office	4217 N Grandview Ave	Odessa, TX 79762-5843
Branch Office	3316 N Midland Dr	Midland, TX 79707
Branch Office	3805 19th St	Lubbock, TX 79410
Corporate Office	7100 E Highway 191	Odessa, TX 79765

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