3 star ratingAverage User Rating:
3 star rating based on 2 reviews.

First Hawaiian Bank

First Hawaiian Bank Locations
999 Bishop Street
Honolulu, HI 96813
888-844-4444
www.fhb.com

FDIC
This bank also has locations in Guam and the Northern Mariana Islands.

First Hawaiian Bank Routing Number: 121301015

Related Posts

First Hawaiian Bank To Stop Offering Debit-Card Rewards (Forum) - 9/27/2011

From Pacific Business News First Hawaiian Bank will no longer offer rewards on its debit cards for its customers in Hawaii, Guam and Saipan as of this weekend. The Honolulu-based bank blames the Durbin Amendment, which takes effect Oct. 1 and puts a



Report an Issue
See Rates for: Checking | Savings | CD

First Hawaiian Bank Checking Account Rates

ApyMinMaxProduct
0.10%$1m-Money Market Checking

First Hawaiian Bank Savings Account Rates

ApyMinMaxProduct
0.10%$1m-MaxiMizer
0.07%$25k-Priority Savings
0.02%$100-Regular Savings

First Hawaiian Bank CD Rates

ApyMinMaxProduct
1.00%$5k-60 Month CD Special
0.60%$5k-36 Month eCD Special
0.50%$5k-36 Month CD Special
0.25%$5k-12 Month CD Special
0.24%$500-24 Month eCD
0.20%$5k-10 Month CD Special
0.18%$500-18 Month eCD
0.15%$50k-12 Month CD
0.13%$500-12 Month eCD
0.10%$500-9 Month eCD
0.08%$500-6 Month eCD
0.07%$50k-6-9 Month CD

Rates updated: 6/18/2013

Data for Q1 2013


Institution Statistics


First Hawaiian Bank
FDIC Certificate #17985
BankRate ReportView
Year Established1858
Employees2139
Primary RegulatorFDIC

Assets and Liabilities

Assets$16.39 billion
Loans$8.95 billion
Deposits$12.85 billion
Equity Capital$2.65 billion
Loan Loss Allowance$131.03 million
Unbacked Noncurrent Loans$43.43 million
Real Estate Owned$5.30 million

Historic Data - March 2012

Assets$16.13 billion
Equity Capital$2.68 billion
Loan Loss Allowance$124.79 million
Unbacked Noncurrent Loans$37.99 million
Real Estate Owned$4.51 million

Profit Margin - Quarterly

Net Interest Margin3.11%
Return on Assets1.27%
Return on Equity7.95%
Interest Income$119.72 million

Institution Health


Overall Score:
5 out of 5
5
Texas Ratio5
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 First Hawaiian Bank had $48.73 million in non-current loans and owned real-estate with $2.78 billion in equity and loan loss allowances on hand to cover it. This gives First Hawaiian Bank a Texas Ratio of 1.75% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend3
The Texas Ratio for First Hawaiian Bank held steady from 1.52% as of March 31, 2012 to 1.75% as of March 31, 2013, resulting in a negative change of 15.63%. This indicates that the balance sheet and financial strength for First Hawaiian Bank has held steady in recent periods.
Deposit Growth4
In the past year, First Hawaiian Bank has increased its total deposits by $423.92 million, resulting in 3.41% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth First Hawaiian Bank has shown is above average.
Capitalization5
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. First Hawaiian Bank has $16.39 billion in assets with $2.78 billion in equity, resulting in a capitalization level of 16.97%, which is excellent.
Write Review

Not A Good Bank To Deal With....
1 stars - cosmicdreamer - Wednesday, March 14, 2012 - 11:18 PM

This bank was impossible to get information from, or to negociate with.. They amount they tried to charge me for closing costs was higher that the legal limit... Would not recommend...

2

A Visit To First Hawaiian Bank Was Great For Me
5 stars - feelleap - Sunday, February 19, 2012 - 11:40 AM

The Staff of First Hawaiian Bank in Koloa was polite, welcoming, professional.  I was visiting and staying in Poipu, had to find a bank to help with an odd request and they took the time to work with me and give me a hand when I needed it. 

Thank you First Hawaiian.

Phil

 

2
 
Nationwide Savings Accounts
Featured Accounts
CIT Bank
3-year Term IRA CD
1.21% APY

CIT Bank
* All banks listed are a Member FDIC.