First Imperial Credit Union


Overview / Commentary
760-352-1540
1602 W Main St
El Centro, CA 92243

First Imperial Credit Union is headquartered in El Centro and is the 118th largest credit union in the state of California. It is also the 1,193rd largest credit union in the nation. It was established in 1942 and as of March of 2025, it had grown to 50 employees and 22,875 members at 4 locations. First Imperial Credit Union has an A health rating.

Field of Membership Restrictions

First Imperial Credit Union is open to anyone who lives, works, or worships in Imperial County, California, or the following Riverside County cities: Banning, Beaumont, Blythe, Cathedral City, Coachella, Desert Hot Springs, Indian Wells, Indio, La Quinta, Palm Desert, Palm Springs, Rancho Mirage, Thermal, or Thousand Palms. Immediate family members of current First Imperial Credit Union are also eligible to join. Immediate family of existing credit union members are also eligible.
See current membership details

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Health

Health Grade Components

Overall
NCUA #68356
Year Chartered1942
Employees50
Primary Regulator
Profit Margin
Return on Assets - YTD2.2%
Return on Equity - YTD17.84%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$232.7MM$204.8MM
LoansQ1 2025vs Q1 2024$163.6MM$146.9MM
DepositsQ1 2025vs Q1 2024$197.8MM$173.7MM
Equity CapitalQ1 2025vs Q1 2024$27.9MM$25MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.4MM$1.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$2.4MM$1.5MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


First Imperial Credit Union Locations
Branch Office1020 S Brawley AveBrawley, CA 92227
Branch Office1602 W Main StEl Centro, CA 92243-2232
Branch Office1010 Cole BlvdCalexico, CA 92231
Branch Office123 W Barioni Blvd Ste DImperial, CA 92251

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