Average User Rating:First Internet Bank of IN
| 7820 Innovation Blvd., Suite 210 Indianapolis, IN 46278 888-873-3424 https://www.firstib.com/ |
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First IB operates over the Internet, which means they don’t have a costly branch network to support. Translation: their customers get better rates, lower fees, and convenient account access through their online banking and telephone banking systems.
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Anonymous saysI've been using FIBI since 2002 and they have always had outstanding customer service. Need to maintain only a $500 "average" balance during a month to earn interest on money sitting in your acct. For a rare month when my avg monthly balance was less than $500, the "monthly minimum" fee is ONLY $10, which is far less than at other banks that have higher min account balance requirements. It's the reason why I don't switch to another bank that pays a slighly higher interest rate -- until the interest rate difference is large, it's just not worth it for me to switch and get my money locked in to higher account balance minimum requirements for a checking account.
Free checking, debit/ATM card, etc.
Free checking, debit/ATM card, etc.
Anonymous says
Also, another reason I haven't switched yet is that FIBI doesn't require "transactions" such as a certain number of debit card transactions to earn interest on your money, or direct deposit payroll, or any other requirements like that...
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Anonymous - #2, Saturday, February 20, 2010 - 10:22 AM CT
Also, another reason I haven't switched yet is that FIBI doesn't require "transactions" such as a certain number of debit card transactions to earn interest on your money, or direct deposit payroll, or any other requirements like that...
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Current Rates
| First Internet Bank of IN | 2.95% | 60 Month CD | 3/14/2010 |
| First Internet Bank of IN | 2.95% | 60 Month IRA CD | 3/14/2010 |
| First Internet Bank of IN | 2.95% | Business 60 Month CD | 3/14/2010 |
| First Internet Bank of IN | 2.50% | 48 Month CD | 3/14/2010 |
| First Internet Bank of IN | 2.50% | 48 Month IRA CD | 3/14/2010 |
| First Internet Bank of IN | 2.50% | Business 48 Month CD | 3/14/2010 |
| First Internet Bank of IN | 2.15% | 36 Month CD | 3/14/2010 |
| First Internet Bank of IN | 2.15% | 36 Month IRA CD | 3/14/2010 |
| First Internet Bank of IN | 2.15% | Business 36 Month CD | 3/14/2010 |
| First Internet Bank of IN | 1.60% | 24 Month CD | 3/14/2010 |
| First Internet Bank of IN | 1.60% | 24 Month IRA CD | 3/14/2010 |
| First Internet Bank of IN | 1.60% | Business 24 Month CD | 3/14/2010 |
| First Internet Bank of IN | 1.25% | Money Market Savings | 3/14/2010 |
| First Internet Bank of IN | 1.25% | Money Market IRA | 3/14/2010 |
| First Internet Bank of IN | 1.20% | Business 18 Month CD | 3/14/2010 |
| First Internet Bank of IN | 1.20% | 18 Month IRA CD | 3/14/2010 |
| First Internet Bank of IN | 1.20% | 18 Month CD | 3/14/2010 |
| First Internet Bank of IN | 1.00% | Money Market Savings | 3/14/2010 |
| First Internet Bank of IN | 1.00% | 12 Month CD | 3/14/2010 |
| First Internet Bank of IN | 1.00% | Money Market IRA | 3/14/2010 |
| First Internet Bank of IN | 1.00% | 12 Month IRA CD | 3/14/2010 |
| First Internet Bank of IN | 1.00% | Business Money Market Savings | 3/14/2010 |
| First Internet Bank of IN | 1.00% | Business Regular Savingss | 3/14/2010 |
| First Internet Bank of IN | 1.00% | Business 12 Month CD | 3/14/2010 |
| First Internet Bank of IN | 0.75% | Interest Checking | 3/14/2010 |
| First Internet Bank of IN | 0.75% | Regular Savings | 3/14/2010 |
| First Internet Bank of IN | 0.75% | Tomorrow's Tycoons | 3/14/2010 |
| First Internet Bank of IN | 0.75% | 6 Month CD | 3/14/2010 |
| First Internet Bank of IN | 0.75% | Business Money Market Savings | 3/14/2010 |
| First Internet Bank of IN | 0.75% | Business 6 Month CD | 3/14/2010 |
| First Internet Bank of IN | 0.50% | Free Savings | 3/14/2010 |
| First Internet Bank of IN | 0.50% | 3 Month CD | 3/14/2010 |
| First Internet Bank of IN | 0.50% | Business 3 Month CD | 3/14/2010 |
| First Internet Bank of IN | 0.00% | Interest Checking | 3/14/2010 |
Anonymous - #1, Saturday, February 20, 2010 - 10:16 AM CT
I've been using FIBI since 2002 and they have always had outstanding customer service. Need to maintain only a $500 "average" balance during a month to earn interest on money sitting in your acct. For a rare month when my avg monthly balance was less than $500, the "monthly minimum" fee is ONLY $10, which is far less than at other banks that have higher min account balance requirements. It's the reason why I don't switch to another bank that pays a slighly higher interest rate -- until the interest rate difference is large, it's just not worth it for me to switch and get my money locked in to higher account balance minimum requirements for a checking account.
Free checking, debit/ATM card, etc.