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First Internet Bank of IN

7820 Innovation Blvd., Suite 210
Indianapolis, IN 46278
888-873-3424
https://www.firstib.com/

First IB operates over the Internet, which means they don’t have a costly branch network to support. Translation: their customers get better rates, lower fees, and convenient account access through their online banking and telephone banking systems.

 

 

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Anonymous says
I've been using FIBI since 2002 and they have always had outstanding customer service.  Need to maintain only a $500 "average" balance during a month to earn interest on money sitting in your acct.  For a rare month when my avg monthly balance was less than $500, the "monthly minimum" fee is ONLY $10, which is far less than at other banks that have higher min account balance requirements.  It's the reason why I don't switch to another bank that pays a slighly higher interest rate -- until the interest rate difference is large, it's just not worth it for me to switch and get my money locked in to higher account balance minimum requirements for a checking account.

Free checking, debit/ATM card, etc. 
Anonymous says
Also, another reason I haven't switched yet is that FIBI doesn't require "transactions" such as a certain number of debit card transactions to earn interest on your money, or direct deposit payroll, or any other requirements like that...
 

Current Rates

 
First Internet Bank of IN2.95%60 Month CD3/14/2010
First Internet Bank of IN2.95%60 Month IRA CD 3/14/2010
First Internet Bank of IN2.95%Business 60 Month CD3/14/2010
First Internet Bank of IN2.50%48 Month CD3/14/2010
First Internet Bank of IN2.50%48 Month IRA CD 3/14/2010
First Internet Bank of IN2.50%Business 48 Month CD3/14/2010
First Internet Bank of IN2.15%36 Month CD3/14/2010
First Internet Bank of IN2.15%36 Month IRA CD 3/14/2010
First Internet Bank of IN2.15%Business 36 Month CD3/14/2010
First Internet Bank of IN1.60%24 Month CD3/14/2010
First Internet Bank of IN1.60%24 Month IRA CD 3/14/2010
First Internet Bank of IN1.60%Business 24 Month CD3/14/2010
First Internet Bank of IN1.25%Money Market Savings3/14/2010
First Internet Bank of IN1.25%Money Market IRA 3/14/2010
First Internet Bank of IN1.20%Business 18 Month CD3/14/2010
First Internet Bank of IN1.20%18 Month IRA CD 3/14/2010
First Internet Bank of IN1.20%18 Month CD3/14/2010
First Internet Bank of IN1.00%Money Market Savings3/14/2010
First Internet Bank of IN1.00%12 Month CD3/14/2010
First Internet Bank of IN1.00%Money Market IRA 3/14/2010
First Internet Bank of IN1.00%12 Month IRA CD 3/14/2010
First Internet Bank of IN1.00%Business Money Market Savings3/14/2010
First Internet Bank of IN1.00%Business Regular Savingss3/14/2010
First Internet Bank of IN1.00%Business 12 Month CD3/14/2010
First Internet Bank of IN0.75%Interest Checking3/14/2010
First Internet Bank of IN0.75%Regular Savings3/14/2010
First Internet Bank of IN0.75%Tomorrow's Tycoons3/14/2010
First Internet Bank of IN0.75%6 Month CD3/14/2010
First Internet Bank of IN0.75%Business Money Market Savings3/14/2010
First Internet Bank of IN0.75%Business 6 Month CD3/14/2010
First Internet Bank of IN0.50%Free Savings3/14/2010
First Internet Bank of IN0.50%3 Month CD3/14/2010
First Internet Bank of IN0.50%Business 3 Month CD3/14/2010
First Internet Bank of IN0.00%Interest Checking3/14/2010