First Security Bank & Trust

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

1stsecurity.bank

641-228-2343

809 Clark Street
Charles City, IA 50616

First Security Bank & Trust is headquartered in CHARLES CITY and is the 52^nd largest bank in the state of Iowa. It is also the 1,633^rd largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 116 employees at 11 locations. First Security Bank & Trust's savings rates are 4X the national average, and it has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	1852
Year Established	1903
Employees	116
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.16%
Return on Equity - YTD	1.82%
Annual Interest Income	$5.9MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$572.6MM$568.5MM
Loans	Q1 2025vs Q1 2024	$362.8MM$358.2MM
Deposits	Q1 2025vs Q1 2024	$511.6MM$510.2MM
Equity Capital	Q1 2025vs Q1 2024	$49.1MM$45.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5MM$5.6MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$786K$4MM
Real Estate Owned	Q1 2025vs Q1 2024	$25K$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Security Bank & Trust Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.17%^*	$500k^*	-	Investor's Advantage Savings
OTHER TIERS: 0.34% → $0 - $25k \| 0.66% → $25k - $50k \| 0.88% → $50k - $100k \| 1.91% → $100k - $250k \| 2.06% → $250k - $500k
1.19%^*	$0	$15k	Kasasa Saver
OTHER TIERS: 0.08% → $15k+

First Security Bank & Trust Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.59%^*	$0	$15k	Kasasa Cash
OTHER TIERS: 0.06% → $15k+

First Security Bank & Trust CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.34%	$2.5k	-	60 Month CD
2.24%	$2.5k	-	48 - 59 Month CD
2.13%	$2.5k	-	36 - 47 Month CD
2.03%	$2.5k	-	24 - 35 Month CD
1.83%	$2.5k	-	12 - 23 Month CD
1.58%	$2.5k	-	6 - 11 Month CD
1.07%	$2.5k	-	3 - 5 Month CD

Locations

Availability

Rochester Area

Rochester Area bank & credit union details

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