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First Security Bank & Trust


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
1stsecurity.bank
641-228-2343
809 Clark Street
Charles City, IA 50616

First Security Bank & Trust is headquartered in CHARLES CITY and is the 52nd largest bank in the state of Iowa. It is also the 1,633rd largest bank in the nation. It was established in 1903 and as of March of 2025, it had grown to 116 employees at 11 locations. First Security Bank & Trust's savings rates are 4X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #1852
Year Established1903
Employees116
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.16%
Return on Equity - YTD1.82%
Annual Interest Income$5.9MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$572.6MM$568.5MM
LoansQ1 2025vs Q1 2024$362.8MM$358.2MM
DepositsQ1 2025vs Q1 2024$511.6MM$510.2MM
Equity CapitalQ1 2025vs Q1 2024$49.1MM$45.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5MM$5.6MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$786K$4MM
Real Estate OwnedQ1 2025vs Q1 2024$25K$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/13/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

First Security Bank & Trust Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.17%*$500k*-Investor's Advantage Savings
OTHER TIERS: 0.34% → $0 - $25k | 0.66% → $25k - $50k | 0.88% → $50k - $100k | 1.91% → $100k - $250k | 2.06% → $250k - $500k
1.19%*$0$15kKasasa Saver
OTHER TIERS: 0.08% → $15k+

First Security Bank & Trust Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.59%$0$15kKasasa Cash

First Security Bank & Trust CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.34%$2.5k-60 Month CD
2.24%$2.5k-48 - 59 Month CD
2.13%$2.5k-36 - 47 Month CD
2.03%$2.5k-24 - 35 Month CD
1.83%$2.5k-12 - 23 Month CD
1.58%$2.5k-6 - 11 Month CD
1.07%$2.5k-3 - 5 Month CD
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