Average User Rating:2.5 star rating based on 3 reviews.
First Technology Federal Credit Union
First Technology Federal Credit Union Locations| PO Box 2100 Beaverton, OR 97075 800.637.0852 www.firsttechfed.com  |
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First Technology Federal Credit Union is headquartered in Palo Alto and is the 5th largest credit union in the state of California. It is also the 12st largest credit union in the nation. It was established in 1970 and as of December of 2011, it had grown to 747 employees and 342,683 members. First Technology Federal Credit Union's savings rates are 92% higher than the national average, and it boasts a 5-star health rating.
See Rates for: Checking | Savings | CD | IRA
First Technology Federal Credit Union Checking Account Rates
First Technology Federal Credit Union Savings Account Rates
First Technology Federal Credit Union CD Rates
First Technology Federal Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.65% | $500 | - | 60 Month IRA | |
| 1.65% | $500 | - | 60 Month Roth IRA | |
| 1.65% | $500 | - | 60 Month CESA | |
| 1.15% | $500 | - | 36 Month IRA | |
| 1.15% | $500 | - | 36 Month Roth IRA | |
| 1.15% | $500 | - | 36 Month CESA | |
| 0.85% | $500 | - | 24 Month IRA | |
| 0.85% | $500 | - | 24 Month Roth IRA | |
| 0.85% | $500 | - | 24 Month CESA | |
| 0.70% | $500 | - | 12 Month IRA | |
| 0.70% | $500 | - | 12 Month Roth IRA | |
| 0.70% | $500 | - | 12 Month CESA | |
| 0.60% | $500 | - | 13 Month Bump Up IRA | |
| 0.60% | $500 | - | 13 Month Bump Up Roth IRA | |
| 0.60% | $500 | - | 13 Month Bump Up CESA | |
| 0.45% | $500 | - | 6 Month IRA | |
| 0.45% | $500 | - | 6 Month Roth IRA | |
| 0.45% | $500 | - | 6 Month CESA |
Rates updated: 5/25/2012 * Not all products updated
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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First Technology Is Okay
- Alskar - Tuesday, September 21, 2010 - 11:21 PMI've been a member of First Technology CU since June of 1987, when it was the credit union for Tektronix. Back then it was a small, friendly credit union that really strived for excellent customer service. Over the years, I've had a number of car loans and HELOC loans through First Technology. For years, I was content to do all of my backing with First Technology.
I first noticed customer service slipping when First Technology became the credit union for Microsoft. At that time, they made it difficult to use any other financial planning software other than MS Money. They eventually relented and went back to supporting Quicken.
About 5 years ago, I noticed that the tellers and phone support people picked up an attitude. After way too many encounters with surly phone support folks, I moved my checking and savings accounts to Advantis CU, which is more like what First Technology was 20 years ago.
First Technology is in negotiations with the banking regulators to merge with Addison Avenue CU (HP's old CU). It remains to be seen if the regulators will allow First Technology and Addison Avenue to merge. If approved, the merged entity will be called First Technology, but the headquarters will be in Palo Alto, CA instead of Beaverton, OR. So I guess the HP versus Tektronix war is over and HP won. Long live Tektronix!
My employer prefers HSA accounts at First Technology, so I am still a member, but I can't honestly recommend First Technology. Their savings rates, and customer service are below average. Their website is one of the best around.
2
Pretty Good
- dbasch - Wednesday, January 11, 2012 - 12:59 PMI have had my issues with First Tech as well. Things are a bit wonky sometimes.
Where they are great, is that they always fix the problems and admit fault. Try getting that with a big bank.
All the employees are pleasent and helpful with excellent English skills.
Overall, they are a good CC in my opinion.
1
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I Actually Wanted To Post No Star For The Rating...
I have had nothing but problems with this Credit union. I am telling ALL my friends and all their friends about the problems I have encountered. I had called to have my loan pay due dates moved to the 15th and the 20th. After being told the due dates were re adjusted, I called again to verify, again I was told the dates were the 15th and the 20th. This month I ended up overdrawn. Guess what happened? First Tech withdrew my money on the 13th anyway. I had to run to two different banks to straighten this out as well as call the credit union several times to figure out what happenend. Well the due dates were moved, to the 15th and the 20th but they still pulled the money on the 13th??? What about this makes sense?? They just had my money for two extra days that is the only difference it made when I called to change the due date of my loan. Why would I go to the trouble to do that if I wanted the money withdrawn on the 13? There have been several other issues that have come up since then. Just want everyone to know, be careful some things are not as they seem.