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303-340-3343
2201 N Fitzsimons Pkwy
Aurora, CO 80045

Fitzsimons Credit Union is headquartered in AURORA and is the 17st largest credit union in the state of Colorado. It is also the 1,052nd largest credit union in the nation. It was established in 1955 and as of December of 2013, it had grown to 41 employees and 17,531 members. Fitzsimons Credit Union has a A+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Aurora, Watkins, Bennett, Strasburg or eastern Centennial or be an active or retired military. - See Details

Reviews (1)

Moving My Business Account

I have a personal account and a business account with FCU, but I'm seriously considering moving my business account. I thought credit unions were supposed to help their customers more than banks, but I haven't found that to be the case with this credit union. I filed bankruptcy and it settled over 18 months ago, and my credit score is now over 700. However, FCU won't give me a credit card or a car loan since "we won't be the first organization to extend credit after a BK". WTH? Yeah, thanks for the "help for our members". Also, I recently bought QuickBooks to manage my business's finances. However, you can't use the online banking function of QB with any FCU accounts! Again, WTH? Even after I talked to a customer service rep and told her I'm considering moving my business account, she said that IT would have to buy a copy of QB to see if they could get it to work!!!! OMG!!! AND it would take a week to do this since they're so busy! Seriously???? This is supposed to be a professional organization???? BTW, I got a car loan through a DIFFERENT credit union. Buh-bye, FCU!



Health

Data for Q4 2013

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Fitzsimons Credit Union had $349,000 in non-current loans and owned real-estate with $21.57 million in equity and loan loss allowances on hand to cover it. This gives Fitzsimons Credit Union a Texas Ratio of 1.62% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
A+

The Texas Ratio for Fitzsimons Credit Union decreased dramatically from 2.88% as of December 31, 2012 to 1.62% as of December 31, 2013, resulting in a positive change of 43.81%.This indicates that the balance sheet and financial strength for Fitzsimons Credit Union has improved dramatically in recent periods.

Deposit Growth

GRADE:
B+

In the past year, Fitzsimons Credit Union has increased its total deposits by $1.63 million, resulting in 1.15% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Fitzsimons Credit Union has shown is above average.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Fitzsimons Credit Union has $165.01 million in assets with $21.57 million in equity, resulting in a capitalization level of 13.07%, which is excellent.

Institution Statistics

Overall
NCUA #10572
Year Chartered1955
Employees41
Primary Regulator
Assets and Liabilities
Assets$165.01 million
Loans$83.19 million
Deposits$143.49 million
Equity Capital$19.66 million
Loan Loss Allowance$1.91 million
Unbacked Noncurrent Loans$349,000
Real Estate Owned$0
Historic Data - December 2012
Assets$163.03 million
Equity Capital$19.37 million
Loan Loss Allowance$2.27 million
Unbacked Noncurrent Loans$349,000
Real Estate Owned$95,000
Profit Margin - Quarterly
Net Interest Margin4.22%
Return on Assets0.35%
Return on Equity2.97%
Interest Income$4.50 million
Rates

Always verify rates and promotions with the bank or credit union. We are not Fitzsimons Credit Union, we are a rate comparison website and can not provide official rates or promotions.

Fitzsimons Credit Union Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--Share Savings
0.05%$25-Contributory Roth IRA
0.05%$25-Contributory Education IRA
0.05%$25-Contributory Traditional IRA

Fitzsimons Credit Union Money Market Rates

DetailsAPYMINMAXPRODUCT
0.30%$250k-Money Market Advantage

Fitzsimons Credit Union Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.20%$2,500-Partner Paramount Checking

Fitzsimons Credit Union CD Rates

DetailsAPYMINMAXPRODUCT
1.50%$500-60 Month CD
1.15%$500-48 Month CD
0.90%$500-36 Month CD
0.75%$500-30 Month CD
0.60%$500-24 Month CD
0.50%$500-18 Month CD
0.40%$500-12 Month CD
0.30%$500-6 Month CD
0.15%$500-3 Month CD

Fitzsimons Credit Union IRA Rates

DetailsAPYMINMAXPRODUCT
1.50%$500-60 Month Traditional IRA
1.50%$500-60 Month Roth IRA
1.50%$500-60 Month Education IRA
0.75%$500-30 Month Traditional IRA
0.75%$500-30 Month Education IRA
0.75%$500-30 Month Roth IRA
0.40%$500-12 Month Traditional IRA
0.40%$500-12 Month Education IRA
0.40%$500-12 Month Roth IRA
0.30%$500-6 Month Traditional IRA
0.30%$500-6 Month Roth IRA
0.30%$500-6 Month Education IRA
Locations


Fitzsimons Credit Union Locations
Branch Office1400 JACKSON ST RM K105DENVER, CO 802062761
Branch Office6359 S SOUTHLANDS PKWYAURORA, CO 800165319
Branch Office2201 N FITZSIMONS PKWYAURORA, CO 800457505
Branch Office2201 N FITZSIMONS PKWYAURORA, CO 80045-7505