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FMS Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.fmsbank.com
970-867-3319
520 Sherman Street
Fort Morgan, CO 80701

FMS Bank is headquartered in FORT MORGAN and is the 34th largest bank in the state of Colorado. It is also the 2,420th largest bank in the nation. It was established in 1982 and as of March of 2025, it had grown to 55 employees at 2 locations. FMS Bank has an A health rating.

Reviews

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #23764
Year Established1982
Employees55
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD9.58%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$318.4MM$305.9MM
LoansQ1 2025vs Q1 2024$228.8MM$218.9MM
DepositsQ1 2025vs Q1 2024$285.8MM$259.6MM
Equity CapitalQ1 2025vs Q1 2024$30.9MM$28.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.9MM$2.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$1.5MM$2.6MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/30/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates

Rates for FMS Bank are currently being reviewed.

Locations


FMS Bank Locations
Greeley Branch2425 35th AvenueGreeley, CO 80634
Fms Bank520 Sherman StFort Morgan, CO 80701

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