Gate City Bank is headquartered in FARGO and is the 5th largest bank in the state of North Dakota. It is also the 347th largest bank in the nation. It was established in 1923 and as of March of 2025, it had grown to 664 employees at 46 locations. Gate City Bank's savings rates are 6X the national average, and it has an A health rating.
Overall | |
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FDIC Certificate # | 27774 |
Year Established | 1923 |
Employees | 664 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 0.44% |
Return on Equity - YTD | 5.03% |
Annual Interest Income | $40.5MM |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $3.81B$3.54B |
Loans | Q1 2025vs Q1 2024 | $2.88B$2.84B |
Deposits | Q1 2025vs Q1 2024 | $3.38B$3.03B |
Equity Capital | Q1 2025vs Q1 2024 | $332.6MM$313.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $18.5MM$17.9MM |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $21.7MM$14.5MM |
Real Estate Owned | Q1 2025vs Q1 2024 | $244K$287K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.20%* | $2.5k* | - | Premium Interest Checking Account | ||
OTHER TIERS: 0.10% → $0 - $2.5k | |||||
0.01% | $0 | - | Non-Profit Interest Checking | ||
0.01% | $0 | - | Benefit Interest Checking |