Average User Rating:2.5 star rating based on 2 reviews.
G.P.O. Credit Union
G.P.O. Credit Union Locations|
4311 Middle Settlement Rd New Hartford, NY 13413 (800) 822-5476 www.gpofcu.com  |
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G.P.O. Credit Union is headquartered in NEW HARTFORD and is the 45th largest credit union in the state of New York. It is also the 928th largest credit union in the nation. It was established in 1978 and as of December of 2012, it had grown to 55 employees and 24,127 members. G.P.O. Credit Union has a 5-star health rating.
See Rates for: Savings | Money Market | CD | IRA
G.P.O. Credit Union Savings Account Rates
G.P.O. Credit Union Money Market Rates
G.P.O. Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.85% | $1k | - | 60 Month Member Choice Share Certificate | |
| 1.70% | $1k | - | 48 Month Member Choice Share Certificate | |
| 1.40% | $1k | - | 36 Month Member Choice Share Certificate | |
| 1.15% | $1k | - | 24 Month Member Choice Share Certificate | |
| 1.05% | $1k | - | 18 Month Share Certificate Special | |
| 0.75% | $1k | - | 12 Month Member Choice Share Certificate | |
| 0.75% | $500 | - | 12 Month Easy Start Share Certificate | |
| 0.75% | $250 | - | 12 Month Kids Only Savings Club Share Certificate | |
| 0.60% | $1k | - | 6 Month Money Market Share Certificate | |
| 0.45% | $1k | - | 3 Month Money Market CD Special |
G.P.O. Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.85% | $1k | - | 60 Month IRA Certificate | |
| 1.85% | $1k | - | 60 Month Roth IRA Certificate | |
| 1.85% | $500 | - | 60 Month Education IRA Certificate | |
| 1.70% | $1k | - | 48 Month IRA Certificate | |
| 1.70% | $1k | - | 48 Month Roth IRA Certificate | |
| 1.70% | $500 | - | 48 Month Education IRA Certificate | |
| 1.40% | $1k | - | 36 Month IRA Certificate | |
| 1.40% | $1k | - | 36 Month Roth IRA Certificate | |
| 1.40% | $500 | - | 36 Month Education IRA Certificate | |
| 1.15% | $1k | - | 24 Month IRA Certificate | |
| 1.15% | $1k | - | 24 Month Roth IRA Certificate | |
| 1.15% | $500 | - | 24 Month Education IRA Certificate | |
| 0.75% | $1k | - | 12 Month IRA Certificate | |
| 0.75% | $1k | - | 12 Month Roth IRA Certificate | |
| 0.75% | $500 | - | 12 Month Education IRA Certificate |
Rates updated: 5/18/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Good Service, Bad Website
- hillma97 - Wednesday, March 9, 2011 - 10:18 AMI have been a member of GPO FCU for about four years. Overall, their customer service has been more than satisfactory both on the phone and in person. Even when lines are long, they keep them moving so there is little wait compared to other banks and credit unions that I have joined. Employees are professional and knowledgeable. The only real downside I've had with them is their online banking. The online banking website is very out of date and could easily be mistaken as being from the mid 1990's. Furthermore, I've had trouble with it not accepting my password after a while and then locking me out after three failed attempts to log back in. There is no way to recover your password without calling them or visiting a branch, although that's fairly standard for a financial institution. I am an avid user of mint.com as well; GPO is the only financial institution that I continue to have trouble using on Mint, as GPO locks me out of my account after a few days of using it on Mint. For that reason, GPO is the only institution of the six I use for banking, loans, etc that is not currently on my Mint account.
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Worst Credit Union I've Ever Dealt With
I was told that credit unions tend to offer better service than banks. That was certainly the case with some credit unions I dealt with in Seattle, such as the Verity Credit Union. So after I moved to the NY state my first thing was to open an account in a neighborhood credit union. Well, it turned out that this GPO credit union was much worse than the big banks. I had multiple issues with them, and their customer service agents were impolite and impatient. Then when I tried to close my account they had several excuses to delay the account closing process. I was too busy to waste more time on the account closing, so I put that thing aside for a year, only to find out that they charged me a "dormant fee" every month. Certainly they have changed my initial good impression about credit unions.