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711 E Henderson Ave Tampa, FL 33602 813.871.2690 www.gtefinancial.org ![]() |
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GTE Financial is headquartered in TAMPA and is the 7th largest credit union in the state of Florida. It is also the 111st largest credit union in the nation. It was established in 1935 and as of December of 2012, it had grown to 421 employees and 192,556 members. GTE Financial's savings rates are 2X the national average, and it has a 3-star health rating.
Related Posts
$100 Checking Account Bonus at GTE Financial - Easy Membership - 12/3/2012
GTE Financial Credit Union is offering a $100 bonus for opening its free checking account with direct deposit. The offer is scheduled to last until January 31, 2013. Promotion details are listed in th ...
See Rates for: Checking | Savings | Money Market | CD | IRA
GTE Financial Checking Account Rates
GTE Financial Savings Account Rates
| Apy | Min | Max | Product | |
| 6.99% | - | $500 | Regular Share Savings - Member Advantage | |
| 1.26% | - | - | Health Savings Account | |
| 0.15% | $100 | - | IRA Plus | |
| 0.15% | $100 | - | High Balance IRA | |
| 0.15% | $100 | - | High Balance SEP IRA | |
| 0.15% | $100 | - | SEP IRA Plus | |
| 0.15% | $100 | - | High Balance CESA | |
| 0.15% | $100 | - | High Balance Roth IRA | |
| 0.15% | $100 | - | CESA Plus | |
| 0.15% | $100 | - | Roth IRA Plus | |
| 0.10% | $100 | - | Regular Share Savings | |
| 0.10% | $100 | - | Special Share Savings |
GTE Financial Money Market Rates
GTE Financial CD Rates
| Apy | Min | Max | Product | |
| 1.91% | $500 | - | 60 Month CD - Member Advantage | |
| 1.71% | $500 | - | 48 Month CD - Member Advantage | |
| 1.66% | $500 | - | 60 Month CD | |
| 1.51% | $500 | - | 36 Month CD - Member Advantage | |
| 1.46% | $500 | - | 48 Month CD | |
| 1.26% | $500 | - | 36 Month CD | |
| 1.10% | $500 | - | 30 Month CD - Member Advantage | |
| 1.00% | $500 | - | 24 Month CD - Member Advantage | |
| 1.00% | $500 | - | 30 Month Step up CD - Member Advantage | |
| 0.90% | $500 | - | 18 Month CD - Member Advantage | |
| 0.85% | $500 | - | 30 Month CD | |
| 0.75% | $500 | - | 24 Month CD | |
| 0.75% | $500 | - | 30 Month Step up CD | |
| 0.70% | $500 | - | 12 Month add-on CD - Member Advantage | |
| 0.65% | $500 | - | 18 Month CD | |
| 0.45% | $500 | - | 12 Month add-on CD | |
| 0.35% | $500 | - | 6 Month CD - Member Advantage | |
| 0.10% | $500 | - | 6 Month CD |
GTE Financial IRA Rates
| Apy | Min | Max | Product | |
| 1.91% | $500 | - | 60 Month IRA - Member Advantage | |
| 1.91% | $500 | - | 60 Month CESA - Member Advantage | |
| 1.91% | $500 | - | 60 Month Roth IRA - Member Advantage | |
| 1.91% | $500 | - | 60 Month SEP IRA - Member Advantage | |
| 1.71% | $500 | - | 48 Month IRA - Member Advantage | |
| 1.71% | $500 | - | 48 Month CESA - Member Advantage | |
| 1.71% | $500 | - | 48 Month Roth IRA - Member Advantage | |
| 1.71% | $500 | - | 48 Month SEP IRA - Member Advantage | |
| 1.66% | $500 | - | 60 Month IRA | |
| 1.66% | $500 | - | 60 Month CESA | |
| 1.66% | $500 | - | 60 Month Roth IRA | |
| 1.66% | $500 | - | 60 Month SEP IRA | |
| 1.51% | $500 | - | 36 Month IRA - Member Advantage | |
| 1.51% | $500 | - | 36 Month CESA - Member Advantage | |
| 1.51% | $500 | - | 36 Month Roth IRA - Member Advantage | |
| 1.51% | $500 | - | 36 Month SEP IRA - Member Advantage | |
| 1.46% | $500 | - | 48 Month IRA | |
| 1.46% | $500 | - | 48 Month CESA | |
| 1.46% | $500 | - | 48 Month Roth IRA | |
| 1.46% | $500 | - | 48 Month SEP IRA | |
| 1.26% | $500 | - | 36 Month IRA | |
| 1.26% | $500 | - | 36 Month CESA | |
| 1.26% | $500 | - | 36 Month Roth IRA | |
| 1.26% | $500 | - | 36 Month SEP IRA | |
| 1.10% | $500 | - | 30 Month IRA - Member Advantage | |
| 1.10% | $500 | - | 30 Month CESA - Member Advantage | |
| 1.10% | $500 | - | 30 Month Roth IRA - Member Advantage | |
| 1.10% | $500 | - | 30 Month SEP IRA - Member Advantage | |
| 1.00% | $500 | - | 24 Month IRA - Member Advantage | |
| 1.00% | $500 | - | 30 Month Step up IRA - Member Advantage | |
| 1.00% | $500 | - | 24 Month CESA - Member Advantage | |
| 1.00% | $500 | - | 30 Month Step up CESA - Member Advantage | |
| 1.00% | $500 | - | 24 Month Roth IRA - Member Advantage | |
| 1.00% | $500 | - | 30 Month Step up Roth IRA - Member Advantage | |
| 1.00% | $500 | - | 24 Month SEP IRA - Member Advantage | |
| 1.00% | $500 | - | 30 Month Step up SEP IRA - Member Advantage | |
| 0.90% | $500 | - | 18 Month IRA - Member Advantage | |
| 0.90% | $500 | - | 18 Month CESA - Member Advantage | |
| 0.90% | $500 | - | 18 Month Roth IRA - Member Advantage | |
| 0.90% | $500 | - | 18 Month SEP IRA - Member Advantage | |
| 0.85% | $500 | - | 30 Month IRA | |
| 0.85% | $500 | - | 30 Month CESA | |
| 0.85% | $500 | - | 30 Month Roth IRA | |
| 0.85% | $500 | - | 30 Month SEP IRA | |
| 0.75% | $500 | - | 24 Month IRA | |
| 0.75% | $500 | - | 30 Month Step up IRA | |
| 0.75% | $500 | - | 24 Month CESA | |
| 0.75% | $500 | - | 30 Month Step up CESA | |
| 0.75% | $500 | - | 24 Month Roth IRA | |
| 0.75% | $500 | - | 30 Month Step up Roth IRA | |
| 0.75% | $500 | - | 24 Month SEP IRA | |
| 0.75% | $500 | - | 30 Month Step up SEP IRA | |
| 0.70% | $500 | - | 12 Month add-on IRA - Member Advantage | |
| 0.70% | $500 | - | 12 Month add-on CESA - Member Advantage | |
| 0.70% | $500 | - | 12 Month add-on Roth IRA - Member Advantage | |
| 0.70% | $500 | - | 12 Month add-on SEP IRA - Member Advantage | |
| 0.65% | $500 | - | 18 Month IRA | |
| 0.65% | $500 | - | 18 Month CESA | |
| 0.65% | $500 | - | 18 Month Roth IRA | |
| 0.65% | $500 | - | 18 Month SEP IRA | |
| 0.45% | $500 | - | 12 Month add-on IRA | |
| 0.45% | $500 | - | 12 Month add-on CESA | |
| 0.45% | $500 | - | 12 Month add-on Roth IRA | |
| 0.45% | $500 | - | 12 Month add-on SEP IRA | |
| 0.35% | $500 | - | 6 Month IRA - Member Advantage | |
| 0.35% | $500 | - | 6 Month CESA - Member Advantage | |
| 0.35% | $500 | - | 6 Month Roth IRA - Member Advantage | |
| 0.35% | $500 | - | 6 Month SEP IRA - Member Advantage | |
| 0.10% | $500 | - | 6 Month IRA | |
| 0.10% | $500 | - | 6 Month CESA | |
| 0.10% | $500 | - | 6 Month Roth IRA | |
| 0.10% | $500 | - | 6 Month SEP IRA |
Rates updated: 5/21/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
3 out of 5
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Be Very Carefull Dealing With This Credit Union,
- urbanweasel - Tuesday, July 26, 2011 - 7:25 AMThey will pull money out of your account even if your on unemployment, They are in bad shape and desperate
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Could Not Get Anyone To Call Me!!!!
- mlinkenbach - Sunday, April 29, 2012 - 11:18 PMThis credit union provides the worst service ever (or not). My son applied for a loan - was told it should be ok so we left. Never got a call back. Left three voicemails over a week's time, and no reply. Finally got someone in Loan Department and explained what happened. He apologized and said that even with more money down, my son could not get a loan (which is all we wanted to find out). I asked to speak to the Loan Officer's supervisor about not getting a return call from my three voicemails (along with nearly a dozen calls I made that went to voice mail). He assured me that he would get back to me that day but never did.
What does it take to get someone to keep their word? Or place a return phone call? If this is the way you get treated before becoming a customer, what happens after they've earned your business.
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False Advertising
- samipy - Friday, March 16, 2012 - 4:29 PMCredit Union has offered a free (obligation free) entry to win an electric vehicle. However, while trying to enter my name and other info into the free, no obligation entry, After much effort, It became very clear that in order to get the entry accepted, one would have to agree to allow the holders of the contest to contac me and ask any number of "credt questions" and/or I would have to be willing to apply for credit for either a home or a vehicle before I would be entred into said contest for the free commodity (Electric Vehicle) that was free of any obligation.....
Is this not a rather "sneaky" way of acquirig telephone number and address info as well as your permisision to allow an advertiser to contact you as they circumvent the "do not call" restrictions???.
2
Average User Rating:








Times Must Be Tough At GTE FCU!
I have been a long time member of GTE FCU, since 1970, and over the years have had a variety of products with them. I recently went in to open a 5 year CD for the then posted rate of 2.52%APY. I was advised by the representative that in order to qualify for that rate, I would need to open a checking account, have a direct deposit, maintain (my already active) savings account, have either a credit card or loan with them and a couple of other requirements which I don't recall. He stated they are trying to encourage members to have ALL of their banking done through GTE. He then asked if I did the majority of my banking somewhere else & I replied that I did. He then asked what I consider to be a rude and inappropriat question of a bank customer, "Where do you bank now", to which I answered "Somewhere else". The only question I consider more rude is when a bank employee asks "why" a customer is withdrawing money from their own account. I did not open any CD, and am seriously thinking of terminating all banking with GTE. Clearly a 40+ year customer is no longer important to GTE FCU unless the customer will commit to bringing ALL of their banking business to GTE. Seems there was a fable when we were children about not putting all of our eggs in one basket. What's up with that, GTE FCU?