Hamlin Bank and Trust Company Reviews and Rates

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

www.hamlinbank.com

814-887-5555

333 West Main Street
Smethport, PA 16749

Hamlin Bank and Trust Company is headquartered in SMETHPORT and is the 78^th largest bank in the state of Pennsylvania. It is also the 1,963^rd largest bank in the nation. It was established in 1863 and as of March of 2025, it had grown to 95 employees at 9 locations. Hamlin Bank and Trust Company has an A+ health rating.

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Health

A+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	11113
Year Established	1863
Employees	95
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.52%
Return on Equity - YTD	-2.57%
Annual Interest Income	$5.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$442MM$421.6MM
Loans	Q1 2025vs Q1 2024	$289MM$275.6MM
Deposits	Q1 2025vs Q1 2024	$347MM$319.4MM
Equity Capital	Q1 2025vs Q1 2024	$89.2MM$85MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$3.4MM$3.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.9MM$2.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$196K$399K

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Hamlin Bank and Trust Company.

Locations

Hamlin Bank and Trust Company Locations
Eldred Branch	151 Main Street	Eldred, PA 16731
Hamlin Bank and Trust Company	333 W Main St	Smethport, PA 16749
Kane Branch	34 Fraley Street	Kane, PA 16735
Mount Jewett Branch	35 East Main Street	Mount Jewett, PA 16740
Bradford Branch	671 East Main Street	Bradford, PA 16701
Olean Branch	2102 West State Street	Olean, NY 14760
Kane Drive-In Branch	2 Birch Street	Kane, PA 16735
East Water Street Branch	325 East Water Street	Smethport, PA 16749

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