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HarborOne Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.harborone.com
508-895-1450
68 Legion Parkway
Brockton, MA 02301

HarborOne Bank is headquartered in BROCKTON and is the 9th largest bank in the state of Massachusetts. It is also the 254th largest bank in the nation. It was established in 2013 and as of March of 2025, it had grown to 522 employees at 33 locations. HarborOne Bank's money market rates are 9X the national average, and it has an A health rating.

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Health
A

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #59070
Year Established2013
Employees522
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.39%
Return on Equity - YTD4.17%
Annual Interest Income$64.5MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$5.71B$5.86B
LoansQ1 2025vs Q1 2024$4.79B$4.74B
DepositsQ1 2025vs Q1 2024$4.64B$4.43B
Equity CapitalQ1 2025vs Q1 2024$538.9MM$526.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$49.3MM$48.2MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$28.7MM$10.2MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/4/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HarborOne Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.95%*$50k*-BusinessOne Savings W/Checking - New Money
OTHER TIERS: 0.02% → $2.5k - $10k | 0.05% → $10k - $25k | 1.85% → $25k - $50k
2.32%*$100k*$3mRemarkable Savings - New Money
OTHER TIERS: 0.02% → $0 - $5k | 0.10% → $5k - $25k | 1.07% → $25k - $100k
0.15%*$100k*-Business Advantage Savings
OTHER TIERS: 0.02% → $0 - $10k | 0.05% → $10k - $25k | 0.10% → $25k - $100k
0.02%$25-Statement Savings

HarborOne Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.75%*$250k*$500kPlatinum Money Market
OTHER TIERS: 0.02% → $0 - $5k | 0.10% → $5k - $25k | 1.57% → $25k - $50k | 3.32% → $50k - $3m
0.35%*$100k*$3mI-Money Market
OTHER TIERS: 0.02% → $0 - $5k | 0.05% → $5k - $25k | 0.10% → $25k - $100k
0.10%*$50k*$1.2mBusiness Money Market
OTHER TIERS: 0.05% → $10k - $50k

HarborOne Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Advantage Gold
0.02%*$0$20ki-Checking
OTHER TIERS: 0.01% → $20k+

HarborOne Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0-9 Month CD Special
4.15%$0-13 Month CD Special
3.75%$0-6 Month CD
3.70%$0-18 Month CD
3.50%$0-24 Month Savings Builder CD
3.00%$0-3 Month CD
3.00%$0-12 Month CD
3.00%$0-24 Month CD
3.00%$0-30 Month CD
3.00%$0-36 Month CD
3.00%$0-48 Month CD
3.00%$0-60 Month CD
3.00%$0-35 Month Advantage Gold CD
3.00%$0-46 Month Advantage Gold CD
3.00%$0-57 Month Advantage Gold CD

HarborOne Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$0-9 Month IRA Special
4.15%$0-13 Month IRA Special
3.75%$0-6 Month IRA
3.70%$0-18 Month IRA
3.00%$0-3 Month IRA
3.00%$0-12 Month IRA
3.00%$0-24 Month IRA
3.00%$0-30 Month IRA
3.00%$0-36 Month IRA
3.00%$0-48 Month IRA
3.00%$0-60 Month IRA
3.00%$0-35 Month Advantage Gold IRA
3.00%$0-46 Month Advantage Gold IRA
3.00%$0-57 Month Advantage Gold IRA
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