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68 Legion Parkway
Brockton, MA 02301

HarborOne Bank is headquartered in Brockton and is the 15st largest bank in the state of Massachusetts. It is also the 368th largest bank in the nation. It was established in 2013 and as of March of 2014, it had grown to 330 employees at 1 location. HarborOne Bank's money market rates are 93% higher than the national average, and it has a B health rating.

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Reviews (2)

Not Helpful!!

I have a vehicle loan with the credit union; they inaccurately reported I was late on my payments. When I contacted them and reported the problem and they could have cared less.  The customer service rep. in the loan servicing department didn’t want to be bothered and couldn’t wait to get me off the phone.  Won’t use them again.

Harborone Credit Union

This bank is great. They have low fees, great employees and great products. I have been a loyal customer for over 10 years. I will never go to another bank.


Data for Q1 2014

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 HarborOne Bank had $35.23 million in non-current loans and owned real-estate with $194.86 million in equity and loan loss allowances on hand to cover it. This gives HarborOne Bank a Texas Ratio of 18.08% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. HarborOne Bank has $1.99 billion in assets with $194.86 million in equity, resulting in a capitalization level of 9.82%, which is above average.

Institution Statistics

FDIC Certificate #59070
Year Established2013
Primary RegulatorFDIC
Assets and Liabilities
Assets$1.99 billion
Loans$1.59 billion
Deposits$1.50 billion
Equity Capital$181.23 million
Loan Loss Allowance$13.64 million
Unbacked Noncurrent Loans$32.19 million
Real Estate Owned$3.04 million
Profit Margin - Quarterly
Return on Assets0.05%
Return on Equity0.49%
Interest Income$14.97 million

Always verify rates and promotions with the bank or credit union. We are not HarborOne Bank, we are a rate comparison website and can not provide official rates or promotions.

HarborOne Bank Savings Account Rates

0.45%$250k-Business Advantage Savings
0.07%$25-Statement Savings
0.07%$25-Passbook Savings
0.05%--Club Account

HarborOne Bank Money Market Rates

0.85%$75k-i-Money Market - Qualifying
0.45%$250k-Advantage Money Market
0.40%$100k$1,200kBusiness Money Market
0.20%$50k-Investor’s Money Market

HarborOne Bank Checking Account Rates

0.35%-$20ki-Checking - Qualifying
0.05%--i-Checking - Non Qualifying
0.05%$100-Advantage Gold
0.05%--Commercial Checking Earnings Credit

HarborOne Bank CD Rates

1.70%--55 Month Advantage Gold CD
1.45%--44 Month Advantage Gold CD
1.40%--60 Month CD
1.25%--48 Month CD
1.20%--33 Month Advantage Gold CD
0.95%--36 Month CD
0.85%--30 Month CD
0.75%--24 Month CD
0.60%--18 Month CD
0.55%--20 Month Bump-Up CD
0.50%--15 Month CD
0.40%--12 Month CD
0.30%--9 Month CD
0.25%--6 Month CD
0.20%--3 Month CD

HarborOne Bank IRA Rates

1.70%--55 Month Advantage Gold IRA
1.45%--44 Month Advantage Gold IRA
1.40%--60 Month IRA
1.25%--48 Month IRA
1.20%--33 Month Advantage Gold IRA
0.95%--36 Month IRA
0.85%--30 Month IRA
0.75%--24 Month IRA
0.60%--18 Month IRA
0.55%--20 Month Bump-Up IRA
0.50%--15 Month IRA
0.40%--12 Month IRA
0.30%--9 Month IRA
0.25%--6 Month IRA
0.20%--3 Month IRA

Sorry, but we do not have location data for HarborOne Bank. Its headquarters is located at 68 Legion Parkway - Brockton, MA 02301