Haverhill Bank


Overview / Commentary
978-374-0161
180 Merrimack Street
Haverhill, MA 01830

Haverhill Bank is headquartered in HAVERHILL and is the 70th largest bank in the state of Massachusetts. It is also the 1,523rd largest bank in the nation. It was established in 1877 and as of March of 2025, it had grown to 65 employees at 7 locations. Haverhill Bank's money market rates are 7X the national average, and it has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #26411
Year Established1877
Employees65
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.3%
Return on Equity - YTD-3.53%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$621MM$594.4MM
LoansQ1 2025vs Q1 2024$465.8MM$440.3MM
DepositsQ1 2025vs Q1 2024$512.3MM$496.7MM
Equity CapitalQ1 2025vs Q1 2024$52.5MM$50.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.7MM$3.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$280K$209K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Haverhill Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Haverhill Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$10-Christmas Club
0.25%$10-Name Your Own Club
0.05%$10-Regular Savings (Passbook)

Haverhill Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*$1m*$7mMoney Market Account
OTHER TIERS: 0.05% $0 - $10k | 0.20% $10k - $50k | 0.90% $50k - $250k | 2.50% $250k - $500k | 2.75% $500k - $1m

Haverhill Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*$50kGold Checking
OTHER TIERS: 0.05% $10 - $10k | 0.18% $50k+
0.05%$10-NOW Checking

Haverhill Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%$500-6 Month CD
4.00%$500-9 Month CD
4.00%$500-Business 6 Month CD
4.00%$500-Business 9 Month CD
4.00%$500-4 Month CD Special
4.00%$500-Business 4 Month CD Special
3.75%$500-12 Month CD
3.75%$500-15 Month CD
3.75%$500-18 Month CD
3.75%$500-24 Month CD
3.75%$500-Business 12 Month CD
3.75%$500-Business 15 Month CD
3.75%$500-Business 18 Month CD
3.75%$500-Business 24 Month CD
3.50%$500-30 Month CD
3.50%$500-36 Month CD
3.50%$500-60 Month CD
3.50%$500-Business 30 Month CD
3.50%$500-Business 36 Month CD
3.50%$500-Business 60 Month CD
0.10%$500-3 Month CD
0.10%$500-Business 3 Month CD

Haverhill Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.85%$10-12 Month Fixed IRA
3.85%$10-18 Month Fixed IRA
3.85%$10-24 Month Fixed IRA
3.85%$10-12 Month Variable IRA
3.85%$10-18 Month Variable IRA
3.85%$10-24 Month Variable IRA
3.60%$10-36 Month Fixed IRA
3.60%$10-60 Month Fixed IRA
3.60%$10-36 Month Variable IRA
3.60%$10-60 Month Variable IRA
Locations


Haverhill Bank Locations
Main Street Haverhill Branch1094 Main StreetHaverhill, MA 01830
Haverhill Branch163 South Main StreetHaverhill, MA 01835
Haverhill Bank180 Merrimack StHaverhill, MA 01830
West Main Street Branch6 Main StreetMerrimac, MA 01860
Salem Nh Branch396 Main StreetSalem, NH 03079
West Newbury Branch281 Main StreetWest Newbury, MA 01985

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