Dedicated to Deposits: Deals, Data, and Discussion
Featured Savings Rates
Featured Accounts
Overview / Commentary
808-973-4311
1537 Young St Fl 3
Honolulu, HI 96826

Hawaii Law Enforcement FCU is headquartered in Honolulu and is the 15st largest credit union in the state of Hawaii. It is also the 1,115st largest credit union in the nation. It was established in 1937 and as of December of 2013, it had grown to 29 employees and 12,879 members. Hawaii Law Enforcement FCU's savings rates are 25% higher than the national average, and it has a A health rating.

Field of Membership Restrictions

We would love to welcome you to our credit union ohana! If you belong to any of the employee groups listed on our membership page, or have family/household ties with a current member of the credit union, you are eligible to join and enjoy a lifetime of membership and benefits. - See Details

No reviews have been left for this bank yet. Be the first to review.



Health

Data for Q4 2013

Institution Health

A

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Hawaii Law Enforcement FCU had $445,000 in non-current loans and owned real-estate with $14.88 million in equity and loan loss allowances on hand to cover it. This gives Hawaii Law Enforcement FCU a Texas Ratio of 2.99% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for Hawaii Law Enforcement FCU experienced no significant changes from 3.24% as of December 31, 2012 to 2.99% as of December 31, 2013, resulting in a positive change of 7.67%.This indicates that the balance sheet and financial strength for Hawaii Law Enforcement FCU has had no significant changes in recent periods.

Deposit Growth

GRADE:
A

In the past year, Hawaii Law Enforcement FCU has increased its total deposits by $6.17 million, resulting in 4.75% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Hawaii Law Enforcement FCU has shown is excellent.

Capitalization

GRADE:
B

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Hawaii Law Enforcement FCU has $151.24 million in assets with $14.88 million in equity, resulting in a capitalization level of 9.84%, which is above average.

Institution Statistics

Overall
NCUA #1870
Year Chartered1937
Employees29
Primary Regulator
Assets and Liabilities
Assets$151.24 million
Loans$55.41 million
Deposits$136.07 million
Equity Capital$14.48 million
Loan Loss Allowance$396,000
Unbacked Noncurrent Loans$47,000
Real Estate Owned$398,000
Historic Data - December 2012
Assets$146.90 million
Equity Capital$16.35 million
Loan Loss Allowance$500,000
Unbacked Noncurrent Loans$47,000
Real Estate Owned$398,000
Profit Margin - Quarterly
Net Interest Margin4.12%
Return on Assets-0.52%
Return on Equity-5.43%
Interest Income$3.46 million
Rates
Skip to rates for:

Always verify rates and promotions with the bank or credit union. We are not Hawaii Law Enforcement FCU, we are a rate comparison website and can not provide official rates or promotions.

Hawaii Law Enforcement FCU Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.65%--Christmas Club Account
0.15%--Share Savings Account
0.15%--Keiki Account
0.15%--Achievement Account
0.15%--True Blue IRA Share
0.15%--True Blue Roth IRA Share
0.15%--CESA Account

Hawaii Law Enforcement FCU Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.05%--Share Draft Account

Hawaii Law Enforcement FCU CD Rates

DetailsAPYMINMAXPRODUCT
0.75%$1k-36 Month CD
0.55%$1k-24 Month CD
0.45%$1k-18 Month CD
0.35%$1k-12 Month CD
0.25%$1k-4 Month CD Special

Hawaii Law Enforcement FCU IRA Rates

DetailsAPYMINMAXPRODUCT
0.75%$1k-36 Month True Blue IRA (Traditional,Roth,CESA)
0.55%$1k-24 Month True Blue IRA (Traditional,Roth,CESA)
0.45%$1k-18 Month True Blue IRA (Traditional,Roth,CESA)
0.35%$1k-12 Month True Blue IRA (Traditional,Roth,CESA)
0.25%$1k-4 Month True Blue IRA Special (Traditional,Roth,CESA)
Locations


Hawaii Law Enforcement FCU Locations
Branch Office1140 Kuala StPearl City, HI 96782
Branch OfficePearl City Police Station 1100 Waimano Home Rd Ofc 4Pearl City, HI 96782
Branch Office2601 Network Blvd Ste 600Frisco, TX 75034-1919
Branch Office1537 Young St Fl 3Honolulu, HI 96826
Branch OfficeCrossroads at Kapolei 889 Kamokila Blvd Ste 202Kapolei, HI 96707
Branch Office801 S Beretania StHonolulu, HI 96813