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703-845-2700
1943 Isaac Newton Sq East, #
Reston, VA 20190

John Marshall Bank is headquartered in Reston and is the 31st largest bank in the state of Virginia. It is also the 991st largest bank in the nation. It was established in 2006 and as of March of 2014, it had grown to 90 employees at 7 locations. John Marshall Bank's money market rates are 14% higher than the national average, and it boasts a A+ health rating.

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Reviews (2)

No Appreciation For Long Time Customer

I have over 5 Accounts with over $100,000 in monthly average balance.  Despite being one of the first cutomers to the branch and despite being ask to become a deposit holder to the branch, when the branch was origianlly established, they have now asked me to leave because they have decided that giving "Free" checking account does not add up to their balance sheet.

Not a good way to treat a original customer.  If they treat me this way, I wonder how they will treat their own employees when it's time to cut expenses and increase profit.

All the CEO's and VP's have 20+ years of experience - of making money for them.  Look at their records, they build up banks to sell out to larger banks.  Local Banking - it never lastes because the whole purpose of building a local banks are to grow and to sell out. 

What a sham . . .

Must Be Local

Per the bank you must live in VA, D.C. or MD to set up a CD



Health

Data for Q1 2014

Institution Health

A+

Texas Ratio

GRADE:
A+

The Texas Ratio is an indicator of how much capital a bank has available compared to the total value of loans considered at risk. As of March 31, 2014 John Marshall Bank had $1.52 million in non-current loans and owned real-estate with $98.91 million in equity and loan loss allowances on hand to cover it. This gives John Marshall Bank a Texas Ratio of 1.54% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend

GRADE:
C+

The Texas Ratio for John Marshall Bank experienced no significant changes from 0.83% as of March 31, 2013 to 1.54% as of March 31, 2014, resulting in a negative change of 86.15%. This indicates that the balance sheet and financial strength for John Marshall Bank has had no significant changes in recent periods.

Deposit Growth

GRADE:
A+

In the past year, John Marshall Bank has increased its total deposits by $77.05 million, resulting in 16.58% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth John Marshall Bank has shown is excellent.

Capitalization

GRADE:
A+

Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. John Marshall Bank has $685.95 million in assets with $98.91 million in equity, resulting in a capitalization level of 14.42%, which is excellent.

Institution Statistics

Overall
FDIC Certificate #58243
Year Established2006
Employees90
Primary RegulatorFED
Assets and Liabilities
Assets$685.95 million
Loans$584.50 million
Deposits$541.66 million
Equity Capital$92.97 million
Loan Loss Allowance$5.94 million
Unbacked Noncurrent Loans$1.52 million
Real Estate Owned$0
Historic Data - March 2013
Assets$572.50 million
Equity Capital$54.78 million
Loan Loss Allowance$5.30 million
Unbacked Noncurrent Loans$1.52 million
Real Estate Owned$0
Profit Margin - Quarterly
Net Interest Margin4.34%
Return on Assets1.1%
Return on Equity8.09%
Interest Income$8.08 million
Rates

Always verify rates and promotions with the bank or credit union. We are not John Marshall Bank, we are a rate comparison website and can not provide official rates or promotions.

John Marshall Bank Savings Account Rates

DetailsAPYMINMAXPRODUCT
0.30%$5k-Premium IRA Savings
0.20%--Regular Savings

John Marshall Bank Money Market Rates

DetailsAPYMINMAXPRODUCT
0.50%$100k-Money Market Account
0.50%$100k-Money Market Account IRA

John Marshall Bank Checking Account Rates

DetailsAPYMINMAXPRODUCT
0.25%$10k-Interest Checking
0.25%$10k-Business Interest Checking

John Marshall Bank CD Rates

DetailsAPYMINMAXPRODUCT
1.51%$500-5 Year CD
1.26%$500-4 Year CD
1.16%$500-3 Year CD
0.90%$500-2 Year CD
0.80%$500-18 Month CD
0.60%$500-12 Month CD
0.50%$500-12 Month No Penalty CD
0.45%$500-9 Month CD
0.35%$500-6 Month CD
0.25%$500-3 Month CD

John Marshall Bank IRA Rates

DetailsAPYMINMAXPRODUCT
1.51%$500-5 Year IRA
1.26%$500-4 Year IRA
1.16%$500-3 Year IRA
0.90%$500-2 Year IRA
0.80%$500-18 Month IRA
0.60%$500-12 Month IRA
0.50%$500-12 Month No Penalty IRA
0.45%$500-9 Month IRA
0.35%$500-6 Month IRA
0.25%$500-3 Month IRA
Locations


John Marshall Bank Locations
Rockville Branch11 N. Washington Street, Suite 100Rockville, MD 20850
John Marshall Bank1943 Isaac Newton Square East, Suite 100Reston, VA 20190
Arlington Branch2300 Wilson Boulevard, Suite 120Arlington, VA 22201
District Of Columbia Branch4315 50th Street, NWWashington, DC 20016
Falls Church Branch5860 Columbia Pike, Suite 104Falls Church, VA 22041
Alexandria Branch700 South Washington StreetAlexandria, VA 22314
Leesburg Branch842 S King StLeesburg, VA 20175