Average User Rating:
2 star rating based on 2 reviews.

John Marshall Bank

5860 Columbia Pike
Falls Church, VA 22041
(703) 845-2700
www.johnmarshallbank.com

FDIC

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John Marshall Bank is headquartered in Reston and is the 38^th largest bank in the state of Virginia. It is also the 1,191^st largest bank in the nation. It was established in 2006 and as of December of 2012, it had grown to 70 employees at 6 locations. John Marshall Bank has a 5-star health rating.

John Marshall Bank In Virginia Drops 2 Year CD Yield (Forum) - 1/13/2012

The 1.51 apy rate for 2 year CDs (local only) at John Marshall Bank that Ken featured last November is now listed on the bank's rate table as 1.00 apy. The change became effective on 12/01/11.

Top CD Rates at John Marshall Bank in the DC Metro Area - Local Only - 11/30/2011

John Marshall Bank continues to offer several good deals on CDs. Rates have fallen since my last report of this bank in February, but the CD rates are still competitive. The best ones are a 1.51% APY ...

Top Long-Term Cds In The DC Metro Area (Forum) - 4/26/2011

John Marshall Bank continues to offer very competitive long-term CD and IRA CD rates for those in the Washington DC metro area. As of 4/26/2011: 2.94% APY 5-year CD 2.48% APY 4-year CD 2.02% APY 3-year CD Minimum is $500. Click on the details lin

Top Long-Term CD Rates at John Marshall Bank in the DC Metro Area - Local Only - 2/8/2011

John Marshall Bank is offering three competitive long-term CD rates: 2.94% APY for 5 years, 2.48% APY for 4 years and 2.02% APY for 3 years. Minimum deposit is $500. These rates are listed in the bank ...

2010

11/4 - 2.94% 5-Year CD & IRA CD At John Marshall Bank In The DC Metro Area (Forum)

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See Rates for: Checking | Savings | Money Market | CD | IRA

John Marshall Bank Checking Account Rates

Apy	Min	Max	Product
0.25%	$10k	-	Interest Checking
0.25%	$10k	-	Business Interest Checking

John Marshall Bank Savings Account Rates

Apy	Min	Max	Product
0.30%	$5k	-	Premium IRA Savings
0.20%	-	-	Regular Savings

John Marshall Bank Money Market Rates

Apy	Min	Max	Product
0.50%	$100k	-	Money Market Account
0.50%	$100k	-	Money Market Account IRA

John Marshall Bank CD Rates

Apy	Min	Max	Product
1.51%	$500	-	5 Year CD
1.26%	$500	-	4 Year CD
1.16%	$500	-	3 Year CD
0.90%	$500	-	2 Year CD
0.80%	$500	-	18 Month CD
0.60%	$500	-	12 Month CD
0.50%	$500	-	12 Month No Penalty CD
0.45%	$500	-	9 Month CD
0.35%	$500	-	6 Month CD
0.25%	$500	-	3 Month CD

John Marshall Bank IRA Rates

Apy	Min	Max	Product
1.51%	$500	-	5 Year IRA
1.26%	$500	-	4 Year IRA
1.16%	$500	-	3 Year IRA
0.90%	$500	-	2 Year IRA
0.80%	$500	-	18 Month IRA
0.60%	$500	-	12 Month IRA
0.50%	$500	-	12 Month No Penalty IRA
0.45%	$500	-	9 Month IRA
0.35%	$500	-	6 Month IRA
0.25%	$500	-	3 Month IRA

Rates updated: 5/22/2013

Data for Q4 2012

Institution Statistics

John Marshall Bank
FDIC Certificate #	58243
BankRate Report	View
Year Established	2006
Employees	70
Primary Regulator	FED
Assets and Liabilities
Assets	$563.39 million
Loans	$492.68 million
Deposits	$463.33 million
Equity Capital	$53.06 million
Loan Loss Allowance	$5.05 million
Unbacked Noncurrent Loans	$182,000
Real Estate Owned	$486,000
Historic Data - December 2011
Assets	$436.94 million
Equity Capital	$47.40 million
Loan Loss Allowance	$5.00 million
Unbacked Noncurrent Loans	$2.37 million
Profit Margin - Quarterly
Net Interest Margin	4.6%
Return on Assets	1.02%
Return on Equity	10.02%
Interest Income	$25.65 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2012 John Marshall Bank had $668,000 in non-current loans and owned real-estate with $58.12 million in equity and loan loss allowances on hand to cover it. This gives John Marshall Bank a Texas Ratio of 1.15% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for John Marshall Bank decreased significantly from 4.51% as of December 31, 2011 to 1.15% as of December 31, 2012, resulting in a positive change of 74.53%.This indicates that the balance sheet and financial strength for John Marshall Bank has improved significantly in recent periods.
Deposit Growth
In the past year, John Marshall Bank has increased its total deposits by $108.33 million, resulting in 30.52% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth John Marshall Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. John Marshall Bank has $563.39 million in assets with $58.12 million in equity, resulting in a capitalization level of 10.32%, which is above average.

No Appreciation For Long Time Customer
1 stars

- JMBanksuck - Thursday, June 14, 2012 - 7:47 AM

I have over 5 Accounts with over $100,000 in monthly average balance. Despite being one of the first cutomers to the branch and despite being ask to become a deposit holder to the branch, when the branch was origianlly established, they have now asked me to leave because they have decided that giving "Free" checking account does not add up to their balance sheet.

Not a good way to treat a original customer. If they treat me this way, I wonder how they will treat their own employees when it's time to cut expenses and increase profit.

All the CEO's and VP's have 20+ years of experience - of making money for them. Look at their records, they build up banks to sell out to larger banks. Local Banking - it never lastes because the whole purpose of building a local banks are to grow and to sell out.

What a sham . . .

Must Be Local
3 stars