Average User Rating:
3 star rating based on 1 review.

John Marshall Bank

5860 Columbia Pike
Falls Church, VA 22041
(703) 845-2700
www.johnmarshallbank.com

OverView
Rates
Health
Reviews

John Marshall Bank is headquartered in Falls Church and is the 47^th largest bank in the state of Virginia. It is also the 1,435^th largest bank in the nation. It was established in 2006 and as of March of 2012, it had grown to 66 employees at 5 locations. John Marshall Bank has a 5-star health rating.

John Marshall Bank In Virginia Drops 2 Year CD Yield (Forum) - 1/13/2012

The 1.51 apy rate for 2 year CDs (local only) at John Marshall Bank that Ken featured last November is now listed on the bank's rate table as 1.00 apy. The change became effective on 12/01/11.

Top CD Rates at John Marshall Bank in the DC Metro Area - Local Only - 11/30/2011

John Marshall Bank continues to offer several good deals on CDs. Rates have fallen since my last report of this bank in February, but the CD rates are still competitive. The best ones are a 1.51% APY ...

Top Long-Term Cds In The DC Metro Area (Forum) - 4/26/2011

John Marshall Bank continues to offer very competitive long-term CD and IRA CD rates for those in the Washington DC metro area. As of 4/26/2011: 2.94% APY 5-year CD 2.48% APY 4-year CD 2.02% APY 3-year CD Minimum is $500. Click on the details lin

Top Long-Term CD Rates at John Marshall Bank in the DC Metro Area - Local Only - 2/8/2011

John Marshall Bank is offering three competitive long-term CD rates: 2.94% APY for 5 years, 2.48% APY for 4 years and 2.02% APY for 3 years. Minimum deposit is $500. These rates are listed in the bank ...

2010

11/4 - 2.94% 5-Year CD & IRA CD At John Marshall Bank In The DC Metro Area (Forum)

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

John Marshall Bank Checking Account Rates

Apy	Min	Max	Product
0.35%	$10k	-	Business Interest Checking
0.30%	$10k	-	Interest Checking

John Marshall Bank Savings Account Rates

Apy	Min	Max	Product
0.35%	$5k	-	Premium IRA Savings
0.25%	-	-	Regular Savings

John Marshall Bank Money Market Rates

	Apy	Min	Max	Product
	0.55%	$100k	-	Money Market Account

John Marshall Bank CD Rates

Apy	Min	Max	Product
1.61%	$500	-	5 Year CD
1.26%	$500	-	4 Year CD
1.16%	$500	-	3 Year CD
0.90%	$500	-	2 Year CD
0.80%	$500	-	18 Month CD
0.60%	$500	-	12 Month CD
0.50%	$500	-	12 Month No Penalty CD
0.45%	$500	-	9 Month CD
0.35%	$500	-	6 Month CD
0.25%	$500	-	3 Month CD

John Marshall Bank IRA Rates

Apy	Min	Max	Product
1.61%	$500	-	5 Year IRA
1.26%	$500	-	4 Year IRA
1.16%	$500	-	3 Year IRA
0.90%	$500	-	2 Year IRA
0.80%	$500	-	18 Month IRA
0.60%	$500	-	12 Month IRA
0.50%	$500	-	12 Month No Penalty IRA
0.45%	$500	-	9 Month IRA
0.35%	$500	-	6 Month IRA
0.25%	$500	-	3 Month IRA

Rates updated: 5/25/2012 * Not all products updated

Data for Q1 2012

Institution Statistics

John Marshall Bank
FDIC Certificate #	58243
BankRate Report	View
Year Established	2006
Employees	66
Primary Regulator	FED
Assets and Liabilities
Assets	$467.78 million
Loans	$405.10 million
Deposits	$382.92 million
Equity Capital	$48.47 million
Loan Loss Allowance	$4.73 million
Unbacked Noncurrent Loans	$2.45 million
Historic Data - March 2011
Assets	$338.07 million
Equity Capital	$34.18 million
Loan Loss Allowance	$3.35 million
Unbacked Noncurrent Loans	$1.29 million
Real Estate Owned	$464,000
Profit Margin - Quarterly
Net Interest Margin	4.65%
Return on Assets	0.89%
Return on Equity	8.43%
Interest Income	$6.06 million

Institution Health

Overall Score:

5 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 John Marshall Bank had $2.45 million in non-current loans and owned real-estate with $53.2 million in equity and loan loss allowances on hand to cover it. This gives John Marshall Bank a Texas Ratio of 4.60% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for John Marshall Bank held steady from 4.67% as of March 31, 2011 to 4.60% as of March 31, 2012, resulting in a positive change of 1.53%.This indicates that the balance sheet and financial strength for John Marshall Bank has held steady in recent periods.
Deposit Growth
In the past year, John Marshall Bank has increased its total deposits by $102.11 million, resulting in 36.36% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth John Marshall Bank has shown is excellent.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. John Marshall Bank has $467.78 million in assets with $53.2 million in equity, resulting in a capitalization level of 11.37%, which is above average.