Jordan Credit Union

Jordan Credit Union is headquartered in Sandy and is the 11^st largest credit union in the state of Utah. It is also the 847^th largest credit union in the nation. It was established in 1950 and as of March of 2013, it had grown to 65 employees and 25,068 members. Jordan Credit Union has a 4-star health rating.

Jordan Credit Union Routing Number: 324379705

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Data for Q1 2013

Institution Statistics JORDAN NCUA # 24698 BankRate Report View Year Chartered 1950 Employees 65 Primary Regulator Assets and Liabilities Assets $223.73 million Loans $136.62 million Deposits $204.58 million Equity Capital $17.75 million Loan Loss Allowance $1.31 million Unbacked Noncurrent Loans $1.29 million Real Estate Owned $265,000 Historic Data - March 2012 Assets $215.12 million Equity Capital $15.99 million Loan Loss Allowance $2.33 million Unbacked Noncurrent Loans $1.14 million Real Estate Owned $776,000 Profit Margin - Quarterly Net Interest Margin 1.09% Return on Assets 1.12% Return on Equity 14.11% Interest Income $1.88 million Non-Interest Income $811,000

Institution Health Overall Score: 4 out of 5 Texas Ratio The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2013 Jordan Credit Union had $1.55 million in non-current loans and owned real-estate with $19.06 million in equity and loan loss allowances on hand to cover it. This gives Jordan Credit Union a Texas Ratio of 8.15% which is above average. Any bank with a Texas Ratio near or greater than 100% is considered at risk. Texas Ratio Trend The Texas Ratio for Jordan Credit Union decreased slightly from 10.43% as of March 31, 2012 to 8.15% as of March 31, 2013, resulting in a positive change of 21.92%.This indicates that the balance sheet and financial strength for Jordan Credit Union has improved slightly in recent periods. Deposit Growth In the past year, Jordan Credit Union has increased its total deposits by $6.87 million, resulting in 3.47% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Jordan Credit Union has shown is above average. Capitalization Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Jordan Credit Union has $223.73 million in assets with $19.06 million in equity, resulting in a capitalization level of 8.52%, which is average.

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