KBR Heritage Federal Credit Union
Overview / Commentary
KBR Heritage Federal Credit Union is headquartered in HOUSTON and is the 163rd largest credit union in the state of Texas. It is also the 2,010th largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 9 employees and 4,434 members at 2 locations. KBR Heritage Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
KBR Heritage Federal Credit Union is open to employees of the KBR, KBR Technology Center or Halliburton in Houston, Texas. Immediate family may also join.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. KBR Heritage Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8344 |
| Year Chartered | 1953 |
| Employees | 9 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.9% |
| Return on Equity - YTD | 4.78% |
| Annual Interest Income | $759K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $82.3MM$92.3MM |
| Loans | Q1 2025vs Q1 2024 | $40.8MM$44.6MM |
| Deposits | Q1 2025vs Q1 2024 | $66MM$76.3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $15.9MM$15.5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $211K$205K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $311K$265K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |