Average User Rating:2 star rating based on 4 reviews.
Kemba Financial Credit Union
Kemba Financial Credit Union Locations| P.O. Box 307370 Gahanna, OH 43230 800-282-6420 www.kemba.org  |
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Kemba Financial Credit Union is headquartered in Gahanna and is the 4th largest credit union in the state of Ohio. It is also the 301st largest credit union in the nation. It was established in 1933 and as of December of 2011, it had grown to 148 employees and 61,019 members. Kemba Financial Credit Union's savings rates are 2X the national average, and it boasts a 5-star health rating.
See Rates for: Checking | Savings | Money Market | CD | IRA
Kemba Financial Credit Union Checking Account Rates
Kemba Financial Credit Union Savings Account Rates
| Apy | Min | Max | Product | |
| 2.00% | $25k | - | Health Savings Account | |
| 0.27% | - | - | KEMBA Advantage Coverdell ESA Account | |
| 0.27% | - | - | KEMBA Advantage IRA Savings | |
| 0.22% | - | - | KEMBA Advantage Christmas Club | |
| 0.22% | - | - | KEMBA Advantage Share Savings | |
| 0.22% | - | - | KEMBA Advantage Business Savings | |
| 0.17% | - | - | IRA Savings | |
| 0.17% | - | - | Coverdell ESA Account | |
| 0.12% | - | - | Share Savings | |
| 0.12% | - | - | Christmas Club | |
| 0.12% | - | - | Business Savings |
Kemba Financial Credit Union Money Market Rates
Kemba Financial Credit Union CD Rates
| Apy | Min | Max | Product | |
| 1.86% | $500 | - | 60 Month KEMBA Advantage Share Certificate | |
| 1.60% | $500 | - | 60 Month Share Certificate | |
| 1.55% | $500 | - | 48 Month KEMBA Advantage Share Certificate | |
| 1.30% | $500 | - | 48 Month Share Certificate | |
| 1.05% | $500 | - | 36 Month KEMBA Advantage Share Certificate | |
| 0.90% | $500 | - | 24 Month KEMBA Advantage Share Certificate | |
| 0.80% | $500 | - | 36 Month Share Certificate | |
| 0.65% | $500 | - | 24 Month Share Certificate | |
| 0.60% | $500 | - | 12 Month KEMBA Advantage Share Certificate | |
| 0.35% | $500 | - | 12 Month Share Certificate | |
| 0.35% | $500 | - | 6 Month KEMBA Advantage Share Certificate | |
| 0.25% | $500 | - | 6 Month Share Certificate | |
| 0.20% | $500 | - | 3 Month KEMBA Advantage Share Certificate | |
| 0.10% | $500 | - | 3 Month Share Certificate |
Kemba Financial Credit Union IRA Rates
| Apy | Min | Max | Product | |
| 1.86% | $250 | - | 60 Month KEMBA Advantage CESA Certificate | |
| 1.86% | $250 | - | 60 Month KEMBA Advantage IRA Certificate | |
| 1.60% | $250 | - | 60 Month IRA Certificate | |
| 1.60% | $250 | - | 60 Month CESA Certificate | |
| 1.55% | $250 | - | 48 Month KEMBA Advantage CESA Certificate | |
| 1.55% | $250 | - | 48 Month KEMBA Advantage IRA Certificate | |
| 1.30% | $250 | - | 48 Month IRA Certificate | |
| 1.30% | $250 | - | 48 Month CESA Certificate | |
| 1.05% | $250 | - | 36 Month KEMBA Advantage CESA Certificate | |
| 1.05% | $250 | - | 36 Month KEMBA Advantage IRA Certificate | |
| 0.90% | $250 | - | 24 Month KEMBA Advantage CESA Certificate | |
| 0.90% | $250 | - | 24 Month KEMBA Advantage IRA Certificate | |
| 0.80% | $250 | - | 36 Month IRA Certificate | |
| 0.80% | $250 | - | 36 Month CESA Certificate | |
| 0.65% | $250 | - | 24 Month IRA Certificate | |
| 0.65% | $250 | - | 24 Month CESA Certificate | |
| 0.60% | $250 | - | 12 Month KEMBA Advantage CESA Certificate | |
| 0.60% | $250 | - | 12 Month KEMBA Advantage IRA Certificate | |
| 0.35% | $250 | - | 12 Month IRA Certificate | |
| 0.35% | $250 | - | 12 Month CESA Certificate | |
| 0.35% | $250 | - | 6 Month KEMBA Advantage CESA Certificate | |
| 0.35% | $250 | - | 6 Month KEMBA Advantage IRA Certificate | |
| 0.25% | $250 | - | 6 Month IRA Certificate | |
| 0.25% | $250 | - | 6 Month CESA Certificate | |
| 0.20% | $250 | - | 3 Month KEMBA Advantage CESA Certificate | |
| 0.20% | $250 | - | 3 Month KEMBA Advantage IRA Certificate | |
| 0.10% | $250 | - | 3 Month IRA Certificate | |
| 0.10% | $250 | - | 3 Month CESA Certificate |
Rates updated: 5/25/2012
Data for Q4 2011
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Kemba Is Horrible
- Willita2 - Tuesday, August 30, 2011 - 7:12 AMPotential Credit Union customer Beware, this company has horrible customer service, they will NOT help you unless you go irrate in the bank. I have direct deposit and they HOLD your money for couple of days to get interest. The account will have a pending deposit, but oh no thye hold on to it. Also if you need a LIVE person to talk to after 5:00pm or 6:00pm GOOD LUCK... Basicly do all your shopping at Huntington, Chase, or Telhio.. Once they stop holding my money hostage closing the account.
2
Auto Loan Problems
- lma - Monday, April 11, 2011 - 3:57 PMI have had an auto loan with Kemba for over a year and have had nothing but problems the whole time. I had a direct deposit set up with my employer and Kemba calls every month saying my loan payment is late even though my employer has deposited a little over the amount of my payment and Kemba charges me late fees every month. I call them to try to straighten it out and they just give me the run-around. I will never use them ever again. LMA
2
An Honest Review Of Kemba
- lynniebby - Saturday, March 12, 2011 - 6:46 PMI have been with Kemba Financial Credit Union since last summer and personally I would have to say that I've had a decent experience with them. The customer service is very kind and helpful. I did have a problem when I first signed up because Kemba had the wrong social security number in their records. I tried to call and fix it but they asked for me to come in so they could make sure it was actually me and that made me like the credit union even more! Also you can use their debit cards pretty much anywhere, the downside is if it isn't an actual Kemba ATM then Kemba charges you and so does the ATM. Another downside is that they have many building and so whenever I need to go to the credit union I have to go a little out of my way to get there. But overall it's worth it because it's an excellent credit union!
1
Featured Accounts
Nationwide Savings Accounts
Customer Service Dropping Quickly
I have been with Kemba for 5 years. In the beginning they were very customer focused and helpful, listened to particular situations. But in the past 7 months, their customer service has fallen into the basement. Beware of rules that are in the banks favor and against you. It appears that they are interested in fees fees fees. In June I made three payments totaling more then $3,500 on my visa account. My account closes on the 26th of the month (something I have always tried to change unsuccessfully.) One was made June 6, the next june 20. The third was made June 28th. After my deadline date. The third payment was for July. As it turns out, I was charged a fee because the payment was not made in July. I said would I be charged if I made my payment June 30th? She said yes or course because it was past my due date. BUT making a payment past my due date does not count in the following month. What a SCAM. Anything for a fee.
I tried to talk to customer service without much satisfaction, tried for the supervisor of course no call back. Not allow to have the President's email. Keeping his head in the sand. not allow to talk with customers?