Kohler Credit Union is headquartered in Kohler and is the 19st largest credit union in the state of Wisconsin. It is also the 738th largest credit union in the nation. It was established in 1938 and as of September of 2013, it had grown to 100 employees and 36,028 members. Kohler Credit Union has a A health rating.
Must live or work in Sheboygan, Calumet, Fond du Lac, Manitowoc, Ozaukee or Washington County. - See Details
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The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of September 30, 2013 Kohler Credit Union had $963,000 in non-current loans and owned real-estate with $24.83 million in equity and loan loss allowances on hand to cover it. This gives Kohler Credit Union a Texas Ratio of 3.88% which is excellent. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
The Texas Ratio for Kohler Credit Union decreased dramatically from 11.04% as of September 30, 2012 to 3.88% as of September 30, 2013, resulting in a positive change of 64.88%.This indicates that the balance sheet and financial strength for Kohler Credit Union has improved dramatically in recent periods.
In the past year, Kohler Credit Union has increased its total deposits by $7.49 million, resulting in 3.17% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Kohler Credit Union has shown is excellent.
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Kohler Credit Union has $268.76 million in assets with $24.83 million in equity, resulting in a capitalization level of 9.24%, which is average.
|Assets and Liabilities|
|Equity Capital||$22.78 million|
|Loan Loss Allowance||$2.05 million|
|Unbacked Noncurrent Loans||$872,000|
|Real Estate Owned||$91,000|
|Historic Data - September 2012|
|Equity Capital||$20.74 million|
|Loan Loss Allowance||$1.82 million|
|Unbacked Noncurrent Loans||$872,000|
|Real Estate Owned||$908,000|
|Profit Margin - Quarterly|
|Net Interest Margin||3.16%|
|Return on Assets||0.81%|
|Return on Equity||9.6%|
|Interest Income||$6.73 million|
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|0.25%||$15k||-||Health Savings Account|
|0.10%||-||-||IRA Share Savings|
|0.05%||-||-||Little Savers Club|
|0.05%||-||-||Planet M Account|
|0.15%||$100k||-||Premium Money Market|
|0.05%||-||-||Fair Share Money Market|
|0.75%||$25k||-||5 Year Share Certificate|
|0.55%||$25k||-||4 Year Share Certificate|
|0.40%||$25k||-||3 Year Share Certificate|
|0.25%||$25k||-||2 Year Share Certificate|
|0.10%||$25k||-||1 Year Share Certificate|
|0.05%||$500||-||3 Month Share Certificate|
|0.05%||$500||-||6 Month Share Certificate|
|0.75%||$25k||-||5 Year IRA Certificate|
|0.55%||$25k||-||4 Year IRA Certificate|
|0.40%||$25k||-||3 Year IRA Certificate|
|0.25%||$25k||-||2 Year IRA Certificate|
|0.10%||$25k||-||1 Year IRA Certificate|
|0.05%||$2,500||-||6 Month IRA Certificate|
|Kohler Credit Union Locations|
|Branch Office||831 S Taylor Dr||Sheboygan, WI 53081-4770|
|Branch Office||1042 School Ave||Sheboygan, WI 53083-4053|
|Branch Office||3128 S 12th St||Sheboygan, WI 53081-6759|
|Branch Office||2303 Eastern Ave||Plymouth, WI 53073-4282|
|Branch Office||724 Madison Ave||Howards Grove, WI 53083|
|Branch Office||905 S Taylor Dr||Sheboygan, WI 53081|
|Branch Office||2550 Washington St||Grafton, WI 53024-9397|
|Branch Office||850 Woodlake Rd||Kohler, WI 53044-1323|
|Branch Office||840 E Green Bay Ave||Saukville, WI 53080-2617|