Average User Rating:2 star rating based on 5 reviews.
Legacy Community Federal Credit Union
Legacy Community Federal Credit Union Locations|
100 CORPORATE RIDGE STE 200 Birmingham, AL 35242 (205) 933-9933 www.legacycreditunion.com  |
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Legacy Community Federal Credit Union is headquartered in BIRMINGHAM and is the 11st largest credit union in the state of Alabama. It is also the 524th largest credit union in the nation. It was established in 1955 and as of December of 2012, it had grown to 102 employees and 41,597 members. Legacy Community Federal Credit Union has a 5-star health rating.
Related Posts
Is My Credit Union Giving Me The Runaround ? (Forum) - 1/6/2012
My credit union, like many, changed the terms of their reward checking accounts. My reading of their wording was the period would end at the end of Dec. However, my interest for Dec does not reflect the interest on the entire balance and customer
60-Month CD at Legacy Community FCU in Alabama - Local Only - 10/8/2009
Legacy Community Federal Credit Union is offering a competitive rate of 3.75% APY for a 5-year certificate. Minimum deposit is $500, and it's also available in an IRA CD. The shorter term CDs are not nearly as competitive. This 3.75% APY is listed in the...
High-Yield Reward Checking Account at Legacy Community FCU in Alabama - Local Only - 8/9/2009
Legacy Federal Community FCU is offering a reward checking account called Premier Checking. The account has the following rates and features if certain monthly requirements are met:4.00% APY on balances up to $25,0000.50% on portion of balances above...
See Rates for: Checking | Savings | Money Market | CD | IRA
Legacy Community Federal Credit Union Checking Account Rates
Legacy Community Federal Credit Union Savings Account Rates
Legacy Community Federal Credit Union Money Market Rates
Legacy Community Federal Credit Union CD Rates
Legacy Community Federal Credit Union IRA Rates
Rates updated: 5/18/2013
Data for Q4 2012
Institution Statistics
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Institution Health
Overall Score:
5 out of 5 
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Attorney's Fees
- Andrew_R - Wednesday, December 28, 2011 - 5:25 PMWe had an account for 26 years. Temporary financial hardship delayed our ability to pay the Mastercard on time for 2 months. Legacy handed our account over to attorneys. The statement that was $2,914.32, now is $3,892.96, with Attorney's Fees of $971.43. That's like a 33.5% interest, but it's not the "members" who are getting it. It's attorneys. Nice customer service! And to think we were about to move all our financial accounts over the Legacy... whew!
2
Like Every Other Financial Institution In The World, Legacy Does Not Care About Its Customers.
- Katrina - Thursday, September 20, 2012 - 1:49 PMLegacy is out to "grab all the gusto" just as every other financial institute in this greedy country. Their care for customers is a front.
1
Very Good And Safe Financial Institution
- WorkingMom - Monday, June 28, 2010 - 9:30 PMI have done business with Legacy for 10 years and find their products very useful and financially beneficial for me. I have never had any problems with sensitive information and their staff is very friendly.
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Beware That This "Credit Union" Requires A 650 Credit Score Or Higher In Order To Open The 4%
- Anonymous - Wednesday, April 21, 2010 - 8:33 PMBeware that this "credit union" requires a 650 credit score or higher in order to open the 4% Premier checking account. I asked why and couldn't get a straight answer, so I decided to go elsewhere. Why should I have to get a credit check just to give THEM the my money?
Also, they carelessly pass around paperwork with sensitive information on it (DOB, SSN, etc.).
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Nationwide Savings Accounts
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CIT Bank
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1.21% APY
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0.85% APY
* All banks listed are a Member FDIC.
Overdraft Fees And Transfer Problems
Please tell me why Legacy only allows 6 online transactions per month? If you have computer banking why only 6? Also why do they transfer 3.00 at a time from your savings when you are about to overdraw and then charge you 3.00 to do it? Is this a ploy to use up your 6 transactions because even if you have money in your savings to cover any overdraw they will not transfer any more money after 6 transfers have been made(these include any you have already made) and will then start charging you 36.00 per overdraw regardless of how much money you have in savings which is supposed to be linked to your checking. I really don't want a useless 3.00 transfer if it's going to use up one of my 6 transactions and I'm going to be charged 3.00 for the service. I discussed this practice with my coworkers and no one could believe the way they handle their online banking.The consensus was why have online banking if it's so limited and how ineffective their overdraft protection was. I'm starting to wonder if this isn't just another way for them to insure fees without being as obvious a bigger banking institutions as they tout themselves as being smaller and more about their customers. If they were really about their customers they would figure out a better solution for their overdraft protection and their computer banking.