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1450 Maple
Lisle, IL 60532

Lisle Savings Bank is headquartered in Lisle and is the 77th largest bank in the state of Illinois. It is also the 1,262nd largest bank in the nation. It was established in 1917 and as of December of 2013, it had grown to 60 employees at 3 locations. Lisle Savings Bank has a B health rating.

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Reviews (1)

Bad Customer Service

I visited Lisle savings bank on Maple on Monday, 10/22/12 with my mother with a goal to open an account for her. We waited for about 1/2 hour  and left . The receptionst was semi-friendly, nobody realy was interested to take care of us as we were new to this bank. Overall the environment inside is very laid back and relaxed, I would say definitely not business like compare to Chase were people give you maximum attention right away. All employees whom I saw were over the age of 50, no young, fresh energetic faces. I needed this location on Maple since my Mom moved to 4 Lakes. We went to TCF in Jewel instead and opened an account for her. P.S. I am not anonymous, my name is Veronika G.


Data for Q4 2013

Institution Health


Texas Ratio


The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of December 31, 2013 Lisle Savings Bank had $23.83 million in non-current loans and owned real-estate with $98.06 million in equity and loan loss allowances on hand to cover it. This gives Lisle Savings Bank a Texas Ratio of 24.30% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.

Texas Ratio Trend


The Texas Ratio for Lisle Savings Bank decreased slightly from 28.15% as of December 31, 2012 to 24.30% as of December 31, 2013, resulting in a positive change of 13.66%.This indicates that the balance sheet and financial strength for Lisle Savings Bank has improved slightly in recent periods.

Deposit Growth


In the past year, Lisle Savings Bank has increased its total deposits by $1.96 million, resulting in 0.46% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Lisle Savings Bank has shown is above average.



Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Lisle Savings Bank has $530.3 million in assets with $98.06 million in equity, resulting in a capitalization level of 18.49%, which is excellent.

Institution Statistics

FDIC Certificate #29800
Year Established1917
Primary RegulatorFDIC
Assets and Liabilities
Assets$530.30 million
Loans$229.18 million
Deposits$430.64 million
Equity Capital$93.57 million
Loan Loss Allowance$4.49 million
Unbacked Noncurrent Loans$22.46 million
Real Estate Owned$1.37 million
Historic Data - December 2012
Assets$530.48 million
Equity Capital$95.59 million
Loan Loss Allowance$5.07 million
Unbacked Noncurrent Loans$22.46 million
Real Estate Owned$145,000
Profit Margin - Quarterly
Net Interest Margin2.67%
Return on Assets0.74%
Return on Equity4.15%
Interest Income$15.56 million

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Lisle Savings Bank Savings Account Rates

0.20%--Statement Saving
0.20%--Small Saver Club
0.20%$2,500-IRA Statement

Lisle Savings Bank Money Market Rates

0.40%--Insured Money Market Account

Lisle Savings Bank Checking Account Rates

0.35%--Wall Street Checking
0.15%--Interest Checking
0.15%--Gold 50 Checking
0.15%--Home Business Checking

Lisle Savings Bank CD Rates

1.25%$2k-42 Month CD
1.00%$2k-30 Month CD
0.70%$2k-24 Month CD
0.60%$2k-18 Month CD
0.55%$90k-365 Day Jumbo CD
0.50%$2k-12 Month CD
0.40%$2k-9 Month CD
0.30%$2k-6 Month CD
0.30%$90k-180 Day Jumbo CD

Lisle Savings Bank IRA Rates

1.25%$2k-42 Month IRA
1.00%$2k-30 Month IRA
0.70%$250-24 Month IRA
0.60%$250-18 Month IRA
0.50%$250-12 Month IRA
0.40%$250-9 Month IRA
0.30%$250-6 Month IRA

Lisle Savings Bank Locations
Lisle Savings Bank1450 MapleLisle, IL 60532
1700 Robin Lane Facility1700 Robin LaneLisle, IL 60532
4720 Main Street Branch4720 Main StreetLisle, IL 60532