Marquette Bank

6316 South Western Avenue
Chicago, IL 60636
1-888-254-9500
www.emarquettebank.com

OverView
Rates
Health
Reviews

Marquette Bank is headquartered in Chicago and is the 20^th largest bank in the state of Illinois. It is also the 402^nd largest bank in the nation. It was established in 1945 and as of March of 2012, it had grown to 446 employees at 27 locations. Marquette Bank has a 3-star health rating.

$75 Checking Account Bonus (no DD Required) at Marquette Bank - 8/31/2009

Marquette Bank is offering up to $75 in gift cards for opening its Totally Free Checking Account. The bank will give $25 in gift cards when you open the account, and another $50 in gift cards if you activate one or more of the following: 1) online...

3% MMA 90-Day Promotion & $75 Checking Bonus at Marquette Bank - Chicago Area Only - 3/13/2009

Marquette Bank is running a promotion for its PremierMarq Money Market Account. The promotion offers the following tiered rates with a rate guarantee for 90 days:2.25% APY $10,000 - $24,9992.50% APY $25,000 - $49,9992.75% APY $50,000 - $99,9993.00% APY...

$100 Gift Card Checking Account Bonus at a Chicago Bank (Marquette) - 8/16/2007

Marquette Bank has a checking account promotion (see pdf) which offers up to $100 of gift cards for opening any new personal checking account. The first $25 is awarded for just opening any checking account. $25 more is awarded for direct deposit or any...

Report an Issue

See Rates for: Checking | Savings | Money Market | CD | IRA

Marquette Bank Checking Account Rates

Apy	Min	Max	Product
0.10%	-	-	Marquette Club Checking
0.05%	$1k	-	Commercial NOW Checking
0.05%	$250	-	NOW Checking
0.05%	$1k	-	Marquette Platinum Checking

Marquette Bank Savings Account Rates

Apy	Min	Max	Product
0.15%	$125	-	IRA Investment
0.10%	$5k	-	Commercial Platinum Statement Savings
0.10%	$100	-	ValueMarq Statement Savings Account
0.10%	$5k	-	Platinum Statement Savings Account
0.10%	-	-	YoungMarq Statement Account

Marquette Bank Money Market Rates

Apy	Min	Max	Product
0.30%	$100k	-	Business PremierMarq Money Market
0.30%	$100k	-	PremierMarq Money Market
0.15%	$10k	-	Platinum Money Market
0.15%	$10k	-	Commercial Platinum Money Market

Marquette Bank CD Rates

Apy	Min	Max	Product
0.70%	$500	-	4 Year CD
0.70%	$500	-	5 Year CD
0.60%	$500	-	3 Year CD
0.50%	$500	-	2½ Year CD
0.40%	$500	-	1½ Year CD
0.40%	$500	-	2 Year CD
0.25%	$500	-	1 Year CD
0.15%	$500	-	6 Month - under 1 Year CD
0.10%	$500	-	3 Month - under 6 Month CD
0.05%	$500	-	7 - 31 Day CD
0.05%	$500	-	32 Day - under 3 Month CD

Marquette Bank IRA Rates

Apy	Min	Max	Product
0.70%	$500	-	5 Year IRA
0.70%	$500	-	4 Year IRA
0.60%	$500	-	3 Year IRA
0.50%	$500	-	2½ Year IRA
0.40%	$500	-	2 Year IRA
0.40%	$500	-	1½ Year IRA
0.25%	$500	-	1 Year IRA

Rates updated: 5/27/2012

Data for Q1 2012

Institution Statistics

Marquette Bank
FDIC Certificate #	16250
BankRate Report	View
Year Established	1945
Employees	446
Primary Regulator	FED
Assets and Liabilities
Assets	$1.69 billion
Loans	$949.96 million
Deposits	$1.42 billion
Equity Capital	$184.00 million
Loan Loss Allowance	$27.12 million
Unbacked Noncurrent Loans	$42.57 million
Real Estate Owned	$12.11 million
Historic Data - March 2011
Assets	$1.73 billion
Equity Capital	$177.21 million
Loan Loss Allowance	$25.45 million
Unbacked Noncurrent Loans	$41.41 million
Real Estate Owned	$12.25 million
Profit Margin - Quarterly
Net Interest Margin	3.45%
Return on Assets	0.21%
Return on Equity	1.96%
Interest Income	$14.64 million

Institution Health

Overall Score:

3 out of 5

Texas Ratio
The Texas Ratio is an indicator of how much funds a bank has available compared to the total value of loans considered at risk. As of March 31, 2012 Marquette Bank had $54.68 million in non-current loans and owned real-estate with $211.12 million in equity and loan loss allowances on hand to cover it. This gives Marquette Bank a Texas Ratio of 25.90% which is average. Any bank with a Texas Ratio near or greater than 100% is considered at risk.
Texas Ratio Trend
The Texas Ratio for Marquette Bank held steady from 26.48% as of March 31, 2011 to 25.90% as of March 31, 2012, resulting in a positive change of 2.19%.This indicates that the balance sheet and financial strength for Marquette Bank has held steady in recent periods.
Deposit Growth
In the past year, Marquette Bank has decreased its total deposits by -$43.67 million, resulting in -2.98% growth for the year. A strong track record of growth is an indicator of consumer confidence and the bank's ability to strengthen its balance sheet. The growth Marquette Bank has shown is below average.
Capitalization
Both FDIC and NCUA consider capitalization levels of banks and credit unions to be of high importance. Higher capitalization allows for a greater buffer when cover loans that may fail in the future. Marquette Bank has $1.69 billion in assets with $211.12 million in equity, resulting in a capitalization level of 12.50%, which is excellent.