Overview / Commentary
Maui Teachers Federal Credit Union is headquartered in Wailuku and is the 37th largest credit union in the state of Hawaii. It is also the 2,810th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 3 employees and 1,325 members at 1 location. Maui Teachers Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Maui Teachers Federal Credit Union is open to employees of the Maui Department of Education and its students, and certified substitute teachers and contract workers of the DoE.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Maui Teachers Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 1817 |
| Year Chartered | 1936 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 3.31% |
| Annual Interest Income | $224K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $33.2MM$32.3MM |
| Loans | Q1 2025vs Q1 2024 | $10.4MM$10.4MM |
| Deposits | Q1 2025vs Q1 2024 | $28.5MM$28.1MM |
| Equity Capital | Q1 2025vs Q1 2024 | $4.6MM$4MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $27K$26K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $0$0 |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |