Members 1st Credit Union (CA)

Overview | Eligibility Requirements | Receive alerts for this credit union

LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.m1cu.org

530-222-6060

4710 Mountain Lakes Blvd
Redding, CA 96003

Members 1st Credit Union (CA) is headquartered in Redding and is the 102^nd largest credit union in the state of California. It is also the 930^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 61 employees and 23,957 members at 6 locations. Members 1st Credit Union (CA) has an A health rating.

Field of Membership Restrictions

Members 1st Credit Union membership is open to those who live, work or worship in the California counties of Tehama, Shasta, Glenn, and Butte. Eligibility also extends to school employees, students, government employees, and their family members in Butte, Lassen, Glenn, Modoc, Sierra, Plumas, Trinity, and Siskiyou Counties.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	62677
Year Chartered	1936
Employees	61
Primary Regulator

Profit Margin
Return on Assets - YTD	0.97%
Return on Equity - YTD	10.18%
Annual Interest Income	$3.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$355MM$330.3MM
Loans	Q1 2025vs Q1 2024	$228.8MM$241.1MM
Deposits	Q1 2025vs Q1 2024	$318.6MM$295.7MM
Equity Capital	Q1 2025vs Q1 2024	$33.2MM$29.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$894K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$694K$85K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Members 1st Credit Union (CA) are currently being reviewed.

Locations

Members 1st Credit Union (CA) Locations
Branch Office	5020 Rhonda Rd	Anderson, CA 96007-9014
Branch Office	1380 Hilltop Dr	Redding, CA 96003-3805
Branch Office	1260 Pine St	Redding, CA 96001-0606
Branch Office	4710 Mountain Lakes Blvd	Redding, CA 96003
Branch Office	550 Salem St	Chico, CA 95928-5795
Branch Office	969 East Ave	Chico, CA 95926

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